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FAZ AUTO

Active
Private limited companyfounded 2024active for 1 yearLarge Voie 177, 4040 Herstal, BelgiumKBO/BCE: BE 1017.072.318
Summary

The computed 12-month bankruptcy probability of FAZ AUTO is 2.0% (moderate). The 2025 annual accounts show equity of €1,416 and a net result of -€3,584. Its solvency ranks better than 24% of 3,213 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Bodywork repair (including spraying and painting)
NACE 95314Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
1 site
Size
€13,695total assets 2025
Equity
€1,416
Loss
-€3,584
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts 1 day early
Why 52raises riskFounded in 2024Equity €1,416 (10.3% of total assets)Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €13,695Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 95, micro)
Financial strength
Weak
Solvency 35
equity 10.3% of total assets
Liquidity 20
short-term debt 82.4% · cash 12.0%
Profitability 0
return on assets -26.2%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 01-2026: 1.8%lowest value 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.3%▲ +0.4 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.5%▲ +0.2 percentage points vs 05-2026 07-2026: 2.8%▲ +0.3 percentage points vs 06-2026 08-2026: 2.9%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 2.8%▼ -0.1 percentage points vs 08-2026 10-2026: 2.0%▼ -0.8 percentage points vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 23% on solvency, 14% on liquidity and 5% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €13,695
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €1,416 (10.3% of total assets)
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3213 sector peers (2025).
NBB · sector comparison
Position among 3213 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: FAZLIJA Krenar (director) and…

Key points

  • Caution: Among the weakest 19% on equitysector median €46,534 · 3,217 companies €1,416 View
  • Total assets 2025first financial year filed €13,695 View
  • Active since 2024founded 06-12-2024 1 years View

By topic

Financials

Financial year
2025
Total assets
€13,695
Loss
-€3,584
Solvency
10.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Bodywork repair (including spraying and painting)NACE 95314
Founded
06-12-2024
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
35
Annual meeting
Second Friday of December at 18:00
Purpose
“L'achat,la vente,l'importation ou l'exportation,la fabrication et la réparation des…” (deed in French)
Go to Articles of association

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