Skip to content

FIDIMCO

Active Public limited companyfounded 1996active for 30 yearsJordaenskaai 7, 2000 AntwerpKBO/BCE: BE 0458.293.623

Lifetime

20 annual accounts with figures on one time axis, 30 filings since 1996
peak €581,444 (2021)
€353,359▲ 19.4%
peak €53,884 (2021)
€29,315▲ 55.5%
peak €239,910 (2025)
€239,910▲ 13.9%
€2.1m▲ 8.5%
peak 6.8 FTE (2020)
0 FTE▼ 100%
Board5 names since 2012
3 directorsDE BOCK Christiane and 2 others
Documentsfilings and deeds
22-07-20269 days before the deadline
2025financial year
Gross margin from €295,976 to €353,359Result from €18,852 to €29,315Staff from 1 FTE to 0 FTEEquity from €210,595 to €239,910Cash from €41,161 to €25,070

Key points

from the 2025 annual accounts

Equity

€239,910 ▲ 13.9%

FIDIMCO has made a profit in every financial year since 2006.

Debts

€2.1m 90% of the balance sheet
Financial debts 37%Suppliers 4%Taxes and wages 1%Other 58%

Of this, €1.3m falls due within a year.

Filings

30 annual accounts since 1996
AprilJune31 JulyOctober200020102020

Three of the last ten came late. The 2016 accounts came latest: 29 days after the end of the period.

Checked score

94
Excellent
Financially stronger than 49% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.5%▼ -0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.2%▼ -0.3 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Weak

35=equity 10.1% of total assets
22+3short-term debt 56.8% · cash 1.1%
70=return on assets 1.2%

Score breakdown

raises risk
Equity €239,910 (10.1% of total assets)
Liquidity: current ratio 0.46, cash €25,070
lowers risk
Size: total assets €2.4m
Figures for financial year 2025 (filed on 22-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 29% of them on solvency, 17% on liquidity, 73% on profitability and 76% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,685 companies had the same profile as FIDIMCO has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of FIDIMCO itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,685 companies, not a prediction for FIDIMCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.46 (0.32 in 2024), below 1. Short-term debt is 56.8% and cash 1.1% of total assets. 89.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €239,910 (10.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.46, cash €25,070
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5810 sector peers (2025).
NBB · sector comparison
Position among 5810 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
34 days early
2023
40 days early
2022
55 days early
2021
46 days early
2020
38 days early
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DB
Director, since 20-11-2023
VK
Director, since 20-11-2023
YS
Director, since 20-11-2023
Board & ownership

Recent changes

Environmental permit granted Functiewijziging · Antwerpen
Registered in the Peppol Directory Reachable for e-invoices through 0208:0458293623
3 directors appointed, 1 resignation, 1 reappointment Resignation: DE BOCK Christiane · Reappointment: DE BOCK Christiane (director) · Appointments: SYSMANS Yves Aimé Alice Cornelius (director), VAN KERCKHOVEN Thomas Roeland Emmanuel (director) and DE BOCK Cedric (successor director) · Gazette deed
Reappointment: Chris De Bock (managing director) General meeting of 23-04-2019 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
FIDIMCO Antwerp €2.4m €353,359 10.1% 0
VERKINDEREN INVEST Tielt €2.6m €296,308 80.5% 0
ARENBERG Temse €3.1m €378,811 2.0% 0
ROGA HOLDING Sint-Katelijne-Waver €3.7m €403,265 54.8% 0
DE POLDER Westerlo €3.0m €485,353 35.1% 0
VERSACO Wuustwezel €3.7m €253,763 90.0% 0
IMMO ROLI Dendermonde €3.2m €328,822 58.8% 0

These companies have the same main activity as FIDIMCO: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €2.6m and €3.7m, founded between 1986 and 1997.

Official details

Source: KBO
Status
Active since 25-06-1996Normal situation
Activity
Real estate agency activitiesNACE 68310and 1 other
Joint committee
323Building management, estate agents and domestic staff · annual accounts 2025
Establishment unit
2.079.093.5452000 Antwerp, since 14-11-1996
Financial year end
31 December
Peppol
Reachable since 05-10-2025
Company details

Annual accounts 2025

≈ €870,000estimated
€2.4m▲ 9.0%
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on FIDIMCO

FIDIMCO has existed since 1996. In 2013 the gross margin rose from €84,449 to €303,462 and staff from 4.2 to 5.6 full-time equivalents.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FIDIMCO

What is the company number of FIDIMCO?
The company number of FIDIMCO is 0458.293.623. The VAT number is the same number with BE in front: BE 0458.293.623.
Where is FIDIMCO based?
The registered office is at Jordaenskaai 7, 2000 Antwerp.Company details
What does FIDIMCO do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of FIDIMCO?
FIDIMCO is a public limited company (NV).
When was FIDIMCO founded?
FIDIMCO was founded on 25-06-1996.
Is FIDIMCO still active?
Yes, FIDIMCO is an active enterprise in the KBO register.
How many employees does FIDIMCO have?
FIDIMCO had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does FIDIMCO fall under?
In its 2025 annual accounts, FIDIMCO states joint committee 323 (Building management, estate agents and domestic staff).
What is the turnover of FIDIMCO?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €353,359 and 30 comparable companies (NACE 683). It probably lies between €600,000 and €1.1m.
Is FIDIMCO profitable?
In financial year 2025, FIDIMCO made a profit of €29,315.
Where can I find the annual accounts of FIDIMCO?
FIDIMCO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIDIMCO due?
FIDIMCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.