Crédit Home

Active Risk: not assessed

Private limited companyfounded 2021active for 5 yearsGeneraal Wahislaan 3, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0767.997.203

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Crédit Home is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €491,600 and a net result of €183,294. Equity has been growing by about 101% per year since 2022. Its solvency ranks better than 38% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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Crédit HomeActive

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Official details

KBO

Status: Active since 10-05-2021 Normal situation
Activity: Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199and 1 other
Establishment units: 2.317.766.401 1030 Schaarbeek, since 10-05-2021
: 2.340.766.683 6000 Charleroi, since 01-05-2022
Financial year end: 30 June
Peppol: Reachable since 02-09-2025

Company details

Board and ownership

Board: Office holders in the KBO

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts to 30-06-2025

Profit: €183,294; ▼ 6.3%
Equity: €491,600; ▲ 59.5%
Total assets: €1.7m; ▲ 3.3%
Staff: 2.2 FTE

Filed on 27-01-2026, 4 days before the deadlinePDF

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

4 days early

2024

3 days late

2023

8 days early

2022

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 3 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 January (4 of the last 4 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end01-11-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: Equity rose in 2025from €308,306 to €491,600 ▲ 59.5% View

Comparable companies

These companies have the same main activity as Crédit Home: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €855,000 and €3.1m, founded between 2019 and 2021.

Company	Total assets	Gross margin
Crédit Home Schaarbeek	€1.7m	€0.4m
Central Labelling Agency of the Belgian SRI label Sint-Joost-ten-Node	€3.1m	€0.3m
FINANCE IMMO Koekelberg	€1.9m	€0.5m
SOMAFI B & A Ukkel	€1.6m	€0.5m
Ether Energy Etterbeek	€2.0m	€0.4m
Financieel Architectenbureau Kredieten Evergem	€1.9m	€0.2m
Pienter Wonen en Investeren Deinze	€0.9m	€0.6m

Full comparison

Documents

Key facts about Crédit Home

What is the company number of Crédit Home?: The company number of Crédit Home is 0767.997.203. The VAT number is the same number with BE in front: BE 0767.997.203.
Where is Crédit Home based?: The registered office is at Generaal Wahislaan 3, 1030 Schaarbeek.Company details
What does Crédit Home do?: According to the KBO register, the main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199).
What is the legal form of Crédit Home?: The legal form of Crédit Home is Private limited company (BV).
When was Crédit Home founded?: Crédit Home was founded on 10-05-2021.
Is Crédit Home still active?: Yes, Crédit Home is an active enterprise in the KBO register.
How many employees does Crédit Home have?: Crédit Home had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Crédit Home?: The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €423,063 and 31 comparable companies (NACE 66). It probably lies between €610,000 and €780,000.
Is Crédit Home profitable?: In financial year 2025, Crédit Home made a profit of €183,294.
Where can I find the annual accounts of Crédit Home?: Crédit Home filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Crédit Home due?: Crédit Home must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

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Overview