FERME SAINT GEORGES
ActiveFERME SAINT GEORGES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €225k and a net result of €26k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency81▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.19 in 2024; short-term debt: 43.6% and cash: 5.2% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
6.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
13 d late
2023
35 d early
2022
32 d early
2021
135 d early
2020
36 d early
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 30.1%
2024 · €20k
2018: €29k
2019: €16k
2020: €21k
2021: €2k
2022: €24k
2023: €16k
2024: €20k
2018 → 2025
Working capital
€-135k▲ 13.8%
2024 · €-157k
2018: €7k
2019: €-12k
2020: €-28k
2021: €-147k
2022: €-139k
2023: €-161k
2024: €-157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€139k-€163k▲ 17.1%€178k▲ 9.6%€199k▲ 11.3%€225k▲ 13.2%
Operating result€11k-€39k▲ 266%€28k▼ 28.0%€35k▲ 25.1%€41k▲ 15.4%
Net result€2k-€24k▲ 1,409%€16k▼ 34.2%€20k▲ 29.3%€26k▲ 30.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€361k▼ 5.0%
Current assets
€39k▲ 7.5%
Equity and liabilities €400k
Equity
€225k▲ 13.2%
Debt
€175k▼ 19.5%
The debt ratio falls from 52.3% to 43.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€60k▲
2024 · €54k
Cash flow
€45k▲
2024 · €39k
Solvency
56.2%▲
2024 · 47.7%
Current ratio
0.23▲
2024 · 0.19
Quick ratio
0.21▲
2024 · 0.17
Debt / equity
0.78▼
2024 · 1.09
ROE
11.7%▲
2024 · 10.2%
ROA
6.6%▲
2024 · 4.9%
Interest coverage
26.37▲
2024 · 14.92
Debt
€175k▼
2024 · €218k
Debt ≤ 1 year
€174k▼
2024 · €193k
Debt > 1 year
€0▼
2024 · €24k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€416k€400k▼
Fixed assets21/28€380k€361k▼
Tangible fixed assets22/27€380k€361k▼
Land and buildings22€376k€357k▼
Plant, machinery and equipment23€4k€3k▼
Current assets29/58€37k€39k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€27k€11k▼
Trade receivables40€19k€3k▼
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€3k€21k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€416k€400k▼
Equity10/15€199k€225k▲
Contributions10/11€87k€87k=
Capital10€87k€87k=
Issued capital100€87k€87k=
Reserves13€65k€92k▲
Non-distributable reserves130/1€7k€9k▲
Legal reserve130€7k€9k▲
Distributable reserves133€58k€83k▲
Profit (loss) carried forward14€47k€46k▼
Amounts payable17/49€218k€175k▼
Amounts payable after more than one year17€24k€0▼
Financial debts170/4€24k€0▼
Amounts payable within one year42/48€193k€174k▼
Current portion of amounts payable after more than one year42€35k€24k▼
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€147k€136k▼
Accrued charges and deferred income492/3-€640
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€59k€64k▲
Operating profit (loss)9901€35k€41k▲
Financial income75/76B€0€954▲
Recurring financial income75€0€954▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€32k€39k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€20k€26k▲
Profit (loss) for the period to be appropriated9905€20k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€73k▲
Profit (loss) brought forward from the previous period14P€47k€47k=
Transfer to equity691/2€20k€27k▲
To the legal reserve6920€0€2k▲
To other reserves6921€20k€25k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €200kEq €225k ▲13.2%
8 profitable years in a row build equity to €225k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €163k ▲17.1%
5 profitable years in a row build equity to €163k.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼92.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gulpen 3274852 PlombièresGround area
2.7 ha
Building footprint
81 m²
Parcel 63037B0348/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Gulpen 327, 4852 Plombières
since 19902.050.552.185
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63037B0348/00F000 | Wallonia | 2.7 ha | 1 · 81 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePlombières2.050.552.185
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Of 7,636 companies in sector 01410 we hold annual accounts for 1,848. 1,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-11-1990
Fiscal year end31-12
Activities, NACEBEL
01210
01410Raising of dairy cattle
01220
01450Raising of sheep and goats
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.