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JOVEKA

Active
Private limited companyfounded 199233 yrs activeMolenbaan 22A, 2387 Baarle-Hertog, BelgiumKBO/BCE: BE 0448.848.494
Summary

JOVEKA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €73,779. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 86% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
JOVEKAActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Raising of dairy cattle
NACE 01410Crop and animal production, hunting and related service activities NACE 01210Manufacture of fabricated metal products, except machinery and equipment NACE 25220
1 site
Size
€1.4mtotal assets 2025
Equity
€1.2m
Profit
€73,779
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
5
Accounts 17 d early0 of 2 deeds read
Why 88- Liquidity: current ratio 0.10, cash €3,133- 1 of the last 3 late+ Founded in 1992+ Size: total assets €1.4mShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 01, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 81.2% of total assets
Liquidity 45+4
short-term debt 18.8% · cash 0.2%
Profitability 75+11
return on assets 5.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,677 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%▲ +1.6% vs 01-2025 03-2025: 0.1%▲ +3.2% vs 02-2025 04-2025: 0.1%▲ +9.2% vs 03-2025 05-2025: 0.1%▼ -1.4% vs 04-2025 06-2025: 0.1%▼ -1.4% vs 05-2025 07-2025: 0.2%▲ +55.8% vs 06-2025 08-2025: 0.3%▲ +45.6% vs 07-2025highest value 09-2025: 0.3%● 0.0% vs 08-2025highest value 10-2025: 0.3%● 0.0% vs 09-2025highest value 11-2025: 0.3%● 0.0% vs 10-2025highest value 12-2025: 0.3%▼ -7.7% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%▲ +1.4% vs 01-2026 03-2026: 0.3%▲ +3.1% vs 02-2026 04-2026: 0.3%▼ -8.9% vs 03-2026 05-2026: 0.3%▼ -1.1% vs 04-2026 06-2026: 0.3%▼ -3.3% vs 05-2026 07-2026: 0.3%▲ +2.7% vs 06-2026 08-2026: 0.3%▼ -3.7% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Liquidity: current ratio 0.10, cash €3,133 raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 1992 lowers the probability for this profile
  • Size: total assets €1.4m lowers the probability for this profile
Credit up to €100,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.13 in 2024; short-term debt: 18.8% and cash: 0.2% of total assets), and 18.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 01, micro). Better than this share of them on solvency 92%, liquidity 42%, profitability 62%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.10, cash €3,133
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €1.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.2m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
48 d late
2023
2 d early
2022
6 d early
2021
2 d early
2020
5 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €306,766 ▲3,829%

Key points

  • Caution: Result fell in 2025from €306,766 to €73,779 ▼ 75.9% View
  • Positive: Among the best 14% on solvencysector median 41.2% · 2,024 companies 81.2% View
  • Heads a groupcompanies controlled 5 View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€73,779
Solvency
81.2%
Total assets▼ 1.8%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 17-09-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Raising of dairy cattleNACE 01410
Founded
02-12-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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