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FINCH GROUP

Active Risk: not assessed
Private limited companyfounded 20233 yrs activeRue Adolphe-Sax 71, 5500 Dinant, BelgiumKBO/BCE: BE 0802.488.621
Summary

FINCH GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €223,326 and a net result of €203,326. Its solvency ranks better than 14% of 776 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 776 sector peers (2024).
NBB · sector comparison
Position among 776 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 20 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FINCH GROUP was incorporated on 7 June 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, full schema

Equity
€223,326
Net result
€203,326
Total assets
€3.5m
Solvency
6.4%
Balance-sheet composition
Assets €3.5m
Fixed assets €3.4m
Current assets €94,750
Equity and liabilities €3.5m
Equity €223,326
Debt €3.3m
Debt finances 93.6% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
91.0%
ROA
5.8%
Debt ≤ 1 year
€1.5m
Debt > 1 year
€1.8m
Income taxes
€51,698
Staff costs
€59,146
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 44 lines
Balance sheet Code2024
Assets
Total assets20/58€3.5m
Fixed assets21/28€3.4m
Tangible fixed assets22/27€26,036
Furniture and vehicles24€26,036
Financial fixed assets28€3.4m
Current assets29/58€94,750
Amounts receivable within one year40/41€27,625
Trade receivables40€27,625
Cash at bank and in hand54/58€66,860
Deferred charges and accrued income490/1€264
Equity and liabilities
Total equity and liabilities10/49€3.5m
Equity10/15€223,326
Contributions10/11€20,000
Reserves13€33,680
Tax-exempt reserves132€33,680
Profit (loss) carried forward14€169,646
Amounts payable17/49€3.3m
Amounts payable after more than one year17€1.8m
Financial debts170/4€1.5m
Other amounts payable178/9€283,130
Amounts payable within one year42/48€1.5m
Current portion of amounts payable after more than one year42€192,000
Trade debts44€1,158
Suppliers440/4€1,158
Taxes, remuneration and social security45€23,700
Taxes450/3€17,698
Remuneration and social security454/9€6,001
Other amounts payable47/48€1.3m
Income statement Code2024
Remuneration, social security and pensions62€59,146
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,483
Other operating charges640/8€3,844
Gross operating margin9900€370,024
Operating profit (loss)9901€289,550
Financial income75/76B€55,227
Recurring financial income75€55,227
Financial charges65/66B€89,753
Recurring financial charges65€89,753
Profit (loss) for the period before taxes9903€255,024
Income taxes67/77€51,698
Profit (loss) for the period9904€203,326
Transfer to tax-exempt reserves689€33,680
Profit (loss) for the period to be appropriated9905€169,646
Appropriation of the result
Profit (loss) to be appropriated9906€169,646
Social balance
Average headcount (FTE)90871.0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€59,146
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,483
Other operating charges640/8€3,844
Gross operating margin9900€370,024
Operating profit (loss)9901€289,550
Financial income75/76B€55,227
Recurring financial income75€55,227
Financial charges65/66B€89,753
Recurring financial charges65€89,753
Profit (loss) for the period before taxes9903€255,024
Income taxes67/77€51,698
Profit (loss) for the period9904€203,326
Transfer to tax-exempt reserves689€33,680
Profit (loss) for the period to be appropriated9905€169,646
Line2024
Assets
Total assets20/58€3.5m
Fixed assets21/28€3.4m
Tangible fixed assets22/27€26,036
Furniture and vehicles24€26,036
Financial fixed assets28€3.4m
Current assets29/58€94,750
Amounts receivable within one year40/41€27,625
Trade receivables40€27,625
Cash at bank and in hand54/58€66,860
Deferred charges and accrued income490/1€264
Equity and liabilities
Total equity and liabilities10/49€3.5m
Equity10/15€223,326
Contributions10/11€20,000
Reserves13€33,680
Tax-exempt reserves132€33,680
Profit (loss) carried forward14€169,646
Amounts payable17/49€3.3m
Amounts payable after more than one year17€1.8m
Financial debts170/4€1.5m
Other amounts payable178/9€283,130
Amounts payable within one year42/48€1.5m
Current portion of amounts payable after more than one year42€192,000
Trade debts44€1,158
Suppliers440/4€1,158
Taxes, remuneration and social security45€23,700
Taxes450/3€17,698
Remuneration and social security454/9€6,001
Other amounts payable47/48€1.3m
Line2024
Profit (loss) for the period9904€203,326
+ Depreciation and write-downs630€17,483
Operating cash flow (approximation)€220,809

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 2023
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Adolphe-Sax 715500 Dinant
1 establishment unit
Finch Group
Rue Adolphe-Sax 71, 5500 DinantIT consultancy
since 20232.347.056.342

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 2

According to the 2024 annual accounts of FINCH GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

6488MGI3S42PJ27W2434
live in the LEI register

Similar companies · same sector, comparable size

Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 2,805 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Contact
E-mail yde@saag.be
Phone 082223931
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802488621
Also 9925:BE0802488621
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.