Faccader
ActiveThe computed 12-month bankruptcy probability of Faccader is 3.0% (moderate). The 2024 annual accounts show equity of €552k and a net result of €169k. Equity is growing by ~34.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 2096 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-23
Solvency56▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.3 in 2023; short-term debt: 43.6% and cash: 1.3% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
254 d late
2022
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€552k▲ 44.2%
2023 · €382k
2022: €289k
2023: €382k
2022 → 2024
Total assets
€1.80M▲ 32.6%
2023 · €1.35M
2022: €809k
2023: €1.35M
2022 → 2024
Net result
€169k▲ 80.7%
2023 · €94k
2022: €249k
2023: €94k
2022 → 2024
Working capital
€271k▲ 17.3%
2023 · €231k
2022: €282k
2023: €231k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€289k-€382k▲ 32.4%€552k▲ 44.2%
Operating result€327k-€196k▼ 40.2%€533k▲ 172%
Net result€249k-€94k▼ 62.4%€169k▲ 80.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 172% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.80M
Fixed assets
€742k▲ 109%
Current assets
€1.05M▲ 5.5%
Equity and liabilities €1.80M
Equity
€552k▲ 44.2%
Debt
€1.25M▲ 28.1%
The debt ratio falls from 71.8% to 69.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€638k▲
2023 · €244k
Cash flow
€273k▲
2023 · €142k
Solvency
30.7%▲
2023 · 28.2%
Current ratio
1.35▲
2023 · 1.30
Quick ratio
1.29▲
2023 · 1.25
Debt / equity
2.26▼
2023 · 2.54
ROE
30.7%▲
2023 · 24.5%
ROA
9.4%▲
2023 · 6.9%
Interest coverage
2.82▼
2023 · 17.98
Debt
€1.25M▲
2023 · €972k
Debt ≤ 1 year
€784k▲
2023 · €769k
Debt > 1 year
€462k▲
2023 · €201k
Income taxes
€145k▲
2023 · €96k
Staff costs
€55k▲
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.35M€1.80M▲
Fixed assets21/28€355k€742k▲
Tangible fixed assets22/27€320k€707k▲
Land and buildings22-€382k
Plant, machinery and equipment23€49k€49k▼
Furniture and vehicles24€153k€111k▼
Leasing and similar rights25€117k€165k▲
Financial fixed assets28€35k€35k▲
Current assets29/58€1,000k€1.05M▲
Stocks and contracts in progress3€37k€45k▲
Stocks30/36€37k€45k▲
Amounts receivable within one year40/41€899k€976k▲
Trade receivables40€659k€855k▲
Other amounts receivable41€240k€121k▼
Cash at bank and in hand54/58€39k€24k▼
Deferred charges and accrued income490/1€24k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.80M▲
Equity10/15€382k€552k▲
Contributions10/11€40k€40k=
Reserves13€343k€512k▲
Distributable reserves133€343k€512k▲
Amounts payable17/49€972k€1.25M▲
Amounts payable after more than one year17€201k€462k▲
Financial debts170/4€201k€462k▲
Amounts payable within one year42/48€769k€784k▲
Current portion of amounts payable after more than one year42€81k€117k▲
Trade debts44€512k€414k▼
Suppliers440/4€512k€414k▼
Taxes, remuneration and social security45€176k€252k▲
Taxes450/3€173k€248k▲
Remuneration and social security454/9€2k€5k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€42k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€104k▲
Other operating charges640/8€15k€75k▲
Gross operating margin9900€302k€767k▲
Operating profit (loss)9901€196k€533k▲
Financial income75/76B€7k€7k▼
Recurring financial income75€7k€7k▼
Financial charges65/66B€14k€226k▲
Recurring financial charges65€14k€226k▲
Profit (loss) for the period before taxes9903€189k€314k▲
Income taxes67/77€96k€145k▲
Profit (loss) for the period9904€94k€169k▲
Profit (loss) for the period to be appropriated9905€94k€169k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€169k▲
Transfer to equity691/2€94k€169k▲
To other reserves6921€94k€169k▲
Social balance
Average headcount (FTE)90870.60.8▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 254 days late
2024
31-12
Financial
Equity above €500kEq €552k ▲44.2%
3 profitable years in a row build equity to €552k.
2023
31-12
Financial
Weakest financial yearnet €94k ▼62.4%
Net result drops to €94k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 8-102830 WillebroekGround area
3.8 ha
Building footprint
9,426 m²
Volume, LiDAR
77,888 m³
2 parcels, Flanders, Wallonia · tallest building 19.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Koningin Astridlaan 8-10, 2830 Willebroek
since 20222.333.275.612
Faccader
since 20242.363.498.634
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036D0640/00N000 | Flanders | 3.8 ha | 1 · 8,930 m² | 18.9 m · 3 fl. |
| 92067A0066/00F000 | Wallonia | 476 m² | 1 · 497 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Constreno
BE 0831.964.149
Tongeren-Borgloon · Eq €551k
BOUWONDERNEMING MICHIELS
BE 0438.151.176
Heist-op-den-Berg · Eq €552k
Maesbouw
BE 0460.512.448
Alken · Eq €552k
J&W INVEST
BE 0871.262.611
Stabroek · Eq €551k
AU POINT
BE 0435.165.061
Braine-l'Alleud · Eq €552k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 8,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43310Plastering work
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.