SERENITY
ActiveThe computed 12-month bankruptcy probability of SERENITY is 1.8% (moderate). The 2025 annual accounts show equity of €18k and a net result of €8k. Equity is growing by ~36% per year across the filed fiscal years. Its solvency ranks better than 65% of 18237 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+22
Solvency76▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.23 in 2024; short-term debt: 48.8% and cash: 29.9% of total assets), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
on the day
2023
on the day
2022
4 d early
2021
7 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 81.5%
2024 · €10k
2020: €-4k
2021: €18k
2022: €8k
2023: €5k
2024: €10k
2020 → 2025
Total assets
€35k▲ 11.9%
2024 · €31k
2020: €37k
2021: €57k
2022: €37k
2023: €35k
2024: €31k
2020 → 2025
Net result
€8k▲ 79.1%
2024 · €4k
2020: €-14k
2021: €22k
2022: €-10k
2023: €-3k
2024: €4k
2020 → 2025
Working capital
€13k▲ 173%
2024 · €5k
2020: €-11k
2021: €11k
2022: €1k
2023: €7k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€8k▼ 55.1%€5k▼ 34.2%€10k▲ 83.5%€18k▲ 81.5%
Operating result€23k-€-9k€-1k▲ 87.9%€6k€11k▲ 85.4%
Net result€22k-€-10k€-3k▲ 72.2%€4k€8k▲ 79.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 85% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€4k▼ 19.5%
Current assets
€30k▲ 17.7%
Equity and liabilities €35k
Equity
€18k▲ 81.5%
Debt
€17k▼ 20.3%
The debt ratio falls from 68.4% to 48.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €7k
Cash flow
€9k▲
2024 · €5k
Solvency
51.2%▲
2024 · 31.6%
Current ratio
1.78▲
2024 · 1.23
Quick ratio
1.07▲
2024 · 0.55
Debt / equity
0.95▼
2024 · 2.17
ROE
44.9%▼
2024 · 45.5%
ROA
23.0%▲
2024 · 14.4%
Interest coverage
6.03▲
2024 · 4.69
Debt
€17k▼
2024 · €21k
Debt ≤ 1 year
€17k▼
2024 · €21k
Income taxes
€893
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€35k▲
Formation expenses20€951€950▼
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€393€55▼
Financial fixed assets28€2k€2k=
Current assets29/58€26k€30k▲
Stocks and contracts in progress3€14k€12k▼
Stocks30/36€14k€12k▼
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Other amounts receivable41€51€52▲
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€100-
Equity and liabilities
Total equity and liabilities10/49€31k€35k▲
Equity10/15€10k€18k▲
Contributions10/11€10k€10k=
Outside capital11€10k€10k=
Other1109/19€10k€10k=
Profit (loss) carried forward14€-217€8k▲
Amounts payable17/49€21k€17k▼
Amounts payable after more than one year17€440-
Financial debts170/4€440-
Amounts payable within one year42/48€21k€17k▼
Current portion of amounts payable after more than one year42€7k€440▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€861€861=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€8k€13k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€55€9▼
Recurring financial income75€55€9▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€4k€9k▲
Income taxes67/77-€893
Profit (loss) for the period9904€4k€8k▲
Profit (loss) for the period to be appropriated9905€4k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-217€8k▲
Profit (loss) brought forward from the previous period14P€-5k€-217▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ferrer 1627170 ManageGround area
323 m²
Building footprint
162 m²
Volume, LiDAR
1,773 m³
2 parcels, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Serenity Store
since 20192.294.848.269
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52035A0112/00V000 | Wallonia | 198 m² | 1 · 37 m² | 10.3 m · 3 fl. |
| 25782C0211/00F000 | Wallonia | 125 m² | 1 · 125 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNivelles2.294.848.269
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MONSDIET
BE 0828.810.758
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Of 1,070 companies in sector 47741 we hold annual accounts for 644. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2019
Fiscal year end30-06
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.