FDS ADVISING
ActiveSummary
The computed 12-month bankruptcy probability of FDS ADVISING is 3.3% (moderate). The 2025 annual accounts show negative equity (€-59k) and a net result of €-37k. Its solvency ranks better than 5% of 7029 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.21 in 2024; short-term debt: 287.7% and cash: 19.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-558.4%
Return on assets
-353%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-59k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-59k▼ 172%
2024 · €-22k
2024: €-22k
2024 → 2025
Total assets
€11k▲ 8.1%
2024 · €10k
2024: €10k
2024 → 2025
Net result
€-37k▼ 33.3%
2024 · €-28k
2024: €-28k
2024 → 2025
Working capital
€-22k▲ 12.6%
2024 · €-25k
2024: €-25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-22k-€-59k▼ 172%
Operating result€-27k-€-37k▼ 34.5%
Net result€-28k-€-37k▼ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €27k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11k
Fixed assets
€2k ▼ 38.6%
Current assets
€9k ▲ 31.6%
Key figures and ratios
EBITDA
€-36k▼
2024 · €-26k
Cash flow
€-36k▼
2024 · €-26k
Solvency
-558.4%▼
2024 · -222.1%
Current ratio
0.28▲
2024 · 0.21
Debt to equity
-0.55▲
2024 · -1.45
ROA
-353.0%▼
2024 · -286.4%
Interest coverage
-399.48▼
2024 · -48.63
Debt
€32k▲
2024 · €31k
Debt ≤ 1 year
€30k▼
2024 · €31k
Income taxes
€178
Staff costs
€192k▲
2024 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10k€11k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€200€200=
Current assets29/58€6k€9k▲
Amounts receivable within one year40/41€77€6k▲
Trade receivables40-€6k
Other amounts receivable41€77€459▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€10k€11k▲
Equity10/15€-22k€-59k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-28k€-65k▼
Provisions and deferred taxes16-€37k
Provisions for liabilities and charges160/5-€37k
Other liabilities and charges164/5-€37k
Amounts payable17/49€31k€32k▲
Amounts payable within one year42/48€31k€30k▼
Trade debts44€2k€226▼
Suppliers440/4€2k€226▼
Taxes, remuneration and social security45€29k€30k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€19k€19k▲
Other amounts payable47/48€867€159▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€148k€192k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€37k
Other operating charges640/8€3k€3k▼
Gross operating margin9900€126k€196k▲
Operating profit (loss)9901€-27k€-37k▼
Financial income75/76B€78€0▼
Recurring financial income75€78€0▼
Financial charges65/66B€524€89▼
Recurring financial charges65€524€89▼
Profit (loss) for the period before taxes9903€-28k€-37k▼
Income taxes67/77-€178
Profit (loss) for the period9904€-28k€-37k▼
Profit (loss) for the period to be appropriated9905€-28k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-65k▼
Profit (loss) brought forward from the previous period14P-€-28k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Royale(TOU) 127500 TournaiGround area
338 m²
Building footprint
158 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
FDS ADVISING
since 20232.352.749.945
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57065B0720/00V000 | Wallonia | 233 m² | 1 · 106 m² | - |
| 57462D0293/00E000 | Wallonia | 105 m² | 1 · 52 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ASSOCIATION DES PROFESSIONNELS DE LA COMPTABILITE DU HAINAUT
BE 0457.206.530
Tournai
CONCEPT EMPTIUM
BE 0697.772.468
Tournai
DAVID PARENT MANAGEMENT & CONSULTANCE
BE 0846.990.538
Tournai
DAZKY
BE 0792.527.513
Tournai
LMC CONSULT
BE 0897.939.490
Tournai
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.