Equity
€55,354 ▼ 36.4%
SMART Cleaning paid out €60,000 in dividends. That is 208% of the 2025 profit.
SMART Cleaning
Lifetime
12 annual accounts with figures on one time axisGross marginpeak €1.4m (2024)
€1.2m▼ 11.9%
Resultlowest -€31,536 (2018)
€28,861▼ 45.7%
Equitypeak €109,853 (2022)
€55,354▼ 36.4%
Debts
€456,491▼ 14.2%
Staffpeak 46.4 FTE (2022)
37.1 FTE▼ 4.1%
Board2 names since 2013
2 directorsVASSILEV Vassil and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €53,159 to €28,861Registered office moved from Koekelberg to Uccle 02-12Dividend €60,000Equity from €87,100 to €55,354Cash from €242,256 to €147,417
Key points
from the 2025 annual accountsDebts
€456,491 89% of the balance sheet
Financial debts 54%Suppliers 3%Taxes and wages 34%Other 9%
Of this, €230,396 falls due within a year.
Staff
54 employees on 31-12-2025
In 2025, 18 people joined and 14 left.
Filings
12 annual accounts since 2014
Ten of the last ten came late. The 2019 accounts came latest: 92 days after the end of the period.
At the same address
308 companies
Public support
€1.3m awarded from 2022 to 2025
Flemish support, mostly Dienstencheques.
Checked score
64
Healthy
Financially stronger than 43% of small companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 346 companies (NACE 96, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.3%
01-2025: 1.2%▼ -0.1 percentage points vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025lowest value
05-2025: 1.3%▲ +0.1 percentage points vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.8%▲ +0.5 percentage points vs 07-2025
09-2025: 2.2%▲ +0.4 percentage points vs 08-2025
10-2025: 1.3%▼ -0.9 percentage points vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 3.1%▲ +1.8 percentage points vs 12-2025highest value
02-2026: 3.1%● unchanged vs 01-2026highest value
03-2026: 1.3%▼ -1.8 percentage points vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.5%▲ +0.2 percentage points vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.5 percentage points vs 07-2026
09-2026: 1.4%▼ -0.6 percentage points vs 08-2026
10-2026: 1.3%▼ -0.1 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Size: 37.1 FTE, total assets €511,845
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 0.70, cash €147,417
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, small). It does better than 23% of them on solvency, 71% on liquidity, 67% on profitability and 10% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as SMART Cleaning has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
The bankruptcy probability of SMART Cleaning itself is higher: 1.3% within 12 months. It rests on far more data about SMART Cleaning than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for SMART Cleaning. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.7 (0.91 in 2024), below 1. Short-term debt is 45% and cash 28.8% of total assets. 89.2% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
60 days late
2023
91 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Koekelberg to Uccle
New registered office: Alsembergsesteenweg, 842/R1, 1180 Ukkel · Previous registered office: Kasteellaan 4/8, 1081 Koekelberg · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541472707
Registered office moved from Uccle to Koekelberg
New registered office: Kasteellaan 4/8, 1081 Koekelberg · Previous registered office: Alsembergsesteenweg 842/P2, 1180 Ukkel · Gazette deed
Registered office moved from Zaventem to Uccle
New registered office: Alsembergsesteenweg 842 N°P2, 1180 Ukkel · Previous registered office: Lindenstraat 68, 1930 Zaventem · General meeting of 02-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| SMART Cleaning Uccle | €511,845 | €1.2m | 10.8% | 37.1 |
| STAV'CLEAN Stavelot | €588,482 | €1.3m | 62.3% | 36 |
| HABITAT CLEAN Montigny-le-Tilleul | €629,172 | €1.3m | 35.5% | 30.3 |
| CONFORT-SERVICES Dour | €409,633 | €1.2m | 38.3% | 31.3 |
| FILBELGE Ixelles | €409,296 | €1.2m | -14.6% | 28.6 |
| MC.NET Mons | €355,751 | €1.1m | 45.5% | 26.6 |
| SERVIDIS Dison | €567,442 | €1.4m | 42.3% | 36.4 |
These companies have the same main activity as SMART Cleaning: personal service activities (NACE 96910). They are comparable in size and age: total assets between €356,000 and €629,000, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 28-10-2013Normal situation
- Registered office
- 309 active companies are registered at this address16 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- Personal service activitiesNACE 96910
- Establishment unit
- 2.225.998.3621180 Uccle, since 28-10-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- Turnover
- ≈ €2.1mestimated
- Total assets
- €511,845▼ 17.3%
- Employeeson 31-12-2025
- 54▲ 8.0%
- Filing
- Filed on 31-08-2026
Insights on SMART Cleaning
SMART Cleaning files the abbreviated format. That format states no turnover. The gross margin rose from €42,391 in 2014 to €1.2m in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SMART Cleaning
- What is the company number of SMART Cleaning?
- The company number of SMART Cleaning is 0541.472.707. The VAT number is the same number with BE in front: BE 0541.472.707.
- Where is SMART Cleaning based?
- The registered office is at Alsembergsesteenweg 842, 1180 Uccle.Company details
- What does SMART Cleaning do?
- According to the KBO register, the main activity is personal service activities (NACE 96910).
- What is the legal form of SMART Cleaning?
- SMART Cleaning is a private limited company (BV).
- When was SMART Cleaning founded?
- SMART Cleaning was founded on 28-10-2013.
- Is SMART Cleaning still active?
- Yes, SMART Cleaning is an active enterprise in the KBO register.
- How many employees does SMART Cleaning have?
- SMART Cleaning had an average of 37.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SMART Cleaning?
- The turnover in financial year 2025 is ≈ €2.1m. This figure is estimated from the gross margin of €1.2m and 1,584 comparable companies of the same size. It probably lies between €1.4m and €3.4m. It is a rough estimate.
- Is SMART Cleaning profitable?
- In financial year 2025, SMART Cleaning made a profit of €28,861.
- Where can I find the annual accounts of SMART Cleaning?
- SMART Cleaning filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMART Cleaning due?
- SMART Cleaning must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Compare the other recognised service-voucher companies and what they charge.Service voucher comparison Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
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