FICO
The computed 12-month bankruptcy probability of FICO is 2.9% (moderate). The 2023 annual accounts show equity of €224k and a net result of €46k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 4791 sector peers (fiscal year 2023). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €224k |
| Net result | €46k |
| Better than sector | 94% |
| Active | 23 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.8% | 16.7% | |
| Net result | €46k | €2k | |
| Equity | €224k | €11k | |
| Gross operating margin | €64k | €42k | |
| Total assets | €295k | €82k |
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €62k |
| Net profit | €46k |
| Cash flow | €46k |
| Staff costs | - |
| Income taxes | €17k |
| Dividends | - |
| Total assets | €295k |
| Equity | €224k |
| Debt | €71k |
| of which ≤ 1y | €71k |
| of which > 1y | - |
| Working capital | €216k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 4.04 |
| Quick ratio | 4.04 |
| Working capital ratio | 73.3% |
| Solvency | 75.8% |
| Debt / equity | 0.32 |
| Long-term debt ratio | - |
| Interest coverage | 145.45 |
| Gross margin | - |
| Net margin | - |
| ROA | 15.6% |
| ROE | 20.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €295k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €0 |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €288k |
| Amounts receivable within one year | 40/41 | €285k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €295k |
| Equity | 10/15 | €224k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €203k |
| Amounts payable | 17/49 | €71k |
| Amounts payable within one year | 42/48 | €71k |
| Trade debts payable within one year | 44 | €46k |
| Income statement | ||
| Gross operating margin | 9900 | €64k |
| Operating result | 9901 | €61k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €424 |
| Result before taxes | 9903 | €63k |
| Income taxes | 67/77 | €17k |
| Net result for the period | 9904 | €46k |
| Result to be appropriated | 9905 | €46k |
| NACE primary | Cafés(56301) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 28-04-2003 |
| Status | Active |
| Postal code | 1070 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0162/00P000 | Brussels | 164 m² | - | - |
| 21526D0256/00H003 | Brussels | 81 m² | 1 · 81 m² | 19.9 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-02-2025 1 director appointed, 2 resigning
- HAJDINAJ Arben, Bestuurder
- SAKIROSKI Fikret, Bestuurder
- UDREA Elena-Denis, Actionnaire
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "SAKIROSKI Fikret",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2025-01-01",
"evidence_quote": "Le Pr\u00E9sident expose le souhait d\u0027accepter la d\u00E9mission d\u0027un administrateur, \u00E0 savoir Monsieur SAKIROSKI Fikret, avec effet imm\u00E9diat. D\u00E9charge lui est donn\u00E9 pour son mandat en cours.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "administrateur",
"person": {
"rrn": null,
"name": "HAJDINAJ Arben",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "Il est d\u00E9cid\u00E9 de nommer Monsieur HAJDINAJ Arben en qualit\u00E9 de second administrateur et actionnaire.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "administrateur",
"person": {
"rrn": null,
"name": "LEDOUX Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "Monsieur LEDOUX Denis c\u00E8de 5 actions \u00E0 Monsieur HAJDINAJ Arben, qui accepte.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "actionnaire",
"person": {
"rrn": null,
"name": "UDREA Elena-Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "Le Pr\u00E9sident expose \u00E9galement le souhait d\u0027accepter la d\u00E9mission de Madame UDREA Elena-Denisa en tant qu\u0027actionnaire avec effet imm\u00E9diat.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "actionnaire",
"person": {
"rrn": null,
"name": "LEDOUX Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "Madame UDREA Elena-Denis c\u00E8de 10 actions \u00E0 Monsieur LEDOUX Denis, qui accepte.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "actionnaire",
"person": {
"rrn": null,
"name": "UDREA Elena-Denis",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2025-01-01",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de Monsieur SAKIROSKI Fikret en qualit\u00E9 d\u0027Administrateur avec effet imm\u00E9diat, la d\u00E9mission de Madame UDREA Elena-Denis en tant qu\u0027actionnaire",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2025-02-07",
"filing_date": "2025-01-31",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "assembl\u00E9e_generale_extraordinaire",
"date": "2025-01-01",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0480.106.151",
"name_full": "FICO",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "LEDOUX Denis",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}14-08-2024 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": "93.01.22-726.89",
"kind": "person",
"name": "Mme Elena-Denisa UDREA",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 10,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": "SAKIROSKI Fikret",
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": null,
"filing_date": "2024-07-15",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2024-07-15",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": "2024-07-15"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0480.106.151",
"name_full": "FICO",
"legal_form": "Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": null,
"kind": "person",
"name": "Mme Elena-Denisa UDREA",
"role": "aandeelhouder",
"n_shares": 10,
"share_class": null
}
],
"share_classes_after": []
}30-07-2024 Registered office moved from Molenbeek-Saint-Jean to ANDERLECHT
- Rue Vanhoegaerde 5 à 10800 Molenbeek-Saint-Jean → Square ELSA FRISON 25 à 1070 ANDERLECHT
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Square ELSA FRISON 25 \u00E0 1070 ANDERLECHT",
"city": "ANDERLECHT",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Square ELSA FRISON",
"country": "BE",
"postcode": "1070",
"box_number": null,
"street_number": "25",
"locality_suffix": null
},
"old_address": {
"raw": "Rue Vanhoegaerde 5 \u00E0 10800 Molenbeek-Saint-Jean",
"city": "Molenbeek-Saint-Jean",
"region": "brussels_hoofdstedelijk_gewest",
"street": "Vanhoegaerde",
"country": "BE",
"postcode": "10800",
"box_number": null,
"street_number": "5",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "II est propos\u00E9 \u00E0 l\u0027Assembl\u00E9e G\u00E9n\u00E9rale le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante: Square ELSA FRISON 25 \u00E0 1070 ANDERLECHT.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "not_specified",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2024-07-30",
"filing_date": "2024-06-18",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "assembl\u00E9e g\u00E9n\u00E9rale extraordinaire",
"date": "2024-06-18",
"unanimous": true
},
"subject_company": {
"kbo": "0480.106.151",
"name_full": "FICO",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "LEDOUX Denis",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [
"Mod DOC 19.01"
]
}05-07-2024 2 directors appointed, 2 resigning
- Fikret SAKIROSKI, Directeur
- Fikret SAKIROSKI, Directeur
- Parascovia DRAGOMIR, Directeur
- Elena-Denis UDREA, Directeur
Technical details
{
"events": [
{
"kind": "director_out",
"role": "directeur",
"person": {
"rrn": null,
"name": "Parascovia DRAGOMIR",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-06-17",
"evidence_quote": "Le pr\u00E9sident expose le souhait d\u0027accepter la d\u00E9mission des actionnaires, \u00E0 savoir Mme Parascocia DRAGOMIR et Elena-Denisa UDREA.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_out",
"role": "directeur",
"person": {
"rrn": null,
"name": "Elena-Denis UDREA",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-06-17",
"evidence_quote": "Mme Elena-Denis UDREA c\u00E8de 18 actions \u00E0 Mr Fikret SAKIROSKI qui accepte.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "directeur",
"person": {
"rrn": null,
"name": "Fikret SAKIROSKI",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-06-17",
"evidence_quote": "Mme Parascovia DRAGOMIR c\u00E8de 18 actions \u00E0 Mr Fikret SAKIROSKI qui accepte.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "directeur",
"person": {
"rrn": null,
"name": "Fikret SAKIROSKI",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": "2024-06-17",
"evidence_quote": "Mme Elena-Denis UDREA c\u00E8de 18 actions \u00E0 Mr Fikret SAKIROSKI qui accepte.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Bruxelles",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-07-05",
"filing_date": "2024-06-27",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-06-17",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0480.106.151",
"name_full": "FICO",
"legal_form": "SRL",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "SAKIROSKI Fikret",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FICO |