Financials
- Financial year
- 2025
- Total assets
- €61,637
- Profit
- €10,304
- Solvency
- 68.2%
Total assets▼ 62.5%
Net result
20192025
FAY TRADE
ActiveSummary
FAY TRADE has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,027 and a net result of €10,304. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 72% of 13,639 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Agents specialised in the wholesale of other particular products
NACE 46180Agents in non-specialised wholesale trade NACE 46190
1 site
Size
€61,637total assets 2025
- Staff
- 1 FTE
- Equity
- €42,027
- Profit
- €10,304
Turnover not published (micro format)
Why 96raises riskSize: total assets €61,637lowers riskLiquidity: current ratio 2.88, cash €34,637, halvedEquity €42,027 (68.2% of total assets)Founded in 2015Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency
93+40
equity 68.2% of total assets
Liquidity
86+25
short-term debt 31.8% · cash 56.2%
Profitability
90-10
return on assets 16.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● unchanged vs 11-2024
01-2025: 0.6%▲ +0.1 percentage points vs 12-2024highest value
02-2025: 0.2%▼ -0.4 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%▼ -0.2 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.88, compared with 1.38 in 2024, above the usual 1.5; short-term debt: 31.8% and cash: 56.2% of total assets), and 31.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 73% on solvency, 87% on liquidity, 84% on profitability and 28% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
3 days early
2023
on the day
2022
on the day
2021
28 days late
2020
15 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end26-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 2.88
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- BAERT Bart RogerDirector
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-01-2027
- 31-01-2024Annual accounts filed
- 18-01-2024Appointment: BAERT Bart Roger (niet statutair bestuurder)
- 30-06-2023Highest result from 2019 to 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents specialised in the wholesale of other particular…NACE 46180
- Founded
- 09-10-2015
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 13
- Who signs
- Each director alone
- Annual meeting
- Second Wednesday of December at 10:00
- Purpose
- “De handel, aankoop, huur, verkoop, verhuur, invoer en uitvoer van roerende goederen; Alle…” (deed in Dutch)
Key facts about FAY TRADE
- What is the company number of FAY TRADE?
- 0640.784.473. In Belgium the VAT number is the company number with BE in front: BE 0640.784.473.
- Where is FAY TRADE based?
- The registered office is at Zonnestraat (W.-P.) 35, 9790 Wortegem-Petegem.Company details
- What does FAY TRADE do?
- According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
- What is the legal form of FAY TRADE?
- Private limited company (BV).
- When was FAY TRADE founded?
- On 09-10-2015.
- Is FAY TRADE still active?
- Yes, FAY TRADE is an active enterprise in the KBO register.
- How many employees does FAY TRADE have?
- On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FAY TRADE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is FAY TRADE profitable?
- In financial year 2025, FAY TRADE made a profit of €10,304.
- Where can I find the annual accounts of FAY TRADE?
- FAY TRADE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FAY TRADE due?
- By 31-01-2027, for financial year 2026.Timeline
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