FEDICURA
ActiveFEDICURA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €958. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 75% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+15
Solvency89=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.31 against 2.24 in 2024; short-term debt: 35.8% and cash: 25.7% of total assets), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
41 d early
2022
49 d early
2021
112 d early
2020
27 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 4.6%
2024 · €21k
2019: €13k
2020: €33k
2021: €52k
2022: €50k
2023: €20k
2024: €21k
2019 → 2025
Total assets
€34k▲ 4.0%
2024 · €32k
2019: €23k
2020: €51k
2021: €67k
2022: €58k
2023: €49k
2024: €32k
2019 → 2025
Net result
€958▼ 9.8%
2024 · €1k
2019: €984
2020: €19k
2021: €14k
2022: €18k
2023: €-30k
2024: €1k
2019 → 2025
Working capital
€16k▲ 8.8%
2024 · €15k
2019: €13k
2020: €33k
2021: €47k
2022: €38k
2023: €-1k
2024: €15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€50k▼ 4.5%€20k▼ 60.9%€21k▲ 5.4%€22k▲ 4.6%
Operating result€21k-€24k▲ 11.0%€-29k€3k€1k▼ 49.6%
Net result€14k-€18k▲ 29.4%€-30k€1k€958▼ 9.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€6k▼ 5.1%
Current assets
€28k▲ 6.1%
Equity and liabilities €34k
Equity
€22k▲ 4.6%
Debt
€12k▲ 2.9%
The debt ratio falls from 36.2% to 35.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €7k
Cash flow
€4k▼
2024 · €5k
Solvency
64.2%▲
2024 · 63.8%
Current ratio
2.31▲
2024 · 2.24
Quick ratio
2.31▲
2024 · 2.24
Debt / equity
0.56▼
2024 · 0.57
ROE
4.4%▼
2024 · 5.2%
ROA
2.8%▼
2024 · 3.3%
Interest coverage
6.23▲
2024 · 4.07
Debt
€12k▲
2024 · €12k
Debt ≤ 1 year
€12k▲
2024 · €12k
Income taxes
€138▼
2024 · €159
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€34k▲
Fixed assets21/28€6k€6k▼
Tangible fixed assets22/27€6k€6k▼
Land and buildings22€0-
Plant, machinery and equipment23€2k€980▼
Furniture and vehicles24€4k€5k▲
Current assets29/58€26k€28k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€18k€16k▼
Trade receivables40€13k€16k▲
Other amounts receivable41€5k€612▼
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€32k€34k▲
Equity10/15€21k€22k▲
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14€-12k€-11k▲
Amounts payable17/49€12k€12k▲
Amounts payable within one year42/48€12k€12k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€3k€60▼
Taxes450/3€3k€60▼
Remuneration and social security454/9€0-
Other amounts payable47/48€8k€11k▲
Income statement
Code20242025
Non-recurring operating income76A€54€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€992€986▼
Gross operating margin9900€8k€5k▼
Operating profit (loss)9901€3k€1k▼
Financial income75/76B€0€357▲
Recurring financial income75€0€357▲
Financial charges65/66B€2k€702▼
Recurring financial charges65€2k€702▼
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77€159€138▼
Profit (loss) for the period9904€1k€958▼
Profit (loss) for the period to be appropriated9905€1k€958▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-11k▲
Profit (loss) brought forward from the previous period14P€-13k€-12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 2.24
Current ratio from 0.96 to 2.24; short-term debt falls from €30k to €12k.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-30k ▼272%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €19k ▲1848%
Operating result €26k, net result €19k, both a record.
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlasrootstraat(KEM) 79190 StekeneGround area
2,299 m²
Building footprint
248 m²
Volume, LiDAR
1,449 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kristof Van Mele
since 20182.281.685.468
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022B1296/00L000 | Flanders | 1,550 m² | 1 · 135 m² | 7.8 m · 2 fl. |
| 46011A0641/00N000 | Flanders | 750 m² | 1 · 114 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Auris Dessomviele
BE 0792.709.437
Lievegem · Eq €22k
CECOSUR
BE 0843.268.411
Jette · Eq €22k
OPTOPOLIS
BE 0537.236.874
Tongeren · Eq €22k
PRAKTIJK NAENEN
BE 0781.756.256
Boechout · Eq €21k
AUDIOCY'BEL
BE 0728.958.463
Sint-Agatha-Berchem · Eq €21k
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end30-06
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
46460Wholesale of pharmaceutical and medical goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.