A&I TRADING
ActiveThe computed 12-month bankruptcy probability of A&I TRADING is 3.3% (moderate). The 2024 annual accounts show equity of €23k and a net result of €18k. Its solvency ranks better than 28% of 15868 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability75
Solvency36
Growth-
Track record67
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.88; short-term debt: 89.2% and cash: 12.9% of total assets), and 89.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
10.8%
Return on assets
8.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
41 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€260k
EBIT margin
8.7%
Net result
€18k
Working capital
€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €211k
Fixed assets
€45k
Current assets
€166k
Equity and liabilities €211k
Equity
€23k
Debt
€188k
Debt finances 89.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€30k
Cash flow
€25k
Solvency
10.8%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
8.22
ROE
78.2%
ROA
8.5%
Interest coverage
570.52
Debt
€188k
Debt ≤ 1 year
€188k
Income taxes
€5k
Staff costs
€82k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€211k
Fixed assets21/28€45k
Tangible fixed assets22/27€31k
Furniture and vehicles24€31k
Financial fixed assets28€14k
Current assets29/58€166k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€138k
Trade receivables40€138k
Cash at bank and in hand54/58€27k
Equity and liabilities
Total equity and liabilities10/49€211k
Equity10/15€23k
Contributions10/11€5k
Profit (loss) carried forward14€18k
Amounts payable17/49€188k
Amounts payable within one year42/48€188k
Trade debts44€97k
Suppliers440/4€97k
Taxes, remuneration and social security45€88k
Taxes450/3€31k
Remuneration and social security454/9€57k
Other amounts payable47/48€3k
Income statement
Code2024
Turnover70€260k
Goods, raw materials, services and sundry goods60/61€147k
Remuneration, social security and pensions62€82k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k
Other operating charges640/8€1k
Gross operating margin9900€113k
Operating profit (loss)9901€23k
Financial charges65/66B€53
Recurring financial charges65€53
Profit (loss) for the period before taxes9903€22k
Income taxes67/77€5k
Profit (loss) for the period9904€18k
Profit (loss) for the period to be appropriated9905€18k
Appropriation of the result
Profit (loss) to be appropriated9906€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1 A1080 Sint-Jans-MolenbeekGround area
93 m²
Building footprint
86 m²
Volume, LiDAR
1,231 m³
Parcel 21522B0621/00K000, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
A&I TRADING
since 20232.352.832.196
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0621/00K000 | Brussels | 93 m² | 1 · 86 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
Similar companies · same sector, comparable size
ALPHA STOCKAGE
BE 0449.725.949
Arlon · Eq €23k
TECHNOCARS DETAIL
BE 0543.392.416
Seraing · Eq €23k
AUTO FOSSES 24
BE 1007.154.661
Fosses-la-Ville · Eq €23k
MDV Company
BE 0731.599.635
Sint-Jans-Molenbeek · Eq €23k
LIVA M'otors
BE 1001.632.292
Héron · Eq €23k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2023
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
53200Other postal and courier activities
45112
45310
46180Agents specialised in the wholesale of other particular products
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.