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BP Finex

Active
Werftsesteenweg 102a ·2220 Heist-op-den-Berg, Belgium
KBO/BCE: BE 0801.170.312
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Real estate1 parcel · 629 m²

Summary

Conclusion

the dossier summarised in one paragraph

BP Finex is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €55k and a net result of €52k. Its solvency ranks better than 48% of 765 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€55k
Net result€52k
Total assets€152k
Solvency36.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 66 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.6% 38.9%
better than 48% of 765 sector peers
Net result €52k €28k
better than 68% of 764 sector peers
Equity €55k €63k
better than 47% of 765 sector peers
Gross operating margin €91k €67k
better than 59% of 762 sector peers
Total assets €152k €189k
better than 44% of 765 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€52k
Cash flown/a
Staff costs-
Income taxes€23k
Dividends-
Total assets€152k
Equity€55k
Debt€96k
of which ≤ 1y€95k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency36.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA34.6%
ROE94.6%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€152k
Fixed assets 21/28€42k
Tangible fixed assets 22/27€42k
Current assets 29/58€110k
Amounts receivable within one year 40/41€107k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€152k
Equity 10/15€55k
Contributions / capital 10/11€3k
Reserves 13€52k
Amounts payable 17/49€96k
Amounts payable within one year 42/48€95k
Trade debts payable within one year 44€12k
Income statement
Gross operating margin 9900€91k
Operating result 9901€76k
Financial charges 65€214
Result before taxes 9903€75k
Income taxes 67/77€23k
Net result for the period 9904€52k
Result to be appropriated 9905€52k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
BP Finex
Werftsesteenweg 102a, 2220 Heist-op-den-BergOverige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
since 20232.344.533.253
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area629 m²
Buildings1
Building footprint83 m²
Volume (LiDAR)323 m³
Tallest building12.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12322I0110/00P000 Flanders 629 m² 1 · 83 m² 12.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency61Growth50Stability79
58 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 61
Growth 50
Stability 79

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL BP Finex
Registered office
Werftsesteenweg 102a
2220 Heist-op-den-Berg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.