FINNVEST
ActiveFINNVEST has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €22k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 54% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +52 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency75▼-25
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.17), and 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
18192021222325
2018 to 2025 · latest year €42k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-11-2025, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2023
26 d late
2022
49 d early
2021
48 d early
2020
53 d early
2019
42 d early
2018
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€42k▲ 461%
2023 · €8k
2018: €10k
2019: €9k
2020: €9k
2021: €10k
2022: €9k
2023: €8k
2018 → 2025
Total assets
€87k▲ 1,059%
2023 · €8k
2018: €10k
2019: €9k
2020: €9k
2021: €10k
2022: €9k
2023: €8k
2018 → 2025
Net result
€22k
2023 · €-1k
2018: €-418
2019: €-668
2020: €-694
2021: €977
2022: €-809
2023: €-1k
2018 → 2025
Working capital
€8k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€9k-€10k▲ 11.2%€9k▼ 8.3%€8k▼ 15.6%€42k▲ 461%
Operating result€-1k-€540€-1k€-1k▼ 13.2%€30k
Net result€-694-€977€-809€-1k▼ 71.9%€22k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €1k in 2023, the highest year so far.
Balance-sheet composition
Assets €87k
Fixed assets
€35k
Current assets
€53k
Equity and liabilities €87k
Equity
€42k
Debt
€45k
Debt finances 51.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€36k
Cash flow
€28k
Solvency
48.4%▼
2023 · 100.0%
Current ratio
1.17
Quick ratio
1.14
Debt / equity
1.07
ROE
52.8%▲
2023 · -18.5%
ROA
25.5%▲
2023 · -18.5%
Interest coverage
4788.56
Debt
€45k
Debt ≤ 1 year
€45k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€8k€87k▲
Fixed assets21/28-€35k
Tangible fixed assets22/27-€35k
Plant, machinery and equipment23-€31k
Furniture and vehicles24-€4k
Current assets29/58€8k€53k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40-€146
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58-€41k
Equity and liabilities
Total equity and liabilities10/49€8k€87k▲
Equity10/15€8k€42k▲
Contributions10/11€6k€19k▲
Reserves13€620€620=
Non-distributable reserves130/1€620-
Reserves not available under the articles1311€620-
Distributable reserves133-€620
Profit (loss) carried forward14€698€23k▲
Amounts payable17/49-€45k
Amounts payable within one year42/48-€45k
Trade debts44-€35k
Suppliers440/4-€35k
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48-€2k
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€493€387▼
Gross operating margin9900€-936€36k▲
Operating profit (loss)9901€-1k€30k▲
Financial income75/76B€39€2▼
Recurring financial income75€39€2▼
Financial charges65/66B-€8
Recurring financial charges65-€8
Profit (loss) for the period before taxes9903€-1k€30k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-1k€22k▲
Profit (loss) for the period to be appropriated9905€-1k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€698€23k▲
Profit (loss) brought forward from the previous period14P€2k€698▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
31-03
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €977
Net result €977 after 3 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koekoeklaan 82930 BrasschaatGround area
1,245 m²
Building footprint
255 m²
Volume, LiDAR
3,101 m³
Parcel 11324D0307/00R005, Flanders · tallest building 18.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Finnvest
since 20112.197.075.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0307/00R005 | Flanders | 1,245 m² | 1 · 255 m² | 18.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrasschaat2.197.075.932
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SIWA
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Of 4,406 companies in sector 46180 we hold annual accounts for 1,875. 1,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2011
Fiscal year end31-03
Activities, NACEBEL
45192
46180Agents specialised in the wholesale of other particular products
56111Full-service restaurants
82300Organisation of conventions and trade shows
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
93199Other sports activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.