Less equity than 86% of companies in building services and landscaping. Sector median €183,001 · 1,570 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Final touch experts has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Micro
under 2 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Final touch experts. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered office moved from Ghent to Lede
New registered office: Rodtstraat 1, B-9340 Lede, België · Previous registered office: Ankerslaan 12, B-9050 Gent, België · General meeting of 09-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022515701
Incorporation
Founding capital of €2,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 23-04-2025 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Final touch experts: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €12,700 and €20,500, founded between 2024 and 2025.
Final touch experts has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,097 and a net result of €11,097.
Its solvency ranks better than 92% of 1,570 sector peers (NACE 81, financial year 2025).
abbreviated format, filed on 07-07-2026, 24 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €200,000. Estimated: probably between €99,000 and €380,000.
Balance sheet
balance sheet total €14,947 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
13,097
87.6%
8.08
0.14
84.7%
74.2%
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Final touch experts
Debt's share of the balance-sheet total is 12.4%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
3 directors, since incorporation
Name hiddenVisible after signing in
Director
current term since 18-04-2025term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
3 names, the dashed line is today
20242025202620272028
Name hiddenVisible after signing in Director
Hidden nameVisible after signing in Director
Name after signing inVisible after signing in Director
Boardmandate already running before its first mention
Mandates as a list
Name hiddenVisible after signing in
Director, appointed by deed of 23-04-2025, still in office
Registered in the Peppol Directory Reachable for e-invoices through 0208:1022515701
2025
IncorporationFounding capital of €2,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 23-04-20255 points ▸
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 18 April 2025, Final touch experts was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12In 2026 the registered office moved to Lede.3Of the 3 current board members, 2 have served since 2025.4
Reachable since 07-05-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Final touch experts in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
registered officeestablishmentThe establishment unit on the map
Parcels
Cadastral parcel
Area
Buildings
Height / floors
41052B0163/00Y000
223 m²
1 · 42 m²
8.1 m · 2
Invoicing and payment
Check the withholding obligation
If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number
1022.515.701
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