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FINKANO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

FINKANO

BE 0803.131.294
NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€64,455
2023 · €27,198+€37,256
Equity
€78,153
2023 · €13,698+€64,455
Cash
€110,353
2023 · €38,514+€71,839
Balance sheet total
€126,520
2023 · €50,632+€75,887

Largest movements

2023 to 2024
Assets
  • Cash +€71,839

    up €71,839 (+186.5%), from €38,514 to €110,353

    mainly Net result for the year (+€64,455) and Tax, wage and social debts (+€7,647)

  • Tangible fixed assets +€3,507

    new in 2024: €3,507

Equity and liabilities
  • Reserves +€64,455

    up €64,455 (+528.4%), from €12,198 to €76,653

  • Tax, wage and social debts +€7,647

    up €7,647 (+35.2%), from €21,733 to €29,380

    of which Taxes: +€17,176

  • Trade debts +€3,235

    up €3,235 (+1612.3%), from €201 to €3,435

Income statement
  • Gross operating margin +€50,624

    up €50,624 (+157.1%), from €32,230 to €82,854

  • Taxes +€12,626

    up €12,626 (+252.9%), from €4,992 to €17,618

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €27,198
Gross operating margin +€50,624
Depreciation -€521
Other operating charges -€248
Financial income +€101
Financial charges -€74
Taxes -€12,626
Result 2024 €64,455

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€75,866
Investment -€4,027
Financing €0
Cash 2023 €38,514
Net result for the year +€64,455
Depreciation +€521
Receivables within one year -€541
Trade debts +€3,235
Tax, wage and social debts +€7,647
Other debts +€551
Investment in fixed assets (net) -€4,027
Cash 2024 €110,353
Every line side by side 33 lines
Line Code 2023 2024 Change %
Total assets 20/58 €50,632 €126,520 +€75,887 +149.9%
Fixed assets 21/28 - €3,507 +€3,507
Tangible fixed assets 22/27 - €3,507 +€3,507
Furniture and vehicles 24 - €3,507 +€3,507
Current assets 29/58 €50,632 €123,013 +€72,380 +143.0%
Amounts receivable within one year 40/41 €12,118 €12,660 +€541 +4.5%
Trade receivables 40 €12,118 €12,660 +€541 +4.5%
Cash at bank and in hand 54/58 €38,514 €110,353 +€71,839 +186.5%
Total equity and liabilities 10/49 €50,632 €126,520 +€75,887 +149.9%
Equity 10/15 €13,698 €78,153 +€64,455 +470.5%
Contributions 10/11 €1,500 €1,500 = 0.0%
Reserves 13 €12,198 €76,653 +€64,455 +528.4%
Distributable reserves 133 €12,198 €76,653 +€64,455 +528.4%
Amounts payable 17/49 €36,934 €48,366 +€11,432 +31.0%
Amounts payable within one year 42/48 €36,934 €48,366 +€11,432 +31.0%
Trade debts 44 €201 €3,435 +€3,235 +1612.3%
Suppliers 440/4 €201 €3,435 +€3,235 +1612.3%
Taxes, remuneration and social security 45 €21,733 €29,380 +€7,647 +35.2%
Taxes 450/3 €12,204 €29,380 +€17,176 +140.7%
Remuneration and social security 454/9 €9,530 - -€9,530
Other amounts payable 47/48 €15,000 €15,551 +€551 +3.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €521 +€521
Other operating charges 640/8 - €248 +€248
Gross operating margin 9900 €32,230 €82,854 +€50,624 +157.1%
Operating profit (loss) 9901 €32,230 €82,085 +€49,855 +154.7%
Financial income 75/76B - €101 +€101
Recurring financial income 75 - €101 +€101
Financial charges 65/66B €39 €113 +€74 +190.3%
Recurring financial charges 65 €39 €113 +€74 +190.3%
Profit (loss) for the period before taxes 9903 €32,191 €82,073 +€49,883 +155.0%
Income taxes 67/77 €4,992 €17,618 +€12,626 +252.9%
Profit (loss) for the period 9904 €27,198 €64,455 +€37,256 +137.0%
Profit (loss) for the period to be appropriated 9905 €27,198 €64,455 +€37,256 +137.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.