Desplenter
ActiveDesplenter has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €42k and a net result of €-34k. Equity is shrinking by ~5% per year across the filed fiscal years. Its solvency ranks better than 22% of 93 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2026
20
/ 100
Critical▼ -45 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0=
Solvency12▼-80
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83 against 1.75 in 2025), and 92.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
7.7%
Return on assets
-6.2%
Age of the figures
6 mo
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
212223242526
2021 to 2026 · latest year -€34k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 93 sector peers (2026).
NBB · sector comparisonPosition among 93 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-09-2026, 53 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
53 d early
2025
2 d early
2024
133 d early
2023
4 d early
2022
46 d early
2021
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€42k▼ 44.5%
2025 · €76k
2021: €67k
2022: €52k
2023: €43k
2024: €85k
2025: €76k
2021 → 2026
Total assets
€548k▲ 308%
2025 · €134k
2021: €78k
2022: €104k
2023: €82k
2024: €116k
2025: €134k
2021 → 2026
Net result
€-34k▼ 2,813%
2025 · €-1k
2021: €24k
2022: €-15k
2023: €-8k
2024: €42k
2025: €-1k
2021 → 2026
Working capital
€-39k
2025 · €42k
2021: €25k
2022: €46k
2023: €31k
2024: €56k
2025: €42k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€52k-€43k▼ 16.4%€85k▲ 96.3%€76k▼ 10.4%€42k▼ 44.5%
Operating result€-13k-€-7k▲ 42.3%€53k€509▼ 99.0%€-26k
Net result€-15k-€-8k▲ 44.1%€42k€-1k€-34k▼ 2,813%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €26k after €509 in 2025, the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €548k
Fixed assets
€356k▲ 869%
Current assets
€192k▲ 96.7%
Equity and liabilities €548k
Equity
€42k▼ 44.5%
Debt
€505k▲ 770%
The debt ratio rises from 43.3% to 92.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€31k▲
2025 · €8k
Cash flow
€23k▲
2025 · €6k
Solvency
7.7%▼
2025 · 56.7%
Current ratio
0.83▼
2025 · 1.75
Quick ratio
0.17▼
2025 · 0.78
Debt / equity
11.98▲
2025 · 0.76
ROE
-80.3%▼
2025 · -1.5%
ROA
-6.2%▼
2025 · -0.9%
Interest coverage
3.77▼
2025 · 7.94
Debt
€505k▲
2025 · €58k
Debt ≤ 1 year
€231k▲
2025 · €56k
Debt > 1 year
€273k▲
2025 · €2k
Income taxes
€0▼
2025 · €714
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€134k€548k▲
Fixed assets21/28€37k€356k▲
Intangible fixed assets21€21k€17k▼
Tangible fixed assets22/27€16k€339k▲
Land and buildings22€11k€323k▲
Plant, machinery and equipment23€935€13k▲
Furniture and vehicles24€4k€2k▼
Current assets29/58€97k€192k▲
Stocks and contracts in progress3€54k€152k▲
Stocks30/36€54k€152k▲
Amounts receivable within one year40/41€38k€28k▼
Trade receivables40€30k€14k▼
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€134k€548k▲
Equity10/15€76k€42k▼
Contributions10/11€10k€10k=
Reserves13€67k€32k▼
Distributable reserves133€67k€32k▼
Profit (loss) carried forward14€-624€486▲
Amounts payable17/49€58k€505k▲
Amounts payable after more than one year17€2k€273k▲
Financial debts170/4€2k€273k▲
Amounts payable within one year42/48€56k€231k▲
Current portion of amounts payable after more than one year42€12k€13k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€4k€8k▲
Other amounts payable47/48€26k€199k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20252026
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€57k▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A-€105
Gross operating margin9900€10k€36k▲
Operating profit (loss)9901€509€-26k▼
Financial income75/76B€0€24▲
Recurring financial income75€0€24▲
Financial charges65/66B€959€8k▲
Recurring financial charges65€959€8k▲
Profit (loss) for the period before taxes9903€-450€-34k▼
Income taxes67/77€714€0▼
Profit (loss) for the period9904€-1k€-34k▼
Profit (loss) for the period to be appropriated9905€-1k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-777€-35k▼
Profit (loss) brought forward from the previous period14P€386€-624▼
Transfer from equity791/2€8k€35k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€8k€0▼
Return on contributions (dividend)694€8k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series.
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ingelmunstersteenweg 2078780 OostrozebekeGround area
553 m²
Parcel 37010D0267/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Desplenter
since 20162.255.628.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010D0267/00A002 | Flanders | 553 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FINNVEST
BE 0834.159.022
Brasschaat · Eq €42k
ART IN MOTION
BE 0536.368.626
Sint-Pieters-Woluwe · Eq €42k
NICLAU
BE 0465.815.972
Lubbeek · Eq €42k
PROMOCAPZ
BE 0849.021.994
De Panne · Eq €42k
SIWA
BE 0715.970.559
Oostkamp · Eq €42k
Of 4,407 companies in sector 46180 we hold annual accounts for 1,875. 1,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2016
Fiscal year end31-03
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.