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Tim Bruers

Active Risk: not assessed
Private limited companyfounded 20241 yr activeJonghelinckstraat 16, 2018 Antwerpen, BelgiumKBO/BCE: BE 1014.843.296
Summary

Tim Bruers is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €9,521 and a net result of €8,521. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
48 d early
2024
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 October 2024, Tim Bruers was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
€9,521
Net result
€8,521
Total assets
€28,551
Solvency
33.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €28,551
Fixed assets €2,199
Current assets €26,352
Equity and liabilities €28,551
Equity €9,521
Debt €19,030
Debt finances 66.7% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
89.5%
ROA
29.8%
Debt ≤ 1 year
€18,407
Income taxes
€2,240
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€28,551
Fixed assets21/28€2,199
Tangible fixed assets22/27€2,199
Furniture and vehicles24€2,199
Current assets29/58€26,352
Amounts receivable within one year40/41€14,520
Trade receivables40€14,520
Cash at bank and in hand54/58€10,955
Deferred charges and accrued income490/1€877
Equity and liabilities
Total equity and liabilities10/49€28,551
Equity10/15€9,521
Contributions10/11€1,000
Profit (loss) carried forward14€8,521
Amounts payable17/49€19,030
Amounts payable within one year42/48€18,407
Trade debts44€286
Suppliers440/4€286
Taxes, remuneration and social security45€8,983
Taxes450/3€8,983
Other amounts payable47/48€9,138
Accrued charges and deferred income492/3€623
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155
Gross operating margin9900€10,978
Operating profit (loss)9901€10,822
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€81
Recurring financial charges65€81
Profit (loss) for the period before taxes9903€10,761
Income taxes67/77€2,240
Profit (loss) for the period9904€8,521
Profit (loss) for the period to be appropriated9905€8,521
Appropriation of the result
Profit (loss) to be appropriated9906€8,521

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155
Gross operating margin9900€10,978
Operating profit (loss)9901€10,822
Financial income75/76B€20
Recurring financial income75€20
Financial charges65/66B€81
Recurring financial charges65€81
Profit (loss) for the period before taxes9903€10,761
Income taxes67/77€2,240
Profit (loss) for the period9904€8,521
Profit (loss) for the period to be appropriated9905€8,521
Line2024
Assets
Total assets20/58€28,551
Fixed assets21/28€2,199
Tangible fixed assets22/27€2,199
Furniture and vehicles24€2,199
Current assets29/58€26,352
Amounts receivable within one year40/41€14,520
Trade receivables40€14,520
Cash at bank and in hand54/58€10,955
Deferred charges and accrued income490/1€877
Equity and liabilities
Total equity and liabilities10/49€28,551
Equity10/15€9,521
Contributions10/11€1,000
Profit (loss) carried forward14€8,521
Amounts payable17/49€19,030
Amounts payable within one year42/48€18,407
Trade debts44€286
Suppliers440/4€286
Taxes, remuneration and social security45€8,983
Taxes450/3€8,983
Other amounts payable47/48€9,138
Accrued charges and deferred income492/3€623
Line2024
Profit (loss) for the period9904€8,521
+ Depreciation and write-downs630€155
Operating cash flow (approximation)€8,676

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
5,526 m²
Building footprint
4,884 m²
Volume, LiDAR
16,345 m³
Parcel 11810K2769/00A000, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Jonghelinckstraat 16, 2018 Antwerpen
Other financial services
since 20242.365.088.840
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K2769/00A000 Flanders 5,526 m² 1 · 4,884 m² 12.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900R2IDU2UZ1QFG24
live in the LEI register

Similar companies · same sector, comparable size

Of 806 companies in sector 64999 we hold annual accounts for 487. 152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64999Other financial services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014843296
Registered 05-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.