FIETSEN MOENS
ActiveSummary
The computed 12-month bankruptcy probability of FIETSEN MOENS is 1.6% (moderate). The 2025 annual accounts show equity of €251k and a net result of €86k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 10359 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+35
Solvency44▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.11 in 2024; short-term debt: 33.1% and cash: 11.2% of total assets), and 81.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.9%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
31 d late
2022
137 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.22M
EBIT margin
16.1%
Net result
€86k▲ 859%
2024 · €9k
2022: €151k
2023: €1k
2024: €9k
2022 → 2025
Working capital
€102k▲ 113%
2024 · €48k
2022: €143k
2023: €67k
2024: €48k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€1.22M-
Equity€156k-€157k▲ 0.7%€166k▲ 5.7%€251k▲ 51.7%
Operating result€196k-€11k▼ 94.2%€42k▲ 271%€138k▲ 229%
Net result€151k-€1k▼ 99.3%€9k▲ 692%€86k▲ 859%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 229% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.33M
Fixed assets
€789k ▼ 3.7%
Current assets
€543k ▲ 9.3%
Equity and liabilities €1.33M
Equity
€251k ▲ 51.7%
Debt
€1.08M ▼ 6.1%
Debt's share of the balance-sheet total falls from 87.4% to 81.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€179k▲
2024 · €85k
Cash flow
€126k▲
2024 · €52k
Current ratio
1.23▲
2024 · 1.11
Quick ratio
0.37▲
2024 · 0.20
Debt to equity
4.30▼
2024 · 6.95
ROE
34.1%▲
2024 · 5.4%
ROA
6.4%▲
2024 · 0.7%
Interest coverage
5.73▲
2024 · 2.43
Debt ≤ 1 year
€442k▼
2024 · €450k
Debt > 1 year
€640k▼
2024 · €701k
Income taxes
€25k▲
2024 · €5k
Staff costs
€92k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€1.33M▲
Fixed assets21/28€819k€789k▼
Tangible fixed assets22/27€819k€789k▼
Land and buildings22€804k€770k▼
Plant, machinery and equipment23-€8k
Furniture and vehicles24€15k€12k▼
Current assets29/58€497k€543k▲
Stocks and contracts in progress3€409k€379k▼
Stocks30/36€409k€379k▼
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€11k€12k▲
Other amounts receivable41€7k€616▼
Cash at bank and in hand54/58€67k€150k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.32M€1.33M▲
Equity10/15€166k€251k▲
Contributions10/11€5k€5k=
Reserves13€161k€246k▲
Distributable reserves133€161k€246k▲
Amounts payable17/49€1.15M€1.08M▼
Amounts payable after more than one year17€701k€640k▼
Financial debts170/4€701k€640k▼
Amounts payable within one year42/48€450k€442k▼
Current portion of amounts payable after more than one year42€68k€62k▼
Financial debts43€34k€49k▲
Credit institutions430/8€34k€49k▲
Trade debts44€51k€70k▲
Suppliers440/4€51k€70k▲
Taxes, remuneration and social security45€54k€24k▼
Taxes450/3€35k€17k▼
Remuneration and social security454/9€19k€7k▼
Other amounts payable47/48€243k€237k▼
Income statement
Code20242025
Remuneration, social security and pensions62€76k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€41k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€165k€275k▲
Operating profit (loss)9901€42k€138k▲
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€35k€31k▼
Recurring financial charges65€35k€31k▼
Profit (loss) for the period before taxes9903€14k€110k▲
Income taxes67/77€5k€25k▲
Profit (loss) for the period9904€9k€86k▲
Profit (loss) for the period to be appropriated9905€9k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€86k▲
Transfer to equity691/2€9k€86k▲
To other reserves6921€9k€86k▲
Social balance
Average headcount (FTE)90871.91.9=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €251k ▲51.7%
4 profitable years in a row build equity to €251k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼99.3%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
H. Consciencelaan 49a9950 LievegemGround area
1,797 m²
Building footprint
647 m²
Volume, LiDAR
5,308 m³
Parcel 44072E0810/00Y000, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FIETSEN MOENS
since 20212.324.567.188
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0810/00Y000 | Flanders | 1,797 m² | 1 · 647 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 33,716 EUR awarded · 33,716 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,711 EUR | 9,711 EUR |
| 2024 | 1 | 12,484 EUR | 12,484 EUR |
| 2023 | 2 | 11,521 EUR | 11,521 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsFietshersteller (vwo)
Fietshersteller duaal (so)
Fietsinstallaties duaal (so)
Fietstechnicus (vwo)
Similar companies · same sector, comparable size
DC Transport
BE 0839.419.786
Dendermonde · Eq €250,054
Roman Hambardzumyan
BE 0789.802.308
Gent · Eq €249,841
HUIS TANGE
BE 1002.357.022
Gent · Eq €252,899
Fietsen Jojo
BE 0645.583.005
Maarkedal · Eq €253,906
FIETS ATELJEE VERMEULEN
BE 0759.508.317
Zoersel · Eq €247,959
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47632Retail sale of bicycles
47812Retail trade
46730Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.