FINNECCO

Active

Private limited companyfounded 20224 yrs activeRommelaerelaan 139, 1020 Brussel, BelgiumKBO/BCE: BE 0782.574.125

FINNECCO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €8k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 1003 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability58▼-20

Solvency57▲+6

Growth78=

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 1.51 against 1.36 in 2024; short-term debt: 66% and cash: 69.2% of total assets), but 68.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

25 d early

2024

on the day

2023

8 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close17-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€8k▼ 43.8%

2024 · €15k

2023: €6k 2024: €15k

2023 → 2025

Working capital

€35k▲ 44.1%

2024 · €24k

2023: €13k 2024: €24k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€10k-€24k▲ 157%€33k▲ 34.3%

Operating result€7k-€21k▲ 181%€11k▼ 45.0%

Net result€6k-€15k▲ 171%€8k▼ 43.8%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 45% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €104k

31.7%

68.3%

Equity €33k▲ 34.3%

Debt €71k▲ 4.4%

The debt ratio falls from 73.5% to 68.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Solvency

31.7%▲

2024 · 26.5%

Current ratio

1.51▲

2024 · 1.36

Quick ratio

1.51▲

2024 · 1.36

Debt / equity

2.16▼

2024 · 2.78

ROE

25.6%▼

2024 · 61.1%

ROA

8.1%▼

2024 · 16.2%

Debt

€71k▲

2024 · €68k

Debt ≤ 1 year

€69k▲

2024 · €68k

Income taxes

€3k▼

2024 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€92k€104k▲

Current assets29/58€92k€104k▲

Amounts receivable within one year40/41€27k€32k▲

Trade receivables40€17k€21k▲

Other amounts receivable41€10k€11k▲

Cash at bank and in hand54/58€66k€72k▲

Equity and liabilities

Total equity and liabilities10/49€92k€104k▲

Equity10/15€24k€33k▲

Contributions10/11€4k€4k=

Outside capital11€4k-

Share premium1100/10€4k-

Profit (loss) carried forward14€20k€29k▲

Amounts payable17/49€68k€71k▲

Amounts payable within one year42/48€68k€69k▲

Trade debts44€58k€63k▲

Suppliers440/4€58k€63k▲

Taxes, remuneration and social security45€10k€5k▼

Taxes450/3€10k€5k▼

Other amounts payable47/48€319€391▲

Accrued charges and deferred income492/3-€2k

Income statement Code20242025

Other operating charges640/8€384€387▲

Gross operating margin9900€21k€12k▼

Operating profit (loss)9901€21k€11k▼

Financial charges65/66B€82€166▲

Recurring financial charges65€82€166▲

Profit (loss) for the period before taxes9903€21k€11k▼

Income taxes67/77€6k€3k▼

Profit (loss) for the period9904€15k€8k▼

Profit (loss) for the period to be appropriated9905€15k€8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€20k€29k▲

Profit (loss) brought forward from the previous period14P€6k€20k▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-01-2027

2026

06-01

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

31-01

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

30-06

Financial Highest result since 2023net €15k ▲171%

Operating result €21k, net result €15k, both a record.

08-02

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 8 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rommelaerelaan 1391020 Brussel

Ground area

571 m²

Building footprint

223 m²

Volume, LiDAR

1,734 m³

2 parcels, Brussels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

FINNECCO

Vroonweg 7, 1850 GrimbergenCertified accountants and tax accountants

since 20222.328.210.034

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23025I0282/00V000	Flanders	414 m²	1 · 144 m²	11.7 m · 3 fl.
21816H0122/00E002	Brussels	156 m²	1 · 79 m²	11.6 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Maxime Vanoverschelde

BE 1009.424.263

Middelkerke · Eq €33k

RS ACCOUNTING

BE 1005.255.936

Mons · Eq €33k

Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 5,329 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-02-2022

Fiscal year end30-06

Activities, NACEBEL

69201Certified accountants and tax accountants

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.