Final touch experts
ActiveSummary
Final touch experts has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €11k. Its solvency ranks better than 92% of 1202 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 8.08; short-term debt: 12.4% and cash: 99.6% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.6%
Return on assets
74.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€13k
Total assets
€15k
Net result
€11k
Working capital
€13k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Equity and liabilities €15k
Equity
€13k
Debt
€2k
Debt finances 12.4% of the balance-sheet total.
Key figures and ratios
Current ratio
8.08
Debt to equity
0.14
ROE
84.7%
ROA
74.2%
Debt ≤ 1 year
€2k
Staff costs
€13k
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet
Code2025
Assets
Total assets20/58€15k
Current assets29/58€15k
Amounts receivable within one year40/41€53
Other amounts receivable41€53
Cash at bank and in hand54/58€15k
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€13k
Contributions10/11€2k
Capital10€2k
Issued capital100€2k
Profit (loss) carried forward14€11k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Income statement
Code2025
Remuneration, social security and pensions62€13k
Gross operating margin9900€24k
Operating profit (loss)9901€11k
Profit (loss) for the period before taxes9903€11k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rodtstraat 19340 LedeGround area
223 m²
Building footprint
42 m²
Volume, LiDAR
269 m³
Parcel 41052B0163/00Y000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Final touch experts
since 20252.373.567.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052B0163/00Y000 | Flanders | 223 m² | 1 · 42 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROOF-CLEAN
BE 1024.842.414
Bilzen-Hoeselt · Eq €13,092
PA CLEANING
BE 1000.709.606
Kraainem · Eq €13,089
HAPPI HOME
BE 0896.354.036
Haacht · Eq €13,082
IM CLEAN
BE 0778.248.816
Schaarbeek · Eq €13,034
PRO-NET SERVICES
BE 0810.334.634
Arlon · Eq €13,033
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 1,918 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
43341Painting of buildings
43350Other building finishing work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.