FACTA CONCEPT
ActiveSummary
FACTA CONCEPT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-14k) and a net result of €-27k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-16
Solvency15▼-17
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.27 in 2024; short-term debt: 95.9% and cash: 3.7% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.1%
Return on assets
-19.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-14k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
1 d early
2021
7 d early
2020
13 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-27k▼ 72.4%
2024 · €-16k
Working capital
€-123k▼ 24.1%
2024 · €-99k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-15k€24k€-11k€-14k▼ 26.8%€-24k▼ 71.7%
Net result€-16k▼ 4,283%€22k€-12k€-16k▼ 33.2%€-27k▼ 72.4%
Equity€6k▼ 73.3%€41k▲ 617%€29k▼ 29.2%€13k▼ 55.0%€-14k
Total assets€41k▲ 16.4%€72k▲ 75.0%€188k▲ 160%€173k▼ 8.1%€142k▼ 18.0%
Debt€36k▲ 150%€32k▼ 11.0%€159k▲ 403%€160k▲ 0.3%€156k▼ 2.4%
Working capital€-2k€32k€-70k€-99k▼ 42.3%€-123k▼ 24.1%
Staff (FTE)0.9=0.9=1▲ 11.1%1=1=
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €14k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€129k ▼ 4.9%
Current assets
€13k ▼ 65.6%
Key figures and ratios
EBITDA
€-6k▼
2024 · €2k
Cash flow
€-9k▼
2024 · €204
Solvency
-10.1%▼
2024 · 7.5%
Current ratio
0.09▼
2024 · 0.27
Debt to equity
-10.89▼
2024 · 12.39
ROA
-19.2%▼
2024 · -9.1%
Interest coverage
-1.88▼
2024 · 1.08
Debt ≤ 1 year
€136k▼
2024 · €136k
Debt > 1 year
€20k▼
2024 · €23k
Income taxes
€0
Staff costs
€36k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €45k | €52k | €56k | €36k | ▼ 35.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €8k | €16k | €18k | ▲ 12.4% |
| Other operating charges640/8 | - | €886 | €2k | €300 | €3k | ▲ 1,006% |
| Non-recurring operating charges66A | - | - | - | €1k | €27 | ▼ 97.5% |
| Gross operating margin9900 | €24k | €73k | €51k | €59k | €33k | ▼ 43.8% |
| Operating profit (loss)9901 | €-15k | €24k | €-11k | €-14k | €-24k | ▼ 71.7% |
| Financial income75/76B | - | €62 | €81 | €51 | €17 | ▼ 67.1% |
| Recurring financial income75 | €20 | €62 | €81 | €51 | €17 | ▼ 67.1% |
| Financial charges65/66B | - | €932 | €904 | €2k | €3k | ▲ 73.9% |
| Recurring financial charges65 | €778 | €932 | €904 | €2k | €3k | ▲ 73.9% |
| Profit (loss) for the period before taxes9903 | €-16k | €23k | €-12k | €-16k | €-27k | ▼ 72.4% |
| Income taxes67/77 | - | €1k | - | - | €0 | - |
| Profit (loss) for the period9904 | €-16k | €22k | €-12k | €-16k | €-27k | ▼ 72.4% |
| Profit (loss) for the period to be appropriated9905 | €-16k | €22k | €-12k | €-16k | €-27k | ▼ 72.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41k | €72k | €188k | €173k | €142k | ▼ 18.0% |
| Fixed assets21/28 | €7k | €9k | €124k | €135k | €129k | ▼ 4.9% |
| Intangible fixed assets21 | €747 | - | - | - | - | - |
| Tangible fixed assets22/27 | €7k | €9k | €124k | €135k | €129k | ▼ 4.9% |
| Furniture and vehicles24 | - | €6k | €19k | €16k | €23k | ▲ 42.8% |
| Other tangible fixed assets26 | - | €3k | €106k | €119k | €106k | ▼ 11.4% |
| Current assets29/58 | €34k | €64k | €64k | €37k | €13k | ▼ 65.6% |
| Amounts receivable within one year40/41 | €23k | €46k | €33k | €19k | €6k | ▼ 66.8% |
| Trade receivables40 | - | €46k | €33k | €19k | €6k | ▼ 66.8% |
| Cash at bank and in hand54/58 | €11k | €17k | €28k | €12k | €5k | ▼ 56.6% |
| Deferred charges and accrued income490/1 | - | €858 | €2k | €6k | €1k | ▼ 80.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41k | €72k | €188k | €173k | €142k | ▼ 18.0% |
| Equity10/15 | €6k | €41k | €29k | €13k | €-14k | ▼ 211% |
| Contributions10/11 | €6k | €19k | €19k | €20k | €20k | = |
| Capital10 | - | €19k | €19k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Reserves13 | €27k | €37k | €37k | €35k | €35k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Legal reserve130 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €10k | €10k | €10k | €10k | = |
| Distributable reserves133 | - | €25k | €25k | €25k | €25k | = |
| Profit (loss) carried forward14 | €-27k | €-15k | €-27k | €-43k | €-70k | ▼ 63.9% |
| Amounts payable17/49 | €36k | €32k | €159k | €160k | €156k | ▼ 2.4% |
| Amounts payable after more than one year17 | - | - | €26k | €23k | €20k | ▼ 15.6% |
| Financial debts170/4 | - | - | €26k | €23k | €20k | ▼ 15.6% |
| Amounts payable within one year42/48 | €36k | €31k | €133k | €136k | €136k | ▼ 0.4% |
| Current portion of amounts payable after more than one year42 | - | - | €4k | €4k | €4k | = |
| Trade debts44 | €2k | €3k | €14k | €1k | €2k | ▲ 26.5% |
| Suppliers440/4 | - | €3k | €14k | €1k | €2k | ▲ 26.5% |
| Taxes, remuneration and social security45 | - | €15k | €17k | €19k | €8k | ▼ 59.3% |
| Taxes450/3 | - | €8k | €7k | €13k | €8k | ▼ 41.7% |
| Remuneration and social security454/9 | - | €7k | €9k | €6k | - | - |
| Other amounts payable47/48 | - | €13k | €99k | €113k | €123k | ▲ 9.2% |
| Accrued charges and deferred income492/3 | - | €559 | €85 | €66 | €359 | ▲ 446% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-16k | €22k | €-12k | €-16k | €-27k | ▼ 72.4% |
| + Depreciation and write-downs630 | €3k | €3k | €8k | €16k | €18k | ▲ 12.4% |
| Operating cash flow (approximation) | €-12k | €25k | €-4k | €204 | €-9k | ▼ 4,631% |
| Investment in fixed assets (approximation) | - | €-4k | €-124k | €-27k | €-11k | ▲ 58.0% |
| Change in cash | - | €6k | €11k | €-16k | €-7k | ▲ 57.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 2.04
Current ratio from 0.95 to 2.04; short-term debt falls from €36k to €31k.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
24-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz · 2 establishment units since 2012
Ground area
2,143 m²
Building footprint
249 m²
Volume, LiDAR
2,483 m³
2 parcels, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rue des Ateliers(MLZ) 151, 7140 Morlanwelz
since 20122.209.618.527
FACTA CONCEPT
since 20232.339.843.403
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057A0312/00F009 | Wallonia | 1,233 m² | 1 · 124 m² | 14.8 m · 4 fl. |
| 52019A0059/00D003 | Wallonia | 910 m² | 1 · 125 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2012
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
85592Vocational training
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.