Summary
Fintrust is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €53,776 and a net result of €41,611. Its solvency ranks better than 8% of 5565 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 5565 sector peers (2025).
NBB · sector comparisonPosition among 5565 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€53,776▲ 342%
2024 · €12,165
Net result
€41,611▲ 1,822%
2024 · €2,165
Total assets
€1.3m▼ 5.1%
2024 · €1.4m
Solvency
4.1%▲ 3.2pp
2024 · 0.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€52,750-€102,894▲ 95.1%
Net result€2,165-€41,611▲ 1,822%
Equity€12,165-€53,776▲ 342%
Total assets€1.4m-€1.3m▼ 5.1%
Debt€1.4m-€1.3m▼ 8.1%
Working capital-€309,012--€238,361▲ 22.9%
Solvency0.9%-4.1%▲ 3.2pp
Staff (FTE)4.9-4.8▼ 2.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 95% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€1.2m ▼ 11.1%
Current assets
€162,815 ▲ 83.3%
Equity and liabilities €1.3m
Equity
€53,776 ▲ 342%
Debt
€1.3m ▼ 8.1%
Debt's share of the balance-sheet total falls from 99.1% to 95.9%. Equity is higher and debt is lower.
Key figures and ratios
ROE
77.4%▲
2024 · 17.8%
ROA
3.2%▲
2024 · 0.2%
Debt ≤ 1 year
€401,175▲
2024 · €397,839
Debt > 1 year
€863,478▼
2024 · €968,080
Income taxes
€20,088▲
2024 · €5,727
Staff costs
€301,848▼
2024 · €392,770
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €392,770 | €301,848 | ▼ 23.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €143,118 | €144,304 | ▲ 0.8% |
| Other operating charges640/8 | €2,890 | €1,263 | ▼ 56.3% |
| Gross operating margin9900 | €591,528 | €550,308 | ▼ 7.0% |
| Operating profit (loss)9901 | €52,750 | €102,894 | ▲ 95.1% |
| Financial income75/76B | - | €1 | - |
| Recurring financial income75 | - | €1 | - |
| Financial charges65/66B | €44,858 | €41,195 | ▼ 8.2% |
| Recurring financial charges65 | €44,858 | €41,195 | ▼ 8.2% |
| Profit (loss) for the period before taxes9903 | €7,892 | €61,699 | ▲ 682% |
| Income taxes67/77 | €5,727 | €20,088 | ▲ 251% |
| Profit (loss) for the period9904 | €2,165 | €41,611 | ▲ 1,822% |
| Profit (loss) for the period to be appropriated9905 | €2,165 | €41,611 | ▲ 1,822% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.4m | €1.3m | ▼ 5.1% |
| Fixed assets21/28 | €1.3m | €1.2m | ▼ 11.1% |
| Intangible fixed assets21 | €1.3m | €1.2m | ▼ 11.1% |
| Current assets29/58 | €88,827 | €162,815 | ▲ 83.3% |
| Amounts receivable within one year40/41 | €20 | €0 | ▼ 100% |
| Trade receivables40 | €20 | €0 | ▼ 100% |
| Deferred charges and accrued income490/1 | €88,807 | €162,815 | ▲ 83.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.4m | €1.3m | ▼ 5.1% |
| Equity10/15 | €12,165 | €53,776 | ▲ 342% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Reserves13 | - | €43,776 | - |
| Distributable reserves133 | - | €43,776 | - |
| Profit (loss) carried forward14 | €2,165 | €0 | ▼ 100% |
| Amounts payable17/49 | €1.4m | €1.3m | ▼ 8.1% |
| Amounts payable after more than one year17 | €968,080 | €863,478 | ▼ 10.8% |
| Financial debts170/4 | €968,080 | €863,478 | ▼ 10.8% |
| Amounts payable within one year42/48 | €397,839 | €401,175 | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | €100,794 | €104,601 | ▲ 3.8% |
| Financial debts43 | €107,391 | €28,196 | ▼ 73.7% |
| Credit institutions430/8 | €107,391 | €28,196 | ▼ 73.7% |
| Trade debts44 | €96,839 | €163,812 | ▲ 69.2% |
| Suppliers440/4 | €96,839 | €163,812 | ▲ 69.2% |
| Taxes, remuneration and social security45 | €42,815 | €54,566 | ▲ 27.4% |
| Taxes450/3 | €5,727 | €20,088 | ▲ 251% |
| Remuneration and social security454/9 | €37,088 | €34,477 | ▼ 7.0% |
| Other amounts payable47/48 | €50,000 | €50,000 | = |
| Accrued charges and deferred income492/3 | €10,661 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €2,165 | €41,611 | ▲ 1,822% |
| + Depreciation and write-downs630 | €143,118 | €144,304 | ▲ 0.8% |
| Operating cash flow (approximation) | €145,283 | €185,914 | ▲ 28.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 2 establishment units since 2023
Ground area
1,689 m²
Building footprint
504 m²
Volume, LiDAR
4,374 m³
2 parcels, Flanders · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
Fintrust
since 20232.343.218.112
Witte Torenwal 15, 3960 Bree
since 20232.345.069.723
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71047A0972/00B000 | Flanders | 1,003 m² | 1 · 167 m² | 7.5 m · 2 fl. |
| 72004B0393/00G000 | Flanders | 686 m² | 1 · 337 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
10%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 894 EUR awarded · 894 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 491 EUR | 491 EUR |
| 2024 | 1 | 403 EUR | 403 EUR |
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Of 806 companies in sector 64999 we hold annual accounts for 484. 292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
64999Other financial services
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0799879321
Also
9925:BE0799879321
Registered
16-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.