IMMO ROLI
ActiveIMMO ROLI has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.86M and a net result of €125k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 66% of 4506 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+33
Solvency67▲+9
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.45 in 2024), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.8%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.9M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
25 d late
2022
30 d late
2021
31 d late
2020
1 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€125k▲ 5,509%
2024 · €2k
2018: €9k
2019: €-19k
2020: €-28k
2021: €-33k
2022: €153k
2023: €-22k
2024: €2k
2018 → 2025
Working capital
€-491k▲ 33.6%
2024 · €-739k
2018: €-672k
2019: €-845k
2020: €-774k
2021: €-996k
2022: €-942k
2023: €-855k
2024: €-739k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.06M-€1.22M▲ 14.4%€1.19M▼ 1.8%€1.20M▲ 0.2%€1.86M▲ 55.5%
Operating result€-15k-€230k€-11k€6k€180k▲ 3,034%
Net result€-33k-€153k€-22k€2k€125k▲ 5,509%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3,034% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.16M
Fixed assets
€2.43M▲ 20.4%
Current assets
€737k▲ 24.1%
Equity and liabilities €3.16M
Equity
€1.86M▲ 55.5%
Provisions
€76k▼ 5.9%
Debt
€1.23M▼ 7.9%
The debt ratio falls from 51.1% to 38.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€308k▲
2024 · €124k
Cash flow
€253k▲
2024 · €120k
Solvency
58.8%▲
2024 · 45.8%
Current ratio
0.60▲
2024 · 0.45
Quick ratio
0.54▲
2024 · 0.39
Debt / equity
0.66▼
2024 · 1.11
ROE
6.7%▲
2024 · 0.2%
ROA
4.0%▲
2024 · 0.1%
Interest coverage
19.57▲
2024 · 7.95
Debt
€1.23M▼
2024 · €1.33M
Debt ≤ 1 year
€1.23M▼
2024 · €1.33M
Income taxes
€53k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.61M€3.16M▲
Fixed assets21/28€2.02M€2.43M▲
Tangible fixed assets22/27€2.02M€2.43M▲
Land and buildings22€2.02M€2.43M▲
Plant, machinery and equipment23€0-
Current assets29/58€594k€737k▲
Stocks and contracts in progress3€74k€74k=
Stocks30/36€74k€74k=
Amounts receivable within one year40/41€8k€53k▲
Trade receivables40€2k€51k▲
Other amounts receivable41€6k€2k▼
Current investments50/53€500k€600k▲
Cash at bank and in hand54/58€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€2.61M€3.16M▲
Equity10/15€1.20M€1.86M▲
Contributions10/11€100k€155k▲
Capital10€100k€155k▲
Issued capital100€100k€155k▲
Reserves13€1.10M€1.70M▲
Non-distributable reserves130/1€10k€16k▲
Legal reserve130€10k€16k▲
Tax-exempt reserves132€241k€227k▼
Distributable reserves133€845k€1.46M▲
Provisions and deferred taxes16€80k€76k▼
Deferred taxes168€80k€76k▼
Amounts payable17/49€1.33M€1.23M▼
Amounts payable within one year42/48€1.33M€1.23M▼
Financial debts43€775k€775k=
Credit institutions430/8€775k€775k=
Trade debts44€26€14k▲
Suppliers440/4€26€14k▲
Advances received on contracts in progress46€141k€0▼
Taxes, remuneration and social security45€16k€39k▲
Taxes450/3€873€23k▲
Remuneration and social security454/9€15k€15k=
Other amounts payable47/48€400k€400k=
Income statement
Code20242025
Non-recurring operating income76A-€141k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€118k€128k▲
Other operating charges640/8€20k€21k▲
Gross operating margin9900€144k€329k▲
Operating profit (loss)9901€6k€180k▲
Financial income75/76B€12k€9k▼
Recurring financial income75€12k€9k▼
Financial charges65/66B€16k€16k▲
Recurring financial charges65€16k€16k▲
Profit (loss) for the period before taxes9903€2k€174k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€4k€53k▲
Profit (loss) for the period9904€2k€125k▲
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€16k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€139k▲
Transfer from equity791/2€0-
Transfer to equity691/2€16k€139k▲
To other reserves6921€16k€139k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 25 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-12
Financial
Back to profitnet €153k
Net result €153k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 2 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosveld(STG) 249200 DendermondeGround area
1.7 ha
Building footprint
5,591 m²
Volume, LiDAR
60,464 m³
2 parcels, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Bosveld(STG) 24, 9200 Dendermonde
since 19932.060.127.669
IMMO ROLI
since 20252.389.492.852
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0803/00D000 | Flanders | 1.6 ha | 1 · 5,322 m² | 13.9 m · 4 fl. |
| 42002B0066/00D002 | Flanders | 863 m² | 1 · 269 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEL INVEST
BE 0426.865.722
Dilbeek · Eq €1.86M
COLINVEST
BE 0450.563.218
Brussel · Eq €1.86M
HEDO
BE 0433.720.256
Eupen · Eq €1.86M
RILIAN
BE 0443.544.277
Brasschaat · Eq €1.87M
RREC
BE 0432.696.313
Knokke-Heist · Eq €1.85M
Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 2,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-11-1992
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.