JG HOLDING
ActiveJG HOLDING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €852k and a net result of €309k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency18▲+9
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity short (current ratio 0.4 against 0.4 in 2024), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.6%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8592 sector peers (2025).
NBB · sector comparisonPosition among 8592 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €852k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
20 d early
2023
26 d early
2022
23 d late
2021
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€309k▼ 40.3%
2024 · €518k
2021: €-3k
2022: €-2k
2023: €-1k
2024: €518k
2021 → 2025
Working capital
€-335k▲ 42.0%
2024 · €-577k
2021: €27k
2022: €25k
2023: €-1.10M
2024: €-577k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€25k▼ 5.8%€24k▼ 4.9%€543k▲ 2,145%€852k▲ 57.0%
Operating result€-3k-€-2k▲ 49.3%€-1k▲ 22.8%€51k€81k▲ 60.8%
Net result€-3k-€-2k▲ 48.6%€-1k▲ 20.1%€518k€309k▼ 40.3%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 61% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.94M
Fixed assets
€3.71M=
Current assets
€228k▼ 40.9%
Equity and liabilities €3.94M
Equity
€852k▲ 57.0%
Debt
€3.09M▼ 13.1%
The debt ratio falls from 86.8% to 78.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
21.6%▲
2024 · 13.2%
Current ratio
0.40▲
2024 · 0.40
Quick ratio
0.40▲
2024 · 0.40
Debt / equity
3.63▼
2024 · 6.55
ROE
36.3%▼
2024 · 95.5%
ROA
7.8%▼
2024 · 12.7%
Debt
€3.09M▼
2024 · €3.55M
Debt ≤ 1 year
€562k▼
2024 · €962k
Debt > 1 year
€2.48M▼
2024 · €2.59M
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.10M€3.94M▼
Fixed assets21/28€3.71M€3.71M=
Financial fixed assets28€3.71M€3.71M=
Current assets29/58€385k€228k▼
Amounts receivable within one year40/41€365k€206k▼
Other amounts receivable41€365k€206k▼
Cash at bank and in hand54/58€20k€20k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€4.10M€3.94M▼
Equity10/15€543k€852k▲
Contributions10/11€30k€30k=
Reserves13€512k€821k▲
Distributable reserves133€512k€821k▲
Profit (loss) carried forward14€538€763▲
Amounts payable17/49€3.55M€3.09M▼
Amounts payable after more than one year17€2.59M€2.48M▼
Financial debts170/4€966k€861k▼
Other amounts payable178/9€1.62M€1.62M=
Amounts payable within one year42/48€962k€562k▼
Current portion of amounts payable after more than one year42€110k€114k▲
Trade debts44€425€2k▲
Suppliers440/4€425€2k▲
Taxes, remuneration and social security45€5k€10k▲
Taxes450/3€5k€10k▲
Other amounts payable47/48€846k€438k▼
Accrued charges and deferred income492/3€3k€41k▲
Income statement
Code20242025
Other operating charges640/8€387€998▲
Gross operating margin9900€51k€82k▲
Operating profit (loss)9901€51k€81k▲
Financial income75/76B€505k€303k▼
Recurring financial income75€505k€303k▼
Financial charges65/66B€33k€71k▲
Recurring financial charges65€33k€71k▲
Profit (loss) for the period before taxes9903€523k€313k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€518k€309k▼
Profit (loss) for the period to be appropriated9905€518k€309k▼
Appropriation of the result
Profit (loss) to be appropriated9906€513k€310k▼
Profit (loss) brought forward from the previous period14P€-6k€538▲
Transfer to equity691/2€512k€309k▼
To other reserves6921€512k€309k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €518k
Net result €518k after 3 loss-making years.
31-12
Financial
Equity above €500kEq €543k ▲2145%
Equity rises from €24k to €543k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Géradon 484130 EsneuxGround area
343 m²
Building footprint
386 m²
Volume, LiDAR
4,539 m³
Parcel 62032A0879/00F000, Wallonia · tallest building 19.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JG HOLDING
since 20212.316.202.325
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032A0879/00F000 | Wallonia | 343 m² | 1 · 386 m² | 19.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 29,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.