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CD Consulting

Active Private limited companyfounded 2024active for 2 yearsDrève Richelle 104, 1410 WaterlooKBO/BCE: BE 1013.316.834

Lifetime

2 annual accounts with figures on one time axis
peak €1,637 (2025)
€1,637▲ 161%
peak €805 (2025)
€805▲ 477%
peak €3,944 (2025)
€3,944▲ 25.6%
€4,976▲ 55.8%
Board1 name since 2024
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €627 to €1,637Result from €140 to €805Equity from €3,140 to €3,944Debts from €3,195 to €4,976Cash from €1,300 to €221

Key points

from the 2025 annual accounts

Turnover

≈ €11,000 estimated

The micro format states no turnover.

2025 accounts filed 26 days after the deadline

Checked score

54
Fair
Financially stronger than 45% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 5,139 companies (NACE 95, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 10-2025: 0.7%lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025lowest value 01-2026: 0.8%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.9%▲ +0.6 percentage points vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026highest value 11-2026: 1.9%● unchanged vs 10-2026highest value

Financial strength
Average

69-6equity 44.2% of total assets
27-27short-term debt 51.3% · cash 2.5%
60+17return on assets 9.0%

Score breakdown

raises risk
Founded in 2024
Size: total assets €8,920
Liquidity: current ratio 1.95, cash €221, halved
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 54% of them on solvency, 20% on liquidity, 33% on profitability and 73% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as CD Consulting has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CD Consulting itself: 1.9% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for CD Consulting. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €8,920
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.95, cash €221, halved
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
26 days late
2024
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 26 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

DC
Director, since 06-09-2024
  • DEBURE Christophe 100 sharesdeed of 11-09-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1013316834
Incorporation Founding capital of €3,000, 100 shares · Founder: DEBURE Christophe · Appointment: DEBURE Christophe (director) · published on 11-09-2024 · Gazette deed
First establishment Drève Richelle 104, Waterloo
All 5 events

Comparable companies

same main activity, similar in size and age
Company
CD Consulting Waterloo €8,920 €1,637 44.2% -
GREEN STONES Antwerp €9,795 -€1,760 73.3% -
Demey Creations Maldegem €9,668 -€2,212 40.5% -
IBM24 Sint-Genesius-Rode €12,138 -€1,061 18.0% -
FAZ AUTO Herstal €13,695 -€3,302 10.3% -
GT CARS EXPERT Fontaine-l'Evêque €5,288 -€6,140 -595.1% -
Pro' Car Carrosserie Mouscron €17,057 €423 61.2% -

These companies have the same main activity as CD Consulting: bodywork repair (including spraying and painting) (NACE 95314). They are comparable in size and age: total assets between €5,290 and €17,100, founded between 2023 and 2025.

Official details

Source: KBO
Status
Active since 09-09-2024Normal situation
Activity
Bodywork repair (including spraying and painting)NACE 95314and 2 others
Establishment unit
2.366.107.6371410 Waterloo, since 09-09-2024
Financial year end
31 December
Peppol
Reachable since 08-01-2026
Company details

Annual accounts 2025

€8,920▲ 40.8%
Filing
Filed on 26-08-2026
Financials

Insights on CD Consulting

The computed 12-month bankruptcy probability of CD Consulting is 1.9% (moderate). The 2025 annual accounts show equity of €3,944 and a net result of €805.

Its solvency ranks better than 56% of 3,330 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CD Consulting

What is the company number of CD Consulting?
The company number of CD Consulting is 1013.316.834. The VAT number is the same number with BE in front: BE 1013.316.834.
Where is CD Consulting based?
The registered office is at Drève Richelle 104, 1410 Waterloo.Company details
What does CD Consulting do?
According to the KBO register, the main activity is bodywork repair (including spraying and painting) (NACE 95314).
What is the legal form of CD Consulting?
CD Consulting is a private limited company (BV).
When was CD Consulting founded?
CD Consulting was founded on 09-09-2024.
Is CD Consulting still active?
Yes, CD Consulting is an active enterprise in the KBO register.
What is the turnover of CD Consulting?
The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €1,637 and 102 comparable companies (NACE 953). It probably lies between €5,100 and €23,000. It is a rough estimate.Financials
Is CD Consulting profitable?
In financial year 2025, CD Consulting made a profit of €805.
Where can I find the annual accounts of CD Consulting?
CD Consulting filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CD Consulting due?
CD Consulting must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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