FARHAT EXPORT CAR
ActiveThe computed 12-month bankruptcy probability of FARHAT EXPORT CAR is 2.0% (moderate). The 2025 annual accounts show negative equity (€-45k) and a net result of €-804. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 5% of 11210 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-45k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
28 d late
2021
30 d late
2020
26 d late
2019
144 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€34k
EBIT margin
-52.8%
Net result
€-804▼ 30.8%
2024 · €-615
2018: €-18k
2019: €-22k
2020: €-13k
2021: €5k
2022: €-375
2023: €-634
2024: €-615
2018 → 2025
Working capital
€-45k▼ 1.8%
2024 · €-44k
2018: €-13k
2019: €-34k
2020: €-48k
2021: €-43k
2022: €-43k
2023: €-44k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-43k-€-43k▼ 0.9%€-44k▼ 1.5%€-44k▼ 1.4%€-45k▼ 1.8%
Operating result€5k-€-57€-387▼ 579%€-391▼ 1.1%€-446▼ 13.9%
Net result€5k-€-375€-634▼ 69.0%€-615▲ 3.0%€-804▼ 30.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €446 in 2025 against €391 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt
€47k▲
2024 · €47k
Debt ≤ 1 year
€47k▲
2024 · €47k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€2k▼
Current assets29/58€2k€2k▼
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€137-
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€108-
Equity and liabilities
Total equity and liabilities10/49€2k€2k▼
Equity10/15€-44k€-45k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-65k€-65k▼
Amounts payable17/49€47k€47k▲
Amounts payable within one year42/48€47k€47k▲
Financial debts43-€130
Other loans439-€130
Other amounts payable47/48€47k€47k▲
Income statement
Code20242025
Gross operating margin9900€-391€-446▼
Operating profit (loss)9901€-391€-446▼
Financial charges65/66B€224€358▲
Recurring financial charges65€224€358▲
Profit (loss) for the period before taxes9903€-615€-804▼
Profit (loss) for the period9904€-615€-804▼
Profit (loss) for the period to be appropriated9905€-615€-804▼
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-65k▼
Profit (loss) brought forward from the previous period14P€-64k€-65k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 144 days late
2019
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 441080 Sint-Jans-MolenbeekGround area
366 m²
Building footprint
111 m²
Volume, LiDAR
1,583 m³
2 parcels, Brussels · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FARHAT EXPORT CAR
since 20042.136.701.944
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0054/00T002 | Brussels | 258 m² | 1 · 111 m² | 17.4 m · 5 fl. |
| 21523B0939/00W091 | Brussels | 109 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A&I TRADING
BE 1003.023.649
Sint-Jans-Molenbeek
ABDANA
BE 1003.134.804
Sint-Jans-Molenbeek
AMMOURI CAR
BE 0464.640.292
Sint-Jans-Molenbeek
ARF CARS
BE 1009.509.583
Sint-Jans-Molenbeek
AUTO ABOU SAHYOUN
BE 0445.564.946
Sint-Jans-Molenbeek
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 2,131 companies in sector 46711 we hold annual accounts for 1,126.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2004
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.