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FIMACO

Active
Public limited companyfounded 199135 yrs activeItegembaan 176, 2590 Berlaar, BelgiumKBO/BCE: BE 0442.636.239

FIMACO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €851k and a net result of €-51k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 64% of 3161 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
22 / 100
Critical= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency67=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.14 in 2024), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.6%
Return on assets
-4.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€51k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
6 d early
2023
on the day
2022
28 d early
2021
19 d early
2020
1 d early
2019
14 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-51k▼ 81.4%
2024 · €-28k
2019: €33k 2020: €3k 2021: €26k 2022: €63k 2023: €102k 2024: €-28k
2019 → 2025
Working capital
€-289k▼ 19.9%
2024 · €-241k
2019: €-364k 2020: €-402k 2021: €-408k 2022: €-281k 2023: €-189k 2024: €-241k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€765k-€828k▲ 8.2%€930k▲ 12.3%€902k▼ 3.0%€851k▼ 5.6%
Operating result€46k-€99k▲ 113%€141k▲ 43.2%€-18k€-38k▼ 115%
Net result€26k-€63k▲ 146%€102k▲ 62.7%€-28k€-51k▼ 81.4%
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100k€150kOperating result 2021: €46k€46kNet result 2021: €26k€26kOperating result 2022: €99k€99kNet result 2022: €63k€63kOperating result 2023: €141k€141kNet result 2023: €102k€102kOperating result 2024: €-18k€-18kNet result 2024: €-28k€-28kOperating result 2025: €-38k€-38kNet result 2025: €-51k€-51k20212022202320242025
The operating result stays negative: a loss of €38k in 2025 against €18k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets €1.19M▼ 1.3%
Current assets €32k▼ 14.9%
Equity and liabilities €1.22M
Equity €851k▼ 5.6%
Debt €372k▲ 8.7%
The debt ratio rises from 27.5% to 30.4%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-22k
2024 · €-2k
Cash flow
€-35k
2024 · €-12k
Solvency
69.6%
2024 · 72.5%
Current ratio
0.10
2024 · 0.14
Quick ratio
0.10
2024 · 0.14
Debt / equity
0.44
2024 · 0.38
ROE
-6.0%
2024 · -3.1%
ROA
-4.2%
2024 · -2.3%
Interest coverage
-1.65
2024 · -0.18
Debt
€372k
2024 · €342k
Debt ≤ 1 year
€321k
2024 · €279k
Debt > 1 year
€50k
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.24M€1.22M
Fixed assets21/28€1.21M€1.19M
Tangible fixed assets22/27€756k€740k
Land and buildings22€756k€740k
Financial fixed assets28€450k€450k=
Current assets29/58€38k€32k
Amounts receivable within one year40/41€7k€5k
Trade receivables40€7k€5k
Other amounts receivable41-€275
Cash at bank and in hand54/58€30k€26k
Deferred charges and accrued income490/1€1k€648
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.22M
Equity10/15€902k€851k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€834k€783k
Amounts payable17/49€342k€372k
Amounts payable after more than one year17€62k€50k
Financial debts170/4€62k€50k
Amounts payable within one year42/48€279k€321k
Current portion of amounts payable after more than one year42€38k€12k
Financial debts43€200k-
Credit institutions430/8€200k-
Trade debts44€1k€193
Suppliers440/4€1k€193
Taxes, remuneration and social security45€30k€153
Taxes450/3€30k€153
Other amounts payable47/48€9k€309k
Accrued charges and deferred income492/3€850-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€10k€10k
Gross operating margin9900€8k€-12k
Operating profit (loss)9901€-18k€-38k
Financial charges65/66B€11k€13k
Recurring financial charges65€11k€13k
Profit (loss) for the period before taxes9903€-28k€-51k
Profit (loss) for the period9904€-28k€-51k
Profit (loss) for the period to be appropriated9905€-28k€-51k
Appropriation of the result
Profit (loss) to be appropriated9906€834k€783k
Profit (loss) brought forward from the previous period14P€862k€834k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet €-51k
Net result drops to €-51k, the lowest in the series.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2019net €102k ▲62.7%
Operating result €141k, net result €102k, both a record.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 1991
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Itegembaan 1762590 Berlaar
Ground area
4,361 m²
Building footprint
285 m²
Volume, LiDAR
1,730 m³
Parcel 12002B0617/00E000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIMACO NV
Itegembaan 176, 2590 BerlaarNACE 7011101
since 19912.051.481.803
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12002B0617/00E000
ProtectedMonumentHoeveSource ↗
Flanders 4,361 m² 1 · 285 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 29,509 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded28-01-1991
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.