InStyle Project
ActiveInStyle Project has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+72
Solvency26▲+11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3481 sector peers (2025).
NBB · sector comparisonPosition among 3481 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
11 d late
2023
5 d late
2022
26 d early
2021
74 d late
2020
16 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k
2024 · €-33k
2018: €70k
2019: €145k
2020: €72k
2021: €14k
2022: €6k
2023: €-6k
2024: €-33k
2018 → 2025
Total assets
€329k▲ 3.4%
2024 · €318k
2018: €89k
2019: €526k
2020: €431k
2021: €352k
2022: €307k
2023: €356k
2024: €318k
2018 → 2025
Net result
€36k
2024 · €-27k
2018: €8k
2019: €76k
2020: €52k
2021: €-58k
2022: €-8k
2023: €-12k
2024: €-27k
2018 → 2025
Working capital
€-65k▲ 33.3%
2024 · €-98k
2018: €62k
2019: €113k
2020: €31k
2021: €-32k
2022: €-42k
2023: €-64k
2024: €-98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€6k▼ 57.4%€-6k€-33k▼ 467%€3k
Operating result€-55k-€-2k▲ 97.2%€-5k▼ 228%€-14k▼ 188%€46k
Net result€-58k-€-8k▲ 86.0%€-12k▼ 45.1%€-27k▼ 128%€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €14k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€230k▼ 5.9%
Current assets
€99k▲ 34.4%
Equity and liabilities €329k
Equity
€3k
Debt
€326k
Debt finances 99.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€65k▲
2024 · €2k
Cash flow
€55k▲
2024 · €-10k
Solvency
1.0%▲
2024 · -10.3%
Current ratio
0.60▲
2024 · 0.43
Quick ratio
0.60▲
2024 · 0.43
Debt / equity
98.33▲
2024 · -10.73
ROA
11.0%▲
2024 · -8.5%
Interest coverage
6.38▲
2024 · 0.26
Debt
€326k▼
2024 · €351k
Debt ≤ 1 year
€164k▼
2024 · €171k
Debt > 1 year
€162k▼
2024 · €180k
Income taxes
€0▼
2024 · €4k
Staff costs
€16k▼
2024 · €52k
A ratio outside any meaningful range has been withheld (balance sheet total €329k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€329k▲
Fixed assets21/28€245k€230k▼
Tangible fixed assets22/27€245k€230k▼
Land and buildings22€230k€219k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€10k€9k▼
Financial fixed assets28€200€200=
Current assets29/58€73k€99k▲
Amounts receivable within one year40/41€68k€98k▲
Trade receivables40€59k€86k▲
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€33€1k▲
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€318k€329k▲
Equity10/15€-33k€3k▲
Contributions10/11€19k€19k=
Reserves13€54k€54k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€52k€52k=
Profit (loss) carried forward14€-105k€-69k▲
Amounts payable17/49€351k€326k▼
Amounts payable after more than one year17€180k€162k▼
Financial debts170/4€180k€162k▼
Amounts payable within one year42/48€171k€164k▼
Current portion of amounts payable after more than one year42€118k€103k▼
Trade debts44€40k€56k▲
Suppliers440/4€40k€56k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€0€920▲
Remuneration and social security454/9€7k€4k▼
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€52k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€57k€85k▲
Operating profit (loss)9901€-14k€46k▲
Financial income75/76B€332€401▲
Recurring financial income75€332€401▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€-23k€36k▲
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€-27k€36k▲
Profit (loss) for the period to be appropriated9905€-27k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-105k€-69k▲
Profit (loss) brought forward from the previous period14P€-78k€-105k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after 4 loss-making years.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Weakest financial yearnet €-58k ▼212%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €76k ▲834%
Operating result €85k, net result €76k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲109%
2 profitable years in a row build equity to €145k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kumtichstraat(KMT) 373300 TienenGround area
698 m²
Building footprint
149 m²
Volume, LiDAR
1,076 m³
Parcel 24057C0068/00V014, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kumtichstraat(KMT) 37, 3300 Tienen
since 20142.253.464.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24057C0068/00V014 | Flanders | 698 m² | 1 · 149 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HB.A
BE 0690.741.651
Antwerpen · Eq €3k
LP Investments
BE 0684.444.272
Antwerpen · Eq €3k
MY CONCEPT DESIGN
BE 0798.996.225
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MODELMAKERIJ VAN GERWEN
BE 0473.201.335
Antwerpen · Eq €3k
Elvan Kalemkus
BE 0740.707.242
Antwerpen · Eq €4k
Of 3,842 companies in sector 74111 we hold annual accounts for 1,008. 180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-06-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
71112Activities of interior architects
73110Advertising agencies
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.