Make Over Build
ActiveMake Over Build has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €15k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 1290 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
78
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-18
Solvency56▲+8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.35 in 2024), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
3 d late
2021
2 d early
2020
30 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 16.6%
2024 · €89k
2019: €21k
2020: €32k
2021: €35k
2022: €49k
2023: €73k
2024: €89k
2019 → 2025
Total assets
€357k▲ 6.5%
2024 · €335k
2019: €147k
2020: €225k
2021: €343k
2022: €240k
2023: €315k
2024: €335k
2019 → 2025
Net result
€15k▼ 6.8%
2024 · €16k
2019: €19k
2020: €11k
2021: €3k
2022: €14k
2023: €24k
2024: €16k
2019 → 2025
Working capital
€115k▲ 34.5%
2024 · €85k
2019: €24k
2020: €42k
2021: €64k
2022: €49k
2023: €114k
2024: €85k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€49k▲ 40.8%€73k▲ 48.3%€89k▲ 21.7%€103k▲ 16.6%
Operating result€4k-€33k▲ 697%€34k▲ 5.1%€23k▼ 33.4%€20k▼ 13.4%
Net result€3k-€14k▲ 470%€24k▲ 66.7%€16k▼ 33.5%€15k▼ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €357k
Fixed assets
€2k▼ 49.2%
Current assets
€355k▲ 7.3%
Equity and liabilities €357k
Equity
€103k▲ 16.6%
Debt
€254k▲ 2.8%
The debt ratio falls from 73.5% to 71.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€22k▼
2024 · €25k
Cash flow
€17k▼
2024 · €18k
Solvency
29.0%▲
2024 · 26.5%
Current ratio
1.48▲
2024 · 1.35
Quick ratio
1.24▲
2024 · 1.06
Debt / equity
2.45▼
2024 · 2.78
ROE
14.2%▼
2024 · 17.8%
ROA
4.1%▼
2024 · 4.7%
Interest coverage
10.09▼
2024 · 12.77
Debt
€254k▲
2024 · €247k
Debt ≤ 1 year
€240k▼
2024 · €245k
Income taxes
€6k▲
2024 · €5k
Staff costs
€65k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€335k€357k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€5k€2k▼
Current assets29/58€331k€355k▲
Stocks and contracts in progress3€72k€58k▼
Stocks30/36€35k€40k▲
Contracts in progress37€37k€18k▼
Amounts receivable within one year40/41€221k€225k▲
Trade receivables40€204k€196k▼
Other amounts receivable41€16k€29k▲
Cash at bank and in hand54/58€5k€17k▲
Deferred charges and accrued income490/1€33k€55k▲
Equity and liabilities
Total equity and liabilities10/49€335k€357k▲
Equity10/15€89k€103k▲
Contributions10/11€6k€6k=
Reserves13€83k€97k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€83k€97k▲
Amounts payable17/49€247k€254k▲
Amounts payable within one year42/48€245k€240k▼
Financial debts43€15k€0▼
Credit institutions430/8€15k€0▼
Trade debts44€119k€116k▼
Suppliers440/4€119k€116k▼
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€101k€115k▲
Accrued charges and deferred income492/3€1k€14k▲
Income statement
Code20242025
Remuneration, social security and pensions62€67k€65k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€726€451▼
Gross operating margin9900€93k€87k▼
Operating profit (loss)9901€23k€20k▼
Financial income75/76B€205€3k▲
Recurring financial income75€205€3k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€21k€20k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€16k€15k▼
Profit (loss) for the period to be appropriated9905€16k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€15k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€16k€15k▼
To other reserves6921€16k€15k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €100kEq €103k ▲16.6%
7 profitable years in a row build equity to €103k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €24k ▲66.7%
Operating result €34k, net result €24k, both a record.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €3k ▼77.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2015
17-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 directors, no change since 2024
DE ROOCK Jos Germaine Frans
CurrentDirector · since 08-04-2024
DE ROOCK Karel Jos Jan
CurrentDirector · since 08-04-2024
BV DE ROOCK
CurrentDirector · since 17-05-2023 · Legal entity · perm. rep.: Jan De Roock
Jos De Roock
CurrentDirector · since 17-05-2023
Karel De Roock
CurrentDirector · since 17-05-2023
08-04-2024
DE ROOCK Jos Germaine Frans: Appointed as Director
08-04-2024
DE ROOCK Karel Jos Jan: Appointed as Director
08-04-2024
BV DE ROOCK: Appointed as Director
17-05-2023
BV DE ROOCK: Appointed as Director
17-05-2023
Jos De Roock: Appointed as Director
17-05-2023
Karel De Roock: Appointed as Director
17-05-2023
Jan De Roock: Resigned as Director
17-05-2023
BV De Roock: Appointed as Permanent representative
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollestraat 171741 TernatGround area
566 m²
Building footprint
314 m²
Volume, LiDAR
1,914 m³
Parcel 23091B0361/00K000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bollestraat 17, 1741 Ternat
since 20112.203.958.279
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23091B0361/00K000 | Flanders | 566 m² | 1 · 314 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BROERS TECHNIEK
BE 0761.908.076
Hoogstraten · Eq €103k
GEBLO
BE 0715.412.711
Zonnebeke · Eq €105k
JOOS STEVEN
BE 0661.806.848
Erpe-Mere · Eq €102k
ROVA AANHANGWAGENS
BE 0462.779.575
Arendonk · Eq €101k
Construct D'haene Peter
BE 0797.020.987
Oostrozebeke · Eq €107k
Of 876 companies in sector 33110 we hold annual accounts for 435. 332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2011
Fiscal year end31-03
Abbreviation
MOB
Abbreviation NL
Make O Build
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
41001General construction of residential buildings
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43350Other building finishing work
43410Roofing work
46643Wholesale of electrical equipment, including installation materials
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.