FINNECCO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
FINNECCO
Largest movements
- Cash +€6,294
up €6,294 (+9.6%), from €65,647 to €71,942
mainly Net result for the year (+€8,414) and Trade debts (+€4,840)
- Receivables within one year +€5,116
up €5,116 (+19.1%), from €26,851 to €31,966
of which Trade receivables: +€4,276
- Profit (loss) carried forward +€8,414
up €8,414 (+41.1%), from €20,498 to €28,912
- Trade debts +€4,840
up €4,840 (+8.3%), from €58,080 to €62,920
- Tax, wage and social debts -€4,317
down €4,317 (-45.0%), from €9,601 to €5,285
- Accrued charges and deferred income +€2,400
new in 2025: €2,400
- Gross operating margin -€9,340
down €9,340 (-44.2%), from €21,142 to €11,802
- Taxes -€2,867
down €2,867 (-50.3%), from €5,701 to €2,834
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €92,498 | €103,908 | +€11,410 | +12.3% |
| Current assets | 29/58 | €92,498 | €103,908 | +€11,410 | +12.3% |
| Amounts receivable within one year | 40/41 | €26,851 | €31,966 | +€5,116 | +19.1% |
| Trade receivables | 40 | €16,771 | €21,046 | +€4,276 | +25.5% |
| Other amounts receivable | 41 | €10,080 | €10,920 | +€840 | +8.3% |
| Cash at bank and in hand | 54/58 | €65,647 | €71,942 | +€6,294 | +9.6% |
| Total equity and liabilities | 10/49 | €92,498 | €103,908 | +€11,410 | +12.3% |
| Equity | 10/15 | €24,498 | €32,912 | +€8,414 | +34.3% |
| Contributions | 10/11 | €4,000 | €4,000 | = | 0.0% |
| Contributions outside capital | 11 | €4,000 | - | -€4,000 | |
| Share premium | 1100/10 | €4,000 | - | -€4,000 | |
| Profit (loss) carried forward | 14 | €20,498 | €28,912 | +€8,414 | +41.1% |
| Amounts payable | 17/49 | €68,001 | €70,996 | +€2,995 | +4.4% |
| Amounts payable within one year | 42/48 | €68,001 | €68,596 | +€595 | +0.9% |
| Trade debts | 44 | €58,080 | €62,920 | +€4,840 | +8.3% |
| Suppliers | 440/4 | €58,080 | €62,920 | +€4,840 | +8.3% |
| Taxes, remuneration and social security | 45 | €9,601 | €5,285 | -€4,317 | -45.0% |
| Taxes | 450/3 | €9,601 | €5,285 | -€4,317 | -45.0% |
| Other amounts payable | 47/48 | €319 | €391 | +€72 | +22.6% |
| Accrued charges and deferred income | 492/3 | - | €2,400 | +€2,400 | |
| Other operating charges | 640/8 | €384 | €387 | +€3 | +0.8% |
| Gross operating margin | 9900 | €21,142 | €11,802 | -€9,340 | -44.2% |
| Operating profit (loss) | 9901 | €20,757 | €11,415 | -€9,343 | -45.0% |
| Financial charges | 65/66B | €82 | €166 | +€84 | +102% |
| Recurring financial charges | 65 | €82 | €166 | +€84 | +102% |
| Profit (loss) for the period before taxes | 9903 | €20,675 | €11,249 | -€9,426 | -45.6% |
| Income taxes | 67/77 | €5,701 | €2,834 | -€2,867 | -50.3% |
| Profit (loss) for the period | 9904 | €14,974 | €8,414 | -€6,559 | -43.8% |
| Profit (loss) for the period to be appropriated | 9905 | €14,974 | €8,414 | -€6,559 | -43.8% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.