Skip to content

SAYIN 03

Active
Private limited companyfounded 2025active for 1 yearKBO/BCE: BE 1023.285.464
Summary

SAYIN 03 has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,564 and a net result of €13,064, of which €40,545 non-recurring income. Its solvency ranks better than 86% of 5,634 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
General cleaning of buildings
NACE 81210Retail sale of chocolate and confectionery NACE 47242
1 site
Size
€20,206total assets 2025
Equity
€15,564
Profit
€13,064
Turnover not published (micro format)
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 7 days early
Why 88raises riskSize: total assets €20,206Founded in 2025lowers riskLiquidity: current ratio 4.25, cash €8,406Equity €15,564 (77.0% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 93% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency 100
equity 77.0% of total assets
Liquidity 92
short-term debt 23.0% · cash 41.6%
Profitability 100
return on assets 64.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)
Last 24 months 06-2026: 1.8% 07-2026: 1.8%● unchanged vs 06-2026highest value 08-2026: 0.4%▼ -1.4 percentage points vs 07-2026lowest value 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.25, above the usual 1.5; short-term debt: 23% and cash: 41.6% of total assets), and 23% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 92% on liquidity and 96% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.25, cash €8,406
NBB · annual accounts
raises risk · Size: total assets €20,206
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €15,564 (77.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Capital & sharesShare transfer · Shareholding ·…
  3. IncorporationAppointment: CAKIL Kursat (director) ·…

Key points

  • Positive: Among the best 15% on solvencysector median 40.5% · 5,634 companies 77.0% View
  • Founded 17 months agofounded 13-05-2025 17 months View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€20,206
Profit
€13,064
Solvency
77.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General cleaning of buildingsNACE 81210
Founded
13-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
Last Monday of June at 18:00
Purpose
“La création,le développement judicieux et la gestion des biens immobiliers;toutes les…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about SAYIN 03

What is the company number of SAYIN 03?
1023.285.464. In Belgium the VAT number is the company number with BE in front: BE 1023.285.464.
What does SAYIN 03 do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of SAYIN 03?
Private limited company (BV).
When was SAYIN 03 founded?
On 13-05-2025.
Is SAYIN 03 still active?
Yes, SAYIN 03 is an active enterprise in the KBO register.Company details
What is the turnover of SAYIN 03?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SAYIN 03 profitable?
In financial year 2025, SAYIN 03 made a profit of €13,064.
Where can I find the annual accounts of SAYIN 03?
SAYIN 03 filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Companies related to SAYIN 03

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.