SLEEP@HOME

Active

Private limited companyfounded 20205 yrs activeMarcel Mariënstraat 21, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0758.809.323

The computed 12-month bankruptcy probability of SLEEP@HOME is 4.5% (elevated). The annual accounts of SLEEP@HOME for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 18237 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

39 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▼-50

Solvency47▼-9

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.64 against 0.95 in 2024; short-term debt: 77% and cash: 12.9% of total assets), and 77.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

22.2%

Return on assets

-46.1%

Age of the figures

15 mo

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

26 d late

2024

28 d late

2023

29 d late

2022

16 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close22-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k▼ 67.5%

2024 · €16k

2022: €7k 2023: €2k 2024: €16k

2022 → 2025

Total assets

€23k▼ 54.8%

2024 · €51k

2022: €59k 2023: €42k 2024: €51k

2022 → 2025

Net result

€-11k

2024 · €14k

2022: €-1k 2023: €-5k 2024: €14k

2022 → 2025

Working capital

€-6k▼ 353%

2024 · €-1k

2022: €-17k 2023: €-16k 2024: €-1k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€7k-€2k▼ 76.9%€16k▲ 903%€5k▼ 67.5%

Operating result€102-€-5k€17k€-10k

Net result€-1k-€-5k▼ 332%€14k€-11k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €10k after €17k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €23k

50.5%

49.5%

Fixed assets €12k▼ 51.4%

Current assets €11k▼ 57.8%

Equity and liabilities €23k

22.2%

77.8%

Equity €5k▼ 67.5%

Debt €18k▼ 49.1%

The debt ratio rises from 69.1% to 77.8%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€2k▼

2024 · €29k

Cash flow

€2k▼

2024 · €26k

Solvency

22.2%▼

2024 · 30.9%

Current ratio

0.64▼

2024 · 0.95

Quick ratio

0.57▼

2024 · 0.95

Debt / equity

3.51▲

2024 · 2.24

ROE

-208.1%▼

2024 · 90.0%

ROA

-46.1%▼

2024 · 27.8%

Interest coverage

6.87▼

2024 · 62.80

Debt

€18k▼

2024 · €35k

Debt ≤ 1 year

€18k▼

2024 · €28k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€51k€23k▼

Fixed assets21/28€24k€12k▼

Tangible fixed assets22/27€24k€12k▼

Furniture and vehicles24€24k€12k▼

Current assets29/58€27k€11k▼

Stocks and contracts in progress3-€1k

Stocks30/36-€1k

Amounts receivable within one year40/41€2k€2k▲

Trade receivables40€1k€2k▲

Other amounts receivable41€161-

Cash at bank and in hand54/58€24k€3k▼

Deferred charges and accrued income490/1€2k€5k▲

Equity and liabilities

Total equity and liabilities10/49€51k€23k▼

Equity10/15€16k€5k▼

Contributions10/11€8k€8k=

Profit (loss) carried forward14€8k€-3k▼

Amounts payable17/49€35k€18k▼

Amounts payable after more than one year17€6k-

Financial debts170/4€6k-

Amounts payable within one year42/48€28k€18k▼

Current portion of amounts payable after more than one year42€10k€6k▼

Trade debts44€13k€12k▼

Suppliers440/4€13k€12k▼

Taxes, remuneration and social security45€2k€44▼

Taxes450/3€2k€44▼

Other amounts payable47/48€3k-

Accrued charges and deferred income492/3€793€198▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲

Other operating charges640/8€711€393▼

Gross operating margin9900€30k€3k▼

Operating profit (loss)9901€17k€-10k▼

Financial income75/76B-€1

Recurring financial income75-€1

Financial charges65/66B€467€353▼

Recurring financial charges65€467€353▼

Profit (loss) for the period before taxes9903€17k€-11k▼

Income taxes67/77€2k-

Profit (loss) for the period9904€14k€-11k▼

Profit (loss) for the period to be appropriated9905€14k€-11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€8k€-3k▼

Profit (loss) brought forward from the previous period14P€-6k€8k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-01-2027

2026

26-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

30-06

Financial Weakest financial yearnet €-11k ▼175%

Net result drops to €-11k, the lowest in the series.

28-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

30-06

Financial Back to profitnet €14k

Net result €14k after 2 loss-making years.

29-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

16-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 16 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Marcel Mariënstraat 211030 Schaarbeek

Ground area

988 m²

Building footprint

713 m²

Volume, LiDAR

10,856 m³

Parcel 21905C0056/00T003, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

SLEEP@HOME

Marcel Mariënstraat 21, 1030 SchaarbeekRetail trade

since 20202.318.291.684

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21905C0056/00T003	Brussels	988 m²	1 · 713 m²	18.8 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Destelbergen · Eq €5k

NOVEA Muriel Gottschalk

Of 1,070 companies in sector 47741 we hold annual accounts for 644. 181 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-11-2020

Fiscal year end30-06

Abbreviation FR S@H

Activities, NACEBEL

47740Retail trade

47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses

86210General medical practice

86220Specialist medical practice

86909Human health activities

86995Nutrition and dietetics services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.