FICO
The computed 12-month bankruptcy probability of FICO is 2.9% (moderate). The 2023 annual accounts show equity of €224k and a net result of €46k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 4886 sector peers (fiscal year 2023). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €224k |
| Net result | €46k |
| Better than sector | 93% |
| Active | 23 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.8% | 16.6% | |
| Net result | €46k | €2k | |
| Equity | €224k | €11k | |
| Gross operating margin | €64k | €41k | |
| Total assets | €295k | €82k |
Show 12 other metrics
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €62k |
| Net profit | €46k |
| Cash flow | €46k |
| Staff costs | - |
| Income taxes | €17k |
| Dividends | - |
| Total assets | €295k |
| Equity | €224k |
| Debt | €71k |
| of which ≤ 1y | €71k |
| of which > 1y | - |
| Working capital | €216k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 4.04 |
| Quick ratio | 4.04 |
| Working capital ratio | 73.3% |
| Solvency | 75.8% |
| Debt / equity | 0.32 |
| Long-term debt ratio | - |
| Interest coverage | 145.45 |
| Gross margin | - |
| Net margin | - |
| ROA | 15.6% |
| ROE | 20.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €295k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €0 |
| Financial fixed assets | 28 | €7k |
| Current assets | 29/58 | €288k |
| Amounts receivable within one year | 40/41 | €285k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €295k |
| Equity | 10/15 | €224k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €203k |
| Amounts payable | 17/49 | €71k |
| Amounts payable within one year | 42/48 | €71k |
| Trade debts payable within one year | 44 | €46k |
| Income statement | ||
| Gross operating margin | 9900 | €64k |
| Operating result | 9901 | €61k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €424 |
| Result before taxes | 9903 | €63k |
| Income taxes | 67/77 | €17k |
| Net result for the period | 9904 | €46k |
| Result to be appropriated | 9905 | €46k |
-
HAJDINAJ ArbenDirectorState Gazette act 25019884 (07-02-2025)Current07-02-2025 → present
-
Denis LEDOUXDirector (executive)State Gazette act 24121345 (14-08-2024)Current14-08-2024 → present
3 events
- 14-08-2024 Appointed· Director (executive)
- 14-08-2024 Resigned· Director (executive)
- 30-07-2024 Appointed· Director
-
Elena-Denisa UDREADirector (executive)State Gazette act 24121345 (14-08-2024)Current14-08-2024 → present
-
Fikret SAKIROSKIDirectorState Gazette act 24114653 (30-07-2024)Current17-06-2024 → present
4 events
- 01-01-2025 Resigned· Director
- 30-07-2024 Appointed· Director
- 30-07-2024 Resigned· Director
- 17-06-2024 Appointed· Director (executive)
Former directors (2)
-
Elena-Denis UDREAActionnaireState Gazette act 25019884 (07-02-2025)Former- → 01-01-2025
2 events
- 01-01-2025 Resigned· Actionnaire
- 17-06-2024 Resigned· Director (executive)
-
Parascovia DRAGOMIRDirector (executive)State Gazette act 24101316 (05-07-2024)Former- → 17-06-2024
| NACE primary | Cafés en bars(56301) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 28-04-2003 |
| Status | Active |
| Postal code | 1070 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306C0162/00P000 | Brussels | 164 m² | - | - |
| 21526D0256/00H003 | Brussels | 81 m² | 1 · 81 m² | 19.9 m · 6 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
07-02-2025 1 director appointed, 2 resigning
- HAJDINAJ Arben, Bestuurder
- SAKIROSKI Fikret, Bestuurder
- UDREA Elena-Denis, Actionnaire
Technical details
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}14-08-2024 Transaction in capital or shares
Technical details
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}30-07-2024 Registered office moved from Molenbeek-Saint-Jean to ANDERLECHT
- Rue Vanhoegaerde 5 à 10800 Molenbeek-Saint-Jean → Square ELSA FRISON 25 à 1070 ANDERLECHT
Technical details
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}05-07-2024 2 directors appointed, 2 resigning
- Fikret SAKIROSKI, Directeur
- Fikret SAKIROSKI, Directeur
- Parascovia DRAGOMIR, Directeur
- Elena-Denis UDREA, Directeur
Technical details
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}| Legal nameFR | FICO |