Turnover
≈ €43,000 estimated
The micro format states no turnover.
FINASU CONSTRUCT
Overview
Lifetime
1 annual account with figuresGross marginpeak €4,255 (2026)
€4,255
Resultpeak €2,796 (2026)
€2,796
Equitypeak €5,796 (2026)
€5,796
Debts
€1,604
Board1 name since 2025
1 directorONICA Dorel Romeo
Documentsfilings and deeds
02-09-202659 days before the deadline
2026micro format
First year with figures
Key points
from the 2026 annual accountsAt the same address
308 companies
Position in the sector
€5,796
Less equity than 90% of companies in specialised construction. Sector median €73,399 · 1,030 companies.
Too young for a bankruptcy probability
Checked score
98
Excellent
Without a bankruptcy probability, the score rests on the figures alone.
Bankruptcy probability within 12 months
The company is less than 12 months old. Its public track record is still too short for a reliable bankruptcy probability.
Financial strengthStrong
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.84, above the usual 1.5. Short-term debt is 21.7% and cash 41.7% of total assets. 21.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-09-2026, 59 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
59 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €3,000 · Founder: ONICA Dorel Romeo (fondateur unique) · Appointment: ONICA Dorel Romeo (sole director) · published on 10-12-2025 · Gazette deed
First establishment
Alsembergsesteenweg 842, Uccle
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| FINASU CONSTRUCT Uccle | €7,400 | €4,255 | 78.3% | - |
| AD CONSTRUCT PRO Brussels | €6,711 | €4,359 | 88.5% | - |
| RGK Construct Hasselt | €6,620 | €5,269 | 56.8% | - |
| OLIVER CONSTRUCT Zaventem | €7,684 | €5,189 | 74.7% | - |
| TMT Façades Bastogne | €10,255 | €6,014 | 35.8% | - |
| MELBEA Temse | €8,404 | €4,077 | 51.2% | - |
| MLM CONSTRUCT Anderlecht | €6,494 | €6,211 | 71.2% | - |
These companies have the same main activity as FINASU CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €6,490 and €10,300, founded in 2025.
Official details
Source: KBO- Status
- Active since 08-12-2025Normal situation
- Registered office
- 309 active companies are registered at this address16 started in the 12 months before. Source: KBO register, as of 6 November 2026.
- Activity
- Other building finishing workNACE 43350and 4 others
- Establishment unit
- 2.384.872.5831180 Uccle, since 08-12-2025
- Financial year end
- 31 March
- Peppol
- Reachable
Annual accounts to 31-03-2026
- Gross margin
- €4,255
- Profit
- €2,796
- Equity
- €5,796
- Total assets
- €7,400
- Filing
- Filed on 02-09-2026, 59 days before the end of the filing period
Insights on FINASU CONSTRUCT
FINASU CONSTRUCT is less than twelve months old. There is no public track record yet to compute a bankruptcy probability from. The 2026 annual accounts show equity of €5,796 and a net result of €2,796.
Its solvency ranks better than 80% of 1,030 sector peers (NACE 43, financial year 2026). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2026
micro format, filed on 02-09-2026, 59 days before the deadlineGross margin
€4,255
Operating result
€3,544
Profit
€2,796
Working capital
€2,947
Solvency
78.3%
Current ratio
2.84
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €43,000. Estimated: probably between €25,000 and €90,000.
Balance sheet
balance sheet total €7,400 on 31-03-2026What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2026 |
|---|---|---|
| Balance sheet: assets | ||
Total assets20/58 |
7,400 | |
Fixed assets21/28 |
2,849 | |
Intangible fixed assets21 |
645 | |
Tangible fixed assets22/27 |
1,934 | |
Furniture and vehicles24 |
1,934 | |
Financial fixed assets28 |
270 | |
Current assets29/58 |
4,551 | |
Amounts receivable within one year40/41 |
958 | |
Other amounts receivable41 |
958 | |
Cash at bank and in hand54/58 |
3,084 | |
Deferred charges and accrued income490/1 |
509 | |
| Balance sheet: equity and liabilities | ||
Total equity and liabilities10/49 |
7,400 | |
Equity10/15 |
5,796 | |
Contributions10/11 |
3,000 | |
Profit (loss) carried forward14 |
2,796 | |
Amounts payable17/49 |
1,604 | |
Amounts payable within one year42/48 |
1,604 | |
Taxes, remuneration and social security45 |
699 | |
Taxes450/3 |
699 | |
Other amounts payable47/48 |
905 | |
| Income statement | ||
Gross operating margin9900 |
4,255 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
711 | |
Operating profit (loss)9901 |
3,544 | |
Financial income75/76B |
2 | |
Recurring financial income75 |
2 | |
Financial charges65/66B |
50 | |
Recurring financial charges65 |
50 | |
Profit (loss) for the period before taxes9903 |
3,495 | |
Income taxes67/77 |
699 | |
Profit (loss) for the period9904 |
2,796 | |
Profit (loss) for the period to be appropriated9905 |
2,796 | |
| Appropriation of the result | ||
Profit (loss) to be appropriated9906 |
2,796 | |
| Document | ||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2026 at the NBB, filed on 02-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 02-09-2026 | 2026-00493322 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2026 |
|---|---|---|
| EBITDA | 4,255 | |
| Cash flow | 3,507 | |
| Investment in fixed assets | 3,560 | |
| Working capital | 2,947 | |
| Solvency | 78.3% | |
| Current ratio | 2.84 | |
| Debt to equity | 0.28 | |
| ROE | 48.2% | |
| ROA | 37.8% | |
| Interest coverage | 85.09 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 31-03-2026 |
|---|---|
| Tangible fixed assets | €2,000 |
| Intangible fixed assets | €1,290 |
| Financial fixed assets | €270 |
| Depreciation and write-downs of the year | €711 |
Source: notes to the 2026 annual accounts (statement of fixed assets)
Insights on FINASU CONSTRUCT
Debt's share of the balance-sheet total is 21.7%.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 10-12-2025
Mandates through the years
1 name, the dashed line is todayONICA Dorel Romeo
Sole director
Sole director
Board
Mandates as a list
- ONICA Dorel Romeo
- Sole director, appointed by deed of 10-12-2025, still in office
Control
Founder
ONICA Dorel Romeo
This company
FINASU CONSTRUCT
Equity €5,796
Profit €2,796 in 2026
Capital
- Contribution
- €3,000
- Source
- deed of 10-12-2025
Articles of association
deed of 10-12-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Si un seul administrateur, totalité des pouvoirs d'administration avec faculté de déléguer partie, chaque administrateur agissant seul peut…”
- Profit allocationThe articles set how profit is distributed. A BV may only pay out after a balance-sheet and liquidity test.
- “À défaut de décision, moitié aux réserves et moitié distribuée si conditions légales remplies, chaque action confère un droit égal dans la…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Elle peut constituer toutes garanties personnelles et réelles pour garantir l’exécution d’engagements propres et engagements de tiers. -…”
Shareholders
At incorporation
deed of 10-12-2025 ↗
- ONICA Dorel Romeo €3,000 in cash
Network & group
No group
FINASU CONSTRUCT has no parent and no holdings in its annual accounts. ONICA Dorel Romeo is the only director. FINASU CONSTRUCT shares no director with another company.
At the same address
Alsembergsesteenweg 842, 1180 Uccle · 308 other companies| SENIOR ASSIST
registered office since 12-09-2005 · founded in 2005 · accounts filed late |
total assets €52.2m (2024) 0875.416.783 |
| FINASO
registered office since 31-08-1998 · founded in 1998 |
total assets €16.5m (2025) 0464.057.995 |
| Xanlite Group
establishment since 01-01-2013 · founded in 2012 |
total assets €14.3m (2025) 0501.907.001 |
| EXL
registered office since 22-05-2002 · founded in 2002 · negative equity (2025) |
total assets €13.6m (2025) 0476.978.890 |
| CORNERS PROPERTIES
registered office since 17-03-2022 · founded in 2022 |
total assets €8.6m (2025) 0783.541.254 |
| Woon en Zorg VG Lovendegem
registered office since 04-05-2017 · founded in 2017 · negative equity (2024) · group SENIOR ASSIST · accounts filed late |
total assets €8.4m (2024) 0675.431.784 |
| La Tramontane
registered office since 27-03-1986 · founded in 1986 · negative equity (2024) · group SENIOR ASSIST · accounts filed late |
total assets €5.3m (2024) 0428.695.755 |
| FINANCIERE VENDOME
registered office since 02-03-2006 · founded in 2006 · negative equity (2025) |
total assets €4.3m (2025) 0879.702.896 |
| AQUARIUS
registered office since 23-05-1986 · founded in 1986 · negative equity (2025) |
total assets €3.9m (2025) 0429.022.882 |
| SMART Cleaning
registered office since 28-10-2013 · founded in 2013 |
37 FTE (2025) 0541.472.707 |
Timeline
Timeline
3 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2026 filed NBBmicro format · 59 days before the deadline
2025
IncorporationFounding capital of €3,000 · Founder: ONICA Dorel Romeo (fondateur unique) · Appointment: ONICA Dorel Romeo (sole director) · published on 10-12-20253 points ▸
- Founder, ONICA Dorel Romeo (fondateur unique)
- Founding capital, €3,000
- Director appointment, ONICA Dorel Romeo (sole director)
- The deed holds 1 more point.
First establishment Alsembergsesteenweg 842, Uccle
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1031.320.232
- VAT number
- BE 1031.320.232
- Peppol ID
- 0208:1031320232
- Other Peppol ID
- 9925:BE1031320232
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-12-2025
- Financial year
- ends on 31 March
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Elle peut constituer toutes garanties personnelles et réelles pour garantir l’exécution d’engagements propres et engagements de tiers. -…”deed of 10-12-2025 (in French)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Tout actionnaire peut donner à toute autre personne, actionnaire ou non, par tout moyen de transmission, une procuration écrite pour le…”deed of 10-12-2025 (in French)
- Peppol
- Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FINASU CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-12-2025 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Chaussée d’Alsemberg 842, 1180 Bruxelles (Uccle)”deed of 10-12-2025 (in French)
Activities
NACEBEL 202543350
Other building finishing work main activity
43120
Site preparation
43230
Insulation installation
43429
Specialised construction activities
81220
Other building cleaning and industrial cleaning
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’installation et l’exploitation d’échafaudages et d’installations d’ascenseurs mobiles; La peinture de navires et de bateaux par des unités…”deed of 10-12-2025 (in French)
34 activities
- L’installation et l’exploitation d’échafaudages et d’installations d’ascenseurs mobiles
- La peinture de navires et de bateaux par des unités non spécialisées
- La décoration d’intérieur
- L’établissement de tous plans non réservés aux architectes et aux géomètres-experts
- La promotion de projets de construction résidentielle et non résidentielle
- Le commerce de gros et de détail, ainsi que la location et le leasing de machines, d'équipements et d'autres biens matériels, y compris les équipements et matériaux de construction, de chauffage, sanitaires et électriques, les fournitures de plomberie et d'autres machines, équipements et matériaux non mentionnés ailleurs, à la fois dans la gamme générale et dans les magasins spécialisés
- Les services d’aménagement paysager, y compris la plantation, les soins et l’entretien de parcs et jardins pour tous types de bâtiments, terrains municipaux et verdure bordant les voies de communication, ainsi que les terrains de sport, ainsi que l’élagage d’arbres
- L’entretien et le nettoyage des égouts et des canalisations
- Le nettoyage et le débouchage de tuyaux d’écoulement dans des bâtiments
- L’assainissement et le nettoyage de bâtiments, de sites miniers, de sols ou d’eaux souterraines contaminées, y compris le désamiantage
- Le nettoyage courant des parties intérieures de bâtiments
- Les activités de nettoyage spécialisé de bâtiments
- Le ramonage et le nettoyage de cheminées, de poêles, de fours, de chaudières de chauffage central, de conduits de ventilation et de systèmes d’échappement
- Le lavage de vitres
- La mise à disposition des ménages et entreprises de personnel pour le nettoyage du domicile, la lessive et le repassage, les petits travaux occasionnels de couture, la préparation de repas, les courses ménagères, le jardinage et autres travaux domestiques, le transport accompagné de personnes à mobilité réduite et toutes autres activités dans le cadre des titres-services au domicile et hors domicile de l’utilisateur des titres-services
- Toutes autres activités de nettoyage non citées ailleurs
- Le transport routier de marchandises, y compris tous les services auxiliaires au transport terrestre, les autres activités de soutien au transport, stockage et transbordement
- Toutes activités de poste et de courrier autres que celles qui concernent une obligation de service universel
- Tous services de déménagement et d’entreposage de meubles
- Le transport rémunéré de personnes
- Le commerce de gros, le commerce de commission, le commerce de détail, l'importation et l'exportation de tous les biens et produits commercialisables, y compris la vente au détail d'aliments, de boissons et de tabac dans des magasins spécialisés ou non
- L’e-commerce
- Le commerce de détail sur éventaires et marchés
- Le commerce de gros et de détail, l'entretien et la réparation d'automobiles et de motos, y compris le commerce d'automobiles
- Le commerce de pièces détachées et d'accessoires pour véhicules automobiles et motocycles
- La location et le leasing de véhicules à moteur et de motocyclettes
- L’exploitation, la construction, l’équipement, les prestations de services en matière de : hôtel, restaurant, taverne, café, bar, brasserie, snack-bar, petite restauration, sandwicherie, grill, friture, tea-room, débit de boissons, traiteur, organisation de banquets, réceptions et autres événements, et en général de toutes activités ayant un rapport avec le secteur HoReCa
- Toutes les activités administratives et de soutien pour les bureaux et autres activités commerciales
- Tous services administratifs de bureau et autres activités de soutien aux entreprises
- Toutes activités de conseil pour les affaires et autres conseils de gestion
- Toutes les activités d'une société de gestion, y compris l'exercice de mandats d'administrateur et de liquidateur dans d'autres entités juridiques
- Toutes les activités des sociétés holding, y compris l'acquisition et la participation dans d'autres sociétés par le biais d'investissements et de la gestion d'un portefeuille de valeurs financières
- Toutes les activités d'une société de patrimoine immobilier, y compris le commerce de biens immobiliers propres et la location et l'exploitation de biens immobiliers propres ou loués
- La formation sous n’importe quelle forme dans tous les domaines susmentionnés
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Alsembergsesteenweg 842 registered office 1180 Uccle | 08-12-2025 | 2.384.872.583 |
Buildings and parcels at the address
- Ground area
- 1,616 m²
- Buildings
- 1,089 m²
- Volume, LiDAR
- 6,528 m³
- Tallest building
- 12.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21614E0126/00A002 | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1031.320.232