FCI (EU)
ActiveSummary
FCI (EU) has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86k and a net result of €106k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 26% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency49▼-51
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 6.29 in 2023; short-term debt: 76.1% and cash: 36.9% of total assets), and 76.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
26 d late
2022
28 d early
2021
23 d late
2020
78 d late
2019
103 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€86k▼ 60.2%
2023 · €215k
2018: €188k
2019: €302k
2020: €230k
2021: €419k
2022: €631k
2023: €215k
2018 → 2024
Total assets
€358k▲ 41.3%
2023 · €254k
2018: €494k
2019: €326k
2020: €513k
2021: €514k
2022: €664k
2023: €254k
2018 → 2024
Net result
€106k▼ 45.5%
2023 · €194k
2018: €174k
2019: €115k
2020: €167k
2021: €189k
2022: €212k
2023: €194k
2018 → 2024
Working capital
€78k▼ 62.2%
2023 · €207k
2018: €186k
2019: €297k
2020: €226k
2021: €415k
2022: €629k
2023: €207k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€230k-€419k▲ 82.3%€631k▲ 50.7%€215k▼ 66.0%€86k▼ 60.2%
Operating result€199k-€151k▼ 24.0%€127k▼ 16.2%€148k▲ 17.0%€133k▼ 10.1%
Net result€167k-€189k▲ 13.0%€212k▲ 12.3%€194k▼ 8.6%€106k▼ 45.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €358k
Fixed assets
€7k ▼ 8.6%
Current assets
€351k ▲ 42.9%
Equity and liabilities €358k
Equity
€86k ▼ 60.2%
Debt
€273k ▲ 599%
Debt's share of the balance-sheet total rises from 15.4% to 76.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€136k▼
2023 · €150k
Cash flow
€108k▼
2023 · €196k
Current ratio
1.29▼
2023 · 6.29
Debt to equity
3.19▲
2023 · 0.18
ROE
123.8%▲
2023 · 90.5%
ROA
29.5%▼
2023 · 76.5%
Interest coverage
852.97▲
2023 · 211.70
Debt ≤ 1 year
€273k▲
2023 · €39k
Income taxes
€34k▼
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€254k€358k▲
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€1k€3k▲
Current assets29/58€246k€351k▲
Amounts receivable within one year40/41€149k€219k▲
Trade receivables40€21k€18k▼
Other amounts receivable41€128k€200k▲
Cash at bank and in hand54/58€93k€132k▲
Deferred charges and accrued income490/1€4k€179▼
Equity and liabilities
Total equity and liabilities10/49€254k€358k▲
Equity10/15€215k€86k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€194k€65k▼
Amounts payable17/49€39k€273k▲
Amounts payable within one year42/48€39k€273k▲
Trade debts44€736€720▼
Suppliers440/4€736€720▼
Taxes, remuneration and social security45€38k€37k▼
Taxes450/3€38k€37k▼
Other amounts payable47/48-€235k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€470€666▲
Gross operating margin9900€150k€136k▼
Operating profit (loss)9901€148k€133k▼
Financial income75/76B€82k€7k▼
Recurring financial income75€82k€7k▼
Financial charges65/66B€708€159▼
Recurring financial charges65€708€159▼
Profit (loss) for the period before taxes9903€229k€140k▼
Income taxes67/77€35k€34k▼
Profit (loss) for the period9904€194k€106k▼
Profit (loss) for the period to be appropriated9905€194k€106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€805k€300k▼
Profit (loss) brought forward from the previous period14P€611k€194k▼
Profit to be distributed694/7€611k€235k▼
Return on contributions (dividend)694€611k€235k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €106k ▼45.5%
Net result drops to €106k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €212k ▲12.3%
Net result €212k, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 20.04
Current ratio from 5.36 to 20.04; short-term debt falls from €95k to €33k.
31-12
Financial
Equity above €500kEq €631k ▲50.7%
5 profitable years in a row build equity to €631k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 5.36
Current ratio from 1.80 to 5.36; short-term debt falls from €283k to €95k.
17-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 78 days late
2020
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
31-12
Financial
Liquidity times 8current ratio 13.46
Current ratio from 1.61 to 13.46; short-term debt falls from €306k to €24k.
Show earlier events
31-12
Financial
Equity above €200kEq €302k ▲61.2%
2 profitable years in a row build equity to €302k.
20-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 51 days late
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Hymanslaan 1051200 Sint-Lambrechts-WoluweGround area
1.2 ha
Building footprint
2,337 m²
Volume, LiDAR
79,556 m³
Parcel 21672C0058/00G006, Brussels · tallest building 49.7 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
FCI (EU)
since 20152.240.277.455
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0058/00G006 | Brussels | 1.2 ha | 1 · 2,336 m² | 49.7 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
73110Advertising agencies
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.