PARDUYN
ActivePARDUYN has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €339k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 70% of 1731 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70=
Solvency87▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.71 in 2024; short-term debt: 20.3% and cash: 1.7% of total assets), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
10 d late
2023
22 d late
2022
19 d late
2021
31 d late
2020
24 d late
2019
75 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€339k▲ 1.5%
2024 · €334k
2018: €300k
2019: €309k
2020: €315k
2021: €304k
2022: €319k
2023: €329k
2024: €334k
2018 → 2025
Total assets
€550k▼ 4.3%
2024 · €574k
2018: €567k
2019: €546k
2020: €532k
2021: €632k
2022: €624k
2023: €602k
2024: €574k
2018 → 2025
Net result
€5k▲ 5.5%
2024 · €5k
2018: €8k
2019: €9k
2020: €7k
2021: €-11k
2022: €15k
2023: €10k
2024: €5k
2018 → 2025
Working capital
€-34k▲ 3.6%
2024 · €-35k
2018: €-68k
2019: €-52k
2020: €-37k
2021: €-67k
2022: €-50k
2023: €-39k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€304k-€319k▲ 5.0%€329k▲ 3.2%€334k▲ 1.5%€339k▲ 1.5%
Operating result€-7k-€21k€16k▼ 25.4%€9k▼ 42.8%€8k▼ 10.6%
Net result€-11k-€15k€10k▼ 32.9%€5k▼ 52.5%€5k▲ 5.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550k
Fixed assets
€472k▼ 3.9%
Current assets
€78k▼ 6.3%
Equity and liabilities €550k
Equity
€339k▲ 1.5%
Debt
€211k▼ 12.4%
The debt ratio falls from 41.8% to 38.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €41k
Cash flow
€37k▲
2024 · €37k
Solvency
61.7%▲
2024 · 58.2%
Current ratio
0.70▼
2024 · 0.71
Quick ratio
0.70▼
2024 · 0.71
Debt / equity
0.62▼
2024 · 0.72
ROE
1.5%▲
2024 · 1.4%
ROA
0.9%▲
2024 · 0.8%
Interest coverage
15.88▲
2024 · 10.85
Debt
€211k▼
2024 · €240k
Debt ≤ 1 year
€111k▼
2024 · €118k
Debt > 1 year
€98k▼
2024 · €121k
Income taxes
€507▲
2024 · €480
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€574k€550k▼
Fixed assets21/28€491k€472k▼
Tangible fixed assets22/27€491k€472k▼
Land and buildings22€491k€472k▼
Current assets29/58€83k€78k▼
Amounts receivable within one year40/41€80k€68k▼
Trade receivables40€80k€68k▼
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1€801€1k▲
Equity and liabilities
Total equity and liabilities10/49€574k€550k▼
Equity10/15€334k€339k▲
Contributions10/11€143k€143k=
Capital10€122k€122k=
Issued capital100€122k€122k=
Outside capital11€21k€21k=
Share premium1100/10€21k€21k=
Reserves13€140k€145k▲
Non-distributable reserves130/1€27k€27k=
Legal reserve130€27k€27k=
Tax-exempt reserves132€76k€76k=
Distributable reserves133€37k€42k▲
Profit (loss) carried forward14€51k€51k=
Amounts payable17/49€240k€211k▼
Amounts payable after more than one year17€121k€98k▼
Financial debts170/4€121k€98k▼
Amounts payable within one year42/48€118k€111k▼
Current portion of amounts payable after more than one year42€30k€23k▼
Trade debts44-€400
Suppliers440/4-€400
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€84k€84k=
Accrued charges and deferred income492/3€1k€990▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€48k€48k▼
Operating profit (loss)9901€9k€8k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€5k€6k▲
Income taxes67/77€480€507▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€56k▲
Profit (loss) brought forward from the previous period14P€51k€51k=
Transfer to equity691/2€5k€5k▲
To other reserves6921€5k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
10-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-11k ▼269%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 75 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elbestraat 488760 TieltGround area
1,707 m²
Building footprint
212 m²
Volume, LiDAR
1,129 m³
Parcel 37007A0040/00C000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elbestraat 48, 8760 Tielt
since 19872.030.954.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007A0040/00C000 | Flanders | 1,707 m² | 1 · 212 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PLANTENCENTER ROEGIERS
BE 0462.775.914
Assenede · Eq €340k
Groene Groeten
BE 0469.429.817
Kapellen · Eq €340k
TUINMAKERS
BE 0880.749.904
Kampenhout · Eq €338k
MALCOSORT
BE 0461.148.589
Tongeren-Borgloon · Eq €340k
MATAGRI
BE 0440.242.220
Ath · Eq €340k
Of 7,636 companies in sector 01410 we hold annual accounts for 1,848. 1,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-08-1983
Fiscal year end31-12
Activities, NACEBEL
01210
01410Raising of dairy cattle
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.