DE POLDER
ActiveSummary
DE POLDER has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €958k and a net result of €123k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+8
Solvency57▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.61 in 2024; short-term debt: 22.7% and cash: 8.8% of total assets), and 68% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
4.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
44 d early
2023
56 d early
2022
4 d early
2021
67 d early
2020
5 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€958k▲ 14.7%
2024 · €836k
2019: €268klowest in 7 years
2020: €348k▲ +29.6% vs 2019
2021: €404k▲ +16.1% vs 2020
2022: €769k▲ +90.5% vs 2021
2023: €842k▲ +9.5% vs 2022
2024: €836k▼ -0.7% vs 2023
2025: €958k▲ +14.7% vs 2024highest in 7 years
2019 → 2025
Total assets
€2.99M▲ 8.7%
2024 · €2.75M
2019: €2.33Mlowest in 7 years
2020: €2.61M▲ +12.1% vs 2019
2021: €2.57M▼ -1.5% vs 2020
2022: €2.49M▼ -3.1% vs 2021
2023: €2.50M▲ +0.3% vs 2022
2024: €2.75M▲ +10.1% vs 2023
2025: €2.99M▲ +8.7% vs 2024highest in 7 years
2019 → 2025
Net result
€123k
2024 · €-6k
2019: €-62klowest in 7 years
2020: €79k▲ +228% vs 2019
2021: €44k▼ -45.1% vs 2020
2022: €365k▲ +738% vs 2021highest in 7 years
2023: €73k▼ -80.0% vs 2022
2024: €-6k▼ -108% vs 2023
2025: €123k▲ +2107% vs 2024
2019 → 2025
Working capital
€-37k▲ 86.6%
2024 · €-274k
2019: €-197k
2020: €-418k▼ -112% vs 2019lowest in 7 years
2021: €-332k▲ +20.7% vs 2020
2022: €-16k▲ +95.2% vs 2021highest in 7 years
2023: €-24k▼ -49.1% vs 2022
2024: €-274k▼ -1052% vs 2023
2025: €-37k▲ +86.6% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€769k▲ 90.5%€842k▲ 9.5%€836k▼ 0.7%€958k▲ 14.7%
2021: €404klowest in 5 years
2022: €769k▲ +90.5% vs 2021
2023: €842k▲ +9.5% vs 2022
2024: €836k▼ -0.7% vs 2023
2025: €958k▲ +14.7% vs 2024highest in 5 years
Operating result€86k-€515k▲ 502%€132k▼ 74.3%€35k▼ 73.7%€207k▲ 495%
2021: €86k
2022: €515k▲ +502% vs 2021highest in 5 years
2023: €132k▼ -74.3% vs 2022
2024: €35k▼ -73.7% vs 2023lowest in 5 years
2025: €207k▲ +495% vs 2024
Net result€44k-€365k▲ 738%€73k▼ 80.0%€-6k€123k
2021: €44k
2022: €365k▲ +738% vs 2021highest in 5 years
2023: €73k▼ -80.0% vs 2022
2024: €-6k▼ -108% vs 2023lowest in 5 years
2025: €123k▲ +2107% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 495% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.99M
Fixed assets
€2.35M ▲ 0.7%
Current assets
€642k ▲ 52.8%
Equity and liabilities €2.99M
Equity
€958k ▲ 14.7%
Provisions
€132k ▲ 0.1%
Debt
€1.90M ▲ 6.5%
Debt's share of the balance-sheet total falls from 64.9% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€439k▲
2024 · €238k
Cash flow
€355k▲
2024 · €198k
Current ratio
0.95▲
2024 · 0.61
Quick ratio
0.41▲
2024 · 0.08
Debt to equity
1.99▼
2024 · 2.14
ROE
12.8%▲
2024 · -0.7%
ROA
4.1%▲
2024 · -0.2%
Interest coverage
8.63▲
2024 · 5.72
Debt ≤ 1 year
€679k▼
2024 · €694k
Debt > 1 year
€1.22M▲
2024 · €1.09M
Income taxes
€33k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 66 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.75M€2.99M▲
Fixed assets21/28€2.33M€2.35M▲
Tangible fixed assets22/27€2.18M€2.20M▲
Land and buildings22€1.89M€1.65M▼
Plant, machinery and equipment23€129k€113k▼
Furniture and vehicles24€165k€105k▼
Leasing and similar rights25€408€337k▲
Financial fixed assets28€152k€150k▼
Current assets29/58€420k€642k▲
Stocks and contracts in progress3€367k€367k=
Stocks30/36€367k€367k=
Amounts receivable within one year40/41€25k€9k▼
Trade receivables40€9k€9k▲
Other amounts receivable41€16k€0▼
Cash at bank and in hand54/58€27k€265k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.75M€2.99M▲
Equity10/15€836k€958k▲
Contributions10/11€141k€141k=
Capital10€141k€141k=
Issued capital100€141k€141k=
Revaluation surpluses12€13k€13k=
Reserves13€681k€804k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Tax-exempt reserves132€394k€395k▲
Distributable reserves133€273k€395k▲
Provisions and deferred taxes16€131k€132k▲
Deferred taxes168€131k€132k▲
Amounts payable17/49€1.79M€1.90M▲
Amounts payable after more than one year17€1.09M€1.22M▲
Financial debts170/4€1.09M€1.22M▲
Other amounts payable178/9€744€744=
Amounts payable within one year42/48€694k€679k▼
Current portion of amounts payable after more than one year42€212k€273k▲
Financial debts43€400k€243k▼
Credit institutions430/8€400k€243k▼
Trade debts44€30k€64k▲
Suppliers440/4€30k€64k▲
Advances received on contracts in progress46€13k€0▼
Taxes, remuneration and social security45€4k€52k▲
Taxes450/3€4k€52k▲
Other amounts payable47/48€35k€46k▲
Accrued charges and deferred income492/3-€825
Income statement
Code20242025
Non-recurring operating income76A-€61k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€204k€232k▲
Other operating charges640/8€27k€40k▲
Non-recurring operating charges66A€1k€32k▲
Gross operating margin9900€267k€511k▲
Operating profit (loss)9901€35k€207k▲
Financial income75/76B€0€141▲
Recurring financial income75€0€141▲
Financial charges65/66B€42k€51k▲
Recurring financial charges65€42k€51k▲
Profit (loss) for the period before taxes9903€-7k€156k▲
Transfer from deferred taxes780€5k€5k▲
Transfer to deferred taxes680-€6k
Income taxes67/77€4k€33k▲
Profit (loss) for the period9904€-6k€123k▲
Transfer from tax-exempt reserves789€15k€16k▲
Transfer to tax-exempt reserves689-€17k
Profit (loss) for the period to be appropriated9905€9k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€122k▲
Transfer to equity691/2€9k€122k▲
To other reserves6921€9k€122k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (28 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €481k | €0 | - | €61k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €141k | €148k | €167k | €204k | €232k | ▲ 14.1% |
| Other operating charges640/8 | - | €19k | €23k | €27k | €40k | ▲ 47.4% |
| Non-recurring operating charges66A | - | - | - | €1k | €32k | ▲ 2,144% |
| Gross operating margin9900 | €242k | €682k | €322k | €267k | €511k | ▲ 91.3% |
| Operating profit (loss)9901 | €86k | €515k | €132k | €35k | €207k | ▲ 495% |
| Financial income75/76B | - | €2 | €4k | €0 | €141 | ▲ 63,791% |
| Recurring financial income75 | €15 | €2 | €4k | €0 | €141 | ▲ 63,791% |
| Financial charges65/66B | - | €37k | €40k | €42k | €51k | ▲ 22.2% |
| Recurring financial charges65 | €43k | €37k | €40k | €42k | €51k | ▲ 22.2% |
| Profit (loss) for the period before taxes9903 | €42k | €478k | €97k | €-7k | €156k | ▲ 2,350% |
| Transfer from deferred taxes780 | - | €12k | €5k | €5k | €5k | ▲ 8.5% |
| Transfer to deferred taxes680 | - | €120k | €0 | - | €6k | - |
| Income taxes67/77 | €220 | €4k | €29k | €4k | €33k | ▲ 704% |
| Profit (loss) for the period9904 | €44k | €365k | €73k | €-6k | €123k | ▲ 2,107% |
| Transfer from tax-exempt reserves789 | - | €37k | €15k | €15k | €16k | ▲ 8.5% |
| Transfer to tax-exempt reserves689 | - | €361k | €0 | - | €17k | - |
| Profit (loss) for the period to be appropriated9905 | €48k | €41k | €88k | €9k | €122k | ▲ 1,283% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.57M | €2.49M | €2.50M | €2.75M | €2.99M | ▲ 8.7% |
| Fixed assets21/28 | €2.41M | €2.28M | €2.25M | €2.33M | €2.35M | ▲ 0.7% |
| Tangible fixed assets22/27 | €2.28M | €2.13M | €2.09M | €2.18M | €2.20M | ▲ 0.9% |
| Land and buildings22 | - | €1.81M | €1.75M | €1.89M | €1.65M | ▼ 12.8% |
| Plant, machinery and equipment23 | - | €56k | €43k | €129k | €113k | ▼ 12.0% |
| Furniture and vehicles24 | - | €204k | €299k | €165k | €105k | ▼ 36.1% |
| Leasing and similar rights25 | - | €57k | €940 | €408 | €337k | ▲ 82,505% |
| Financial fixed assets28 | €128k | €152k | €152k | €152k | €150k | ▼ 1.2% |
| Current assets29/58 | €166k | €214k | €257k | €420k | €642k | ▲ 52.8% |
| Stocks and contracts in progress3 | - | - | €87k | €367k | €367k | = |
| Stocks30/36 | - | - | €87k | €367k | €367k | = |
| Amounts receivable within one year40/41 | €32k | €175k | €148k | €25k | €9k | ▼ 63.2% |
| Trade receivables40 | - | €110k | €74k | €9k | €9k | ▲ 3.8% |
| Other amounts receivable41 | - | €66k | €73k | €16k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €134k | €39k | €18k | €27k | €265k | ▲ 893% |
| Deferred charges and accrued income490/1 | - | €209 | €4k | €2k | €1k | ▼ 21.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.57M | €2.49M | €2.50M | €2.75M | €2.99M | ▲ 8.7% |
| Equity10/15 | €404k | €769k | €842k | €836k | €958k | ▲ 14.7% |
| Contributions10/11 | €141k | €141k | €141k | €141k | €141k | = |
| Capital10 | - | €141k | €141k | €141k | €141k | = |
| Issued capital100 | - | €141k | €141k | €141k | €141k | = |
| Revaluation surpluses12 | - | €13k | €13k | €13k | €13k | = |
| Reserves13 | €249k | €614k | €687k | €681k | €804k | ▲ 18.0% |
| Non-distributable reserves130/1 | - | €14k | €14k | €14k | €14k | = |
| Legal reserve130 | - | €14k | €14k | €14k | €14k | = |
| Tax-exempt reserves132 | - | €424k | €409k | €394k | €395k | ▲ 0.1% |
| Distributable reserves133 | - | €176k | €264k | €273k | €395k | ▲ 44.8% |
| Provisions and deferred taxes16 | €33k | €141k | €136k | €131k | €132k | ▲ 0.1% |
| Deferred taxes168 | - | €141k | €136k | €131k | €132k | ▲ 0.1% |
| Amounts payable17/49 | €2.14M | €1.58M | €1.52M | €1.79M | €1.90M | ▲ 6.5% |
| Amounts payable after more than one year17 | €1.64M | €1.35M | €1.24M | €1.09M | €1.22M | ▲ 12.0% |
| Financial debts170/4 | - | €1.35M | €1.24M | €1.09M | €1.22M | ▲ 12.0% |
| Other amounts payable178/9 | - | €744 | €744 | €744 | €744 | = |
| Amounts payable within one year42/48 | €498k | €230k | €281k | €694k | €679k | ▼ 2.3% |
| Current portion of amounts payable after more than one year42 | - | €186k | €189k | €212k | €273k | ▲ 29.0% |
| Financial debts43 | - | €0 | - | €400k | €243k | ▼ 39.2% |
| Credit institutions430/8 | - | €0 | - | €400k | €243k | ▼ 39.2% |
| Trade debts44 | €12k | €35k | €59k | €30k | €64k | ▲ 110% |
| Suppliers440/4 | - | €35k | €59k | €30k | €64k | ▲ 110% |
| Advances received on contracts in progress46 | - | - | - | €13k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €4k | €29k | €4k | €52k | ▲ 1,164% |
| Taxes450/3 | - | €4k | €29k | €4k | €52k | ▲ 1,164% |
| Other amounts payable47/48 | - | €4k | €4k | €35k | €46k | ▲ 30.2% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | €825 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €365k | €73k | €-6k | €123k | ▲ 2,107% |
| + Depreciation and write-downs630 | €141k | €148k | €167k | €204k | €232k | ▲ 14.1% |
| Operating cash flow (approximation) | €184k | €514k | €240k | €198k | €355k | ▲ 79.6% |
| Investment in fixed assets (approximation) | - | €-21k | €-133k | €-292k | €-250k | ▲ 14.5% |
| Change in cash | - | €-95k | €-21k | €9k | €238k | ▲ 2,536% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €123k
Net result €123k after one loss-making year.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Highest result since 2019net €365k ▲738%
Operating result €515k, net result €365k, both a record.
30-06
Financial
Equity above €500kEq €769k ▲90.5%
3 profitable years in a row build equity to €769k.
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts
We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 1997
Ground area
287 m²
Building footprint
192 m²
Volume, LiDAR
881 m³
Parcel 13049B0773/00N000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
DE POLDER
since 19972.033.813.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0773/00N000 | Flanders | 287 m² | 1 · 192 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Similar companies · same sector, comparable size
Vangoo
BE 0404.299.364
Schaarbeek · Eq €958,910
SCIARA IMMO
BE 0500.665.894
Liège · Eq €957,606
IMMO J.M.B.
BE 0430.496.787
Lille · Eq €957,314
NATUURPOLDER
BE 0461.197.089
Knokke-Heist · Eq €959,618
CASTELLUM
BE 0894.656.239
Antwerpen · Eq €956,962
Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 3,803 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded22-09-1986
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
43120Site preparation
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.