Façade 9

Active

Private limited company (pre-2019)founded 201213 yrs activeVanderkinderestraat 544, 1180 Ukkel, BelgiumKBO/BCE: BE 0849.553.120

The computed 12-month bankruptcy probability of Façade 9 is 1.6% (moderate). The 2024 annual accounts show equity of €70k and a net result of €76k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 9980 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

73 / 100

Healthy▲ +32 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency56▲+7

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 2.11 against 1.19 in 2023), but 76.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-03-2026, 216 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

216 d late

2023

195 d late

2022

77 d late

2021

31 d late

2020

88 d late

2019

111 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€76k▼ 5.0%

2023 · €80k

2018: €4k 2019: €-63k 2020: €60k 2021: €24k 2022: €-113k 2023: €80k

2018 → 2024

Working capital

€153k▲ 69.2%

2023 · €91k

2018: €-1k 2019: €-62k 2020: €-1k 2021: €147k 2022: €24k 2023: €91k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€4k-€28k▲ 669%€-85k€-5k▲ 93.7%€70k

Operating result€67k-€50k▼ 24.7%€-96k€95k€111k▲ 16.9%

Net result€60k-€24k▼ 59.9%€-113k€80k€76k▼ 5.0%

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed two years in a row; 2024 is 17% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €298k

97.5%

Fixed assets €7k▼ 36.1%

Current assets €291k▼ 48.3%

Equity and liabilities €298k

23.5%

76.5%

Equity €70k

Debt €228k

Debt finances 76.5% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

EBITDA

€113k▲

2023 · €97k

Cash flow

€78k▼

2023 · €82k

Solvency

23.5%▲

2023 · -0.9%

Current ratio

2.11▲

2023 · 1.19

Quick ratio

2.11▲

2023 · 1.15

Debt / equity

3.25

ROE

107.7%

ROA

25.3%▲

2023 · 13.9%

Interest coverage

5.93▲

2023 · 4.58

Debt

€228k▼

2023 · €579k

Debt ≤ 1 year

€138k▼

2023 · €472k

Debt > 1 year

€89k▼

2023 · €107k

Income taxes

€22k

Staff costs

€43k▲

2023 · €19k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€574k€298k▼

Fixed assets21/28€12k€7k▼

Tangible fixed assets22/27€10k€7k▼

Furniture and vehicles24€10k€7k▼

Financial fixed assets28€2k€0▼

Current assets29/58€562k€291k▼

Amounts receivable after more than one year29€139k€139k=

Other amounts receivable291€139k€139k=

Stocks and contracts in progress3€20k€0▼

Stocks30/36€20k€0▼

Amounts receivable within one year40/41€385k€126k▼

Trade receivables40€261k€14k▼

Other amounts receivable41€124k€112k▼

Cash at bank and in hand54/58€851€2k▲

Deferred charges and accrued income490/1€18k€24k▲

Equity and liabilities

Total equity and liabilities10/49€574k€298k▼

Equity10/15€-5k€70k▲

Contributions10/11€19k€19k=

Profit (loss) carried forward14€-24k€52k▲

Amounts payable17/49€579k€228k▼

Amounts payable after more than one year17€107k€89k▼

Financial debts170/4€107k€89k▼

Amounts payable within one year42/48€472k€138k▼

Current portion of amounts payable after more than one year42€15k€16k▲

Financial debts43€125k€2k▼

Credit institutions430/8€125k€2k▼

Trade debts44€97k€11k▼

Suppliers440/4€94k€11k▼

Bills of exchange payable441€3k€0▼

Advances received on contracts in progress46€6k€6k=

Taxes, remuneration and social security45€33k€23k▼

Taxes450/3€2k€18k▲

Remuneration and social security454/9€31k€5k▼

Other amounts payable47/48€196k€80k▼

Accrued charges and deferred income492/3€1k€1k=

Income statement Code20232024

Remuneration, social security and pensions62€19k€43k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲

Other operating charges640/8€2k€13k▲

Gross operating margin9900€117k€169k▲

Operating profit (loss)9901€95k€111k▲

Financial income75/76B€6k€6k▼

Recurring financial income75€6k€6k▼

Financial charges65/66B€21k€19k▼

Recurring financial charges65€21k€19k▼

Profit (loss) for the period before taxes9903€80k€98k▲

Income taxes67/77-€22k

Profit (loss) for the period9904€80k€76k▼

Profit (loss) for the period to be appropriated9905€80k€76k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-24k€52k▲

Profit (loss) brought forward from the previous period14P€-104k€-24k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

2026

04-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 216 days late

2025

11-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 195 days late

2023

31-12

Financial Back to profitnet €80k

Net result €80k after one loss-making year.

16-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 77 days late

2022

31-12

Financial Weakest financial yearnet €-113k ▼566%

Net result drops to €-113k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

27-10

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 88 days late

2020

31-12

Financial Back to profitnet €60k

Net result €60k after one loss-making year.

19-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 111 days late

2019

22-10

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 83 days late

2018

01-10

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 62 days late

2017

29-09

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 60 days late

2016

23-09

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 54 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ukkel · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vanderkinderestraat 5441180 Ukkel

Ground area

113 m²

Building footprint

69 m²

Volume, LiDAR

687 m³

Parcel 21612C0001/00K060, Brussels · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Vanderkinderestraat 544, 1180 Ukkel

Plumbing work

since 20122.295.239.635

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21612C0001/00K060	Brussels	113 m²	1 · 69 m²	13.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 13,094 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company (pre-2019)

Founded12-10-2012

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

43910Bricklaying and masonry work

43994Specialised construction activities

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.