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AUTO FORTIS

Active
Private limited companyfounded 2001active for 25 yearsBegijnenstraat 143, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0475.422.536
Summary

The computed 12-month bankruptcy probability of AUTO FORTIS is 4.1% (elevated). The 2024 annual accounts show equity of €227,955 and a net result of €7,819. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 29% of 6,487 sector peers (NACE 47, financial year 2024). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711
2 sites
Size
€1.4mtotal assets 2024
Staff
1 FTE
Equity
€227,955
Profit
€7,819
Financial health
47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.1%
Structure
Accounts 75 days overdue1 of 2 deeds read
Why 47raises riskFigures for financial year 2024 (filed 13-11-2025)Liquidity: current ratio 1.16, cash €1,5971 financial year not filed after the legal deadline; latest accounts 105 days late; 3 of the last 3 latelowers riskFounded in 2001Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 41+5
equity 16.3% of total assets
Liquidity 5+3
short-term debt 82.9% · cash 0.1%
Profitability 46-22
return on assets 0.6%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.4%● unchanged vs 12-2024 02-2025: 2.5%▲ +0.1 percentage points vs 01-2025 03-2025: 2.5%● unchanged vs 02-2025 04-2025: 2.4%▼ -0.1 percentage points vs 03-2025 05-2025: 2.5%▲ +0.1 percentage points vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.6%▲ +0.1 percentage points vs 06-2025 08-2025: 3.3%▲ +0.7 percentage points vs 07-2025 09-2025: 3.8%▲ +0.5 percentage points vs 08-2025 10-2025: 4.6%▲ +0.8 percentage points vs 09-2025 11-2025: 4.7%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 2.0%▼ -2.7 percentage points vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.1%▲ +0.1 percentage points vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.0%▼ -0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.1 percentage points vs 04-2026 06-2026: 2.1%● unchanged vs 05-2026 07-2026: 2.0%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 3.0%▲ +1.0 percentage point vs 07-2026 09-2026: 3.4%▲ +0.4 percentage points vs 08-2026 10-2026: 4.1%▲ +0.7 percentage points vs 09-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.16, compared with 1.1 in 2023, below the usual 1.5; short-term debt: 82.9% and cash: 0.1% of total assets), and 83.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 32% on solvency, 7% on liquidity, 34% on profitability and 49% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed 13-11-2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.16, cash €1,597
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 105 days late; 3 of the last 3 late
NBB · filings
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
105 days late
2023
63 days late
2022
53 days late
2021
184 days late
2020
144 days late
2019
74 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 104 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Resignation: DE GREGORIO Domenico (manager)Appointment: DE GREGORIO Domenico (director)…
  3. Back to profitnet €7,819

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View
  • Active since 2001founded 03-08-2001 25 years View
  • Total assets 20246 financial years filed €1.4m View

By topic

Financials

Financial year
2024
Total assets
€1.4m
Profit
€7,819
Solvency
16.3%
Total assets▼ 28.8%
Net result
20182024
Go to Financials

Timeline

Events
27
Since
2003
  1. 02-10-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 22-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
03-08-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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