Summary
FINKANO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €78,153 and a net result of €64,455. Its solvency ranks better than 61% of 3320 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€78,153▲ 471%
2023 · €13,698
Net result
€64,455▲ 137%
2023 · €27,198
Total assets
€126,520▲ 150%
2023 · €50,632
Solvency
61.8%▲ 34.7pp
2023 · 27.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€32,230-€82,085▲ 155%
Net result€27,198within the sector's middle half-€64,455within the sector's middle half▲ 137%
Equity€13,698below the sector's middle half-€78,153within the sector's middle half▲ 471%
Total assets€50,632below the sector's middle half-€126,520below the sector's middle half▲ 150%
Debt€36,934-€48,366▲ 31.0%
Working capital€13,698within the sector's middle half-€74,646within the sector's middle half▲ 445%
Solvency27.1%within the sector's middle half-61.8%within the sector's middle half▲ 34.7pp
Current ratio1.37within the sector's middle half-2.54within the sector's middle half▲ 1.17
Return on assets (ROA)53.7%above the sector's middle half-50.9%above the sector's middle half▼ 2.8pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 155% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €126,520
Fixed assets
€3,507
Current assets
€123,013
Equity and liabilities €126,520
Equity
€78,153 ▲ 471%
Debt
€48,366 ▲ 31.0%
Debt's share of the balance-sheet total falls from 72.9% to 38.2%. Equity and debt are higher.
Key figures and ratios
ROE
82.5%▼
2023 · 198.6%
Debt ≤ 1 year
€48,366▲
2023 · €36,934
Income taxes
€17,618▲
2023 · €4,992
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €521 | - |
| Other operating charges640/8 | - | €248 | - |
| Gross operating margin9900 | €32,230 | €82,854 | ▲ 157% |
| Operating profit (loss)9901 | €32,230 | €82,085 | ▲ 155% |
| Financial income75/76B | - | €101 | - |
| Recurring financial income75 | - | €101 | - |
| Financial charges65/66B | €39 | €113 | ▲ 190% |
| Recurring financial charges65 | €39 | €113 | ▲ 190% |
| Profit (loss) for the period before taxes9903 | €32,191 | €82,073 | ▲ 155% |
| Income taxes67/77 | €4,992 | €17,618 | ▲ 253% |
| Profit (loss) for the period9904 | €27,198 | €64,455 | ▲ 137% |
| Profit (loss) for the period to be appropriated9905 | €27,198 | €64,455 | ▲ 137% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €50,632 | €126,520 | ▲ 150% |
| Fixed assets21/28 | - | €3,507 | - |
| Tangible fixed assets22/27 | - | €3,507 | - |
| Furniture and vehicles24 | - | €3,507 | - |
| Current assets29/58 | €50,632 | €123,013 | ▲ 143% |
| Amounts receivable within one year40/41 | €12,118 | €12,660 | ▲ 4.5% |
| Trade receivables40 | €12,118 | €12,660 | ▲ 4.5% |
| Cash at bank and in hand54/58 | €38,514 | €110,353 | ▲ 187% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €50,632 | €126,520 | ▲ 150% |
| Equity10/15 | €13,698 | €78,153 | ▲ 471% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Reserves13 | €12,198 | €76,653 | ▲ 528% |
| Distributable reserves133 | €12,198 | €76,653 | ▲ 528% |
| Amounts payable17/49 | €36,934 | €48,366 | ▲ 31.0% |
| Amounts payable within one year42/48 | €36,934 | €48,366 | ▲ 31.0% |
| Trade debts44 | €201 | €3,435 | ▲ 1,612% |
| Suppliers440/4 | €201 | €3,435 | ▲ 1,612% |
| Taxes, remuneration and social security45 | €21,733 | €29,380 | ▲ 35.2% |
| Taxes450/3 | €12,204 | €29,380 | ▲ 141% |
| Remuneration and social security454/9 | €9,530 | - | - |
| Other amounts payable47/48 | €15,000 | €15,551 | ▲ 3.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €27,198 | €64,455 | ▲ 137% |
| + Depreciation and write-downs630 | - | €521 | - |
| Operating cash flow (approximation) | €27,198 | €64,975 | ▲ 139% |
| Change in cash | - | €71,839 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2023
Ground area
421 m²
Building footprint
86 m²
Volume, LiDAR
466 m³
Parcel 23045D0338/00Y000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FINKANO
since 20232.346.506.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0338/00Y000 | Flanders | 421 m² | 1 · 86 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELGIUM FINANCE
BE 0464.767.283
Charleroi · Eq €78,276
Kolibri
BE 0757.758.258
Brugge · Eq €77,966
JAMACO
BE 0536.667.643
Sint-Katelijne-Waver · Eq €78,640
AVUATS
BE 0781.331.634
Nazareth-De Pinte · Eq €76,987
CELESTAPOL
BE 1008.979.449
Watermaal-Bosvoorde · Eq €76,802
Of 1,507 companies in sector 66199 we hold annual accounts for 923. 606 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
78200Temporary employment agencies and other provision of personnel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803131294
Registered
14-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.