SMART Cleaning
ActiveSMART Cleaning has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €29k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency36▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.91 in 2024; short-term debt: 45% and cash: 28.8% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.8%
Return on assets
5.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
91 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€55k▼ 36.4%
2024 · €87k
2018: €6k
2019: €3k
2020: €31k
2021: €40k
2022: €110k
2023: €100k
2024: €87k
2018 → 2025
Total assets
€512k▼ 17.3%
2024 · €619k
2018: €135k
2019: €162k
2020: €185k
2021: €239k
2022: €317k
2023: €425k
2024: €619k
2018 → 2025
Net result
€29k▼ 45.7%
2024 · €53k
2018: €-32k
2019: €-3k
2020: €28k
2021: €37k
2022: €69k
2023: €58k
2024: €53k
2018 → 2025
Working capital
€-70k▼ 191%
2024 · €-24k
2018: €-30k
2019: €-6k
2020: €14k
2021: €30k
2022: €105k
2023: €69k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€110k▲ 171%€100k▼ 8.9%€87k▼ 13.0%€55k▼ 36.4%
Operating result€50k-€105k▲ 110%€80k▼ 23.7%€92k▲ 15.5%€58k▼ 37.1%
Net result€37k-€69k▲ 86.2%€58k▼ 15.7%€53k▼ 9.1%€29k▼ 45.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512k
Fixed assets
€352k▼ 4.0%
Current assets
€160k▼ 36.6%
Equity and liabilities €512k
Equity
€55k▼ 36.4%
Debt
€456k▼ 14.2%
The debt ratio rises from 85.9% to 89.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€89k▼
2024 · €116k
Cash flow
€60k▼
2024 · €77k
Solvency
10.8%▼
2024 · 14.1%
Current ratio
0.70▼
2024 · 0.91
Quick ratio
0.70▼
2024 · 0.91
Debt / equity
8.25▲
2024 · 6.11
ROE
52.1%▼
2024 · 61.0%
ROA
5.6%▼
2024 · 8.6%
Interest coverage
6.75▼
2024 · 9.34
Debt
€456k▼
2024 · €532k
Debt ≤ 1 year
€230k▼
2024 · €277k
Debt > 1 year
€226k▼
2024 · €255k
Income taxes
€16k▼
2024 · €28k
Staff costs
€1.11M▼
2024 · €1.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€512k▼
Fixed assets21/28€366k€352k▼
Tangible fixed assets22/27€366k€351k▼
Land and buildings22€272k€268k▼
Plant, machinery and equipment23€92k€82k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28-€390
Current assets29/58€253k€160k▼
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€4k€7k▲
Cash at bank and in hand54/58€242k€147k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€619k€512k▼
Equity10/15€87k€55k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€67k€35k▼
Amounts payable17/49€532k€456k▼
Amounts payable after more than one year17€255k€226k▼
Financial debts170/4€255k€226k▼
Amounts payable within one year42/48€277k€230k▼
Current portion of amounts payable after more than one year42€41k€41k▼
Financial debts43€15k€19k▲
Credit institutions430/8€15k€19k▲
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€212k€154k▼
Taxes450/3€23k€4k▼
Remuneration and social security454/9€189k€149k▼
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.25M€1.11M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€31k▲
Other operating charges640/8€746€698▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€1.36M€1.20M▼
Operating profit (loss)9901€92k€58k▼
Financial income75/76B€1k€479▼
Recurring financial income75€1k€479▼
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€81k€45k▼
Income taxes67/77€28k€16k▼
Profit (loss) for the period9904€53k€29k▼
Profit (loss) for the period to be appropriated9905€53k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€114k€95k▼
Profit (loss) brought forward from the previous period14P€61k€66k▲
Transfer from equity791/2€19k-
Profit to be distributed694/7€66k€60k▼
Return on contributions (dividend)694€66k€60k▼
Social balance
Average headcount (FTE)908738.737.1▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 91 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €69k ▲86.2%
Operating result €105k, net result €69k, both a record.
31-12
Financial
Equity above €100kEq €110k ▲171%
3 profitable years in a row build equity to €110k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
08-03-2022
PETKOV Emiliyan: Resigned as Director
08-03-2022
VASSILEV Vassil: Resigned as Director
31-12-2019
Neli PETKOVA: Resigned as Manager
31-03-2016
Petko Petkov: Resigned as Managing director
31-12-2015
PETKOV Emiliyan: Resigned as Managing director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 8421180 UkkelGround area
1,616 m²
Building footprint
1,089 m²
Volume, LiDAR
6,528 m³
Parcel 21614E0126/00A002, Brussels · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 842, 1180 Ukkel
since 20132.225.998.362
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0126/00A002 | Brussels | 1,616 m² | 1 · 1,089 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 1,341,300 EUR awarded · 1,338,219 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 303,945 EUR | 302,893 EUR |
| 2024 | 2 | 386,968 EUR | 386,542 EUR |
| 2023 | 2 | 361,405 EUR | 360,431 EUR |
| 2022 | 2 | 288,982 EUR | 288,353 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2013
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.