Fatto

Active

Private limited companyfounded 20233 yrs activeHelena Wijnantslaan(H) 10, 3870 Heers, BelgiumKBO/BCE: BE 0799.978.497

Fatto has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 10% of 12632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

48 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency12

Growth-

Stability79

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.84), and 94.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

5.9%

Return on assets

2.4%

Age of the figures

17 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 12632 sector peers (2025).

NBB · sector comparison

Position among 12632 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k

Total assets

€87k

Net result

€2k

Working capital

€-9k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €87k

48.6%

51.4%

Fixed assets €42k

Current assets €45k

Equity and liabilities €87k

94.1%

Equity €5k

Debt €82k

Debt finances 94.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€13k

Cash flow

€10k

Solvency

5.9%

Current ratio

0.84

Quick ratio

0.84

Debt / equity

16.09

ROE

41.3%

ROA

2.4%

Interest coverage

66.79

Debt

€82k

Debt ≤ 1 year

€54k

Debt > 1 year

€29k

Income taxes

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€87k

Fixed assets21/28€42k

Tangible fixed assets22/27€42k

Furniture and vehicles24€2k

Leasing and similar rights25€40k

Current assets29/58€45k

Amounts receivable within one year40/41€19k

Trade receivables40€19k

Cash at bank and in hand54/58€24k

Deferred charges and accrued income490/1€2k

Equity and liabilities

Total equity and liabilities10/49€87k

Equity10/15€5k

Contributions10/11€3k

Reserves13€2k

Distributable reserves133€2k

Amounts payable17/49€82k

Amounts payable after more than one year17€29k

Financial debts170/4€29k

Amounts payable within one year42/48€54k

Current portion of amounts payable after more than one year42€8k

Trade debts44€1k

Suppliers440/4€1k

Taxes, remuneration and social security45€11k

Taxes450/3€11k

Other amounts payable47/48€33k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k

Other operating charges640/8€2k

Gross operating margin9900€15k

Operating profit (loss)9901€5k

Financial charges65/66B€189

Recurring financial charges65€189

Profit (loss) for the period before taxes9903€5k

Income taxes67/77€2k

Profit (loss) for the period9904€2k

Profit (loss) for the period to be appropriated9905€2k

Appropriation of the result

Profit (loss) to be appropriated9906€2k

Transfer to equity691/2€2k

To other reserves6921€2k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Gazette 1Filings 1

2026

25-03

State Gazette act Incorporation · Capital

Share subscription · Director appointment

2025

29-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

State Gazette actNBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Heers · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Helena Wijnantslaan(H) 103870 Heers

Ground area

1,234 m²

Building footprint

255 m²

Volume, LiDAR

889 m³

2 parcels, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Paardskerkhofstraat(H.) 5, 3870 Heers

Certified accountants and tax accountants

since 20232.346.288.161

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73022B0283/00M000	Flanders	1,037 m²	1 · 205 m²	4.4 m · 1 fl.
73022A0136/00H000	Flanders	197 m²	1 · 50 m²	6.2 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 1,108 EUR awarded · 1,108 EUR paid

Year	Entries	awarded	paid
2025	1	641 EUR	641 EUR
2024	1	467 EUR	467 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

2 entries · 1,108 EUR · 1,108 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

IMMLANT

BE 0442.593.281

Temse · Eq €5k

TAX & LEGAL CONSULTANTS

Blankenberge · Eq €5k

Fiduciaire Gishti

BE 0737.498.621

Seraing · Eq €5k

Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 2,044 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-03-2023

Fiscal year end31-03

Activities, NACEBEL

69201Certified accountants and tax accountants

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.fatto.be

Enterprise

E-mail:admin@fatto.be

Enterprise