Fietsen Jojo
ActiveFietsen Jojo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €48k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency57▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.03 in 2024; short-term debt: 23.1% and cash: 15% of total assets), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
12 d early
2022
10 d early
2021
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€254k▲ 23.3%
2024 · €206k
2021: €37k
2022: €77k
2023: €174k
2024: €206k
2021 → 2025
Total assets
€803k▲ 6.5%
2024 · €754k
2021: €415k
2022: €649k
2023: €729k
2024: €754k
2021 → 2025
Net result
€48k▲ 52.5%
2024 · €31k
2021: €23k
2022: €40k
2023: €97k
2024: €31k
2021 → 2025
Working capital
€265k▲ 30.4%
2024 · €203k
2021: €35k
2022: €62k
2023: €165k
2024: €203k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€77k▲ 109%€174k▲ 126%€206k▲ 18.1%€254k▲ 23.3%
Operating result€29k-€54k▲ 89.7%€130k▲ 141%€65k▼ 49.8%€74k▲ 13.2%
Net result€23k-€40k▲ 74.7%€97k▲ 142%€31k▼ 67.6%€48k▲ 52.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803k
Fixed assets
€352k▼ 0.1%
Current assets
€451k▲ 12.2%
Equity and liabilities €803k
Equity
€254k▲ 23.3%
Debt
€549k▲ 0.1%
The debt ratio falls from 72.7% to 68.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€117k▲
2024 · €106k
Cash flow
€91k▲
2024 · €72k
Solvency
31.6%▲
2024 · 27.3%
Current ratio
2.43▲
2024 · 2.03
Quick ratio
1.00▲
2024 · 0.45
Debt / equity
2.16▼
2024 · 2.66
ROE
18.9%▲
2024 · 15.3%
ROA
6.0%▲
2024 · 4.2%
Interest coverage
9.25▲
2024 · 7.60
Debt
€549k▲
2024 · €548k
Debt ≤ 1 year
€186k▼
2024 · €198k
Debt > 1 year
€356k▲
2024 · €342k
Income taxes
€16k▼
2024 · €24k
Staff costs
€52k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€754k€803k▲
Fixed assets21/28€353k€352k▼
Tangible fixed assets22/27€353k€352k▼
Land and buildings22€336k€343k▲
Plant, machinery and equipment23€16k€6k▼
Furniture and vehicles24€0€3k▲
Current assets29/58€402k€451k▲
Stocks and contracts in progress3€313k€265k▼
Stocks30/36€313k€265k▼
Amounts receivable within one year40/41€41k€65k▲
Trade receivables40€41k€65k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€48k€120k▲
Equity and liabilities
Total equity and liabilities10/49€754k€803k▲
Equity10/15€206k€254k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€201k€249k▲
Amounts payable17/49€548k€549k▲
Amounts payable after more than one year17€342k€356k▲
Financial debts170/4€342k€356k▲
Amounts payable within one year42/48€198k€186k▼
Current portion of amounts payable after more than one year42€86k€60k▼
Trade debts44€60k€49k▼
Suppliers440/4€60k€49k▼
Taxes, remuneration and social security45€52k€76k▲
Taxes450/3€41k€65k▲
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€515€515=
Accrued charges and deferred income492/3€8k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€39k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€43k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€148k€172k▲
Operating profit (loss)9901€65k€74k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€55k€64k▲
Income taxes67/77€24k€16k▼
Profit (loss) for the period9904€31k€48k▲
Profit (loss) for the period to be appropriated9905€31k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€201k€249k▲
Profit (loss) brought forward from the previous period14P€170k€201k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €200kEq €206k ▲18.1%
4 profitable years in a row build equity to €206k.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2021net €97k ▲142%
Operating result €130k, net result €97k, both a record.
31-03
Financial
Equity above €150kEq €174k ▲126%
3 profitable years in a row build equity to €174k.
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Etikhovestraat 119680 MaarkedalGround area
587 m²
Building footprint
215 m²
Volume, LiDAR
1,017 m³
Parcel 45011A0502/00V000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Fietsen Jojo
since 20162.251.255.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45011A0502/00V000 | Flanders | 587 m² | 1 · 215 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvals · 1 endedFietshersteller (vwo)
Fietshersteller duaal (so)
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2016
Fiscal year end31-03
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:fietsenjojo@gmail.com