FA Groupe
ActiveSummary
FA Groupe has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387k and a net result of €202k. Equity is growing by ~134.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-12
Solvency71▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.32 in 2024; short-term debt: 36.9% and cash: 3.2% of total assets), and 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
24.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
70 d early
2024
57 d early
2023
68 d early
2022
45 d early
2021
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€202k▼ 19.1%
2024 · €250k
2021: €5k
2022: €91k
2023: €176k
2024: €250k
2021 → 2025
Working capital
€-272k▼ 33.6%
2024 · €-204k
2021: €-392k
2022: €-303k
2023: €-312k
2024: €-204k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€99k▲ 1,117%€274k▲ 178%€434k▲ 58.3%€387k▼ 11.0%
Operating result€7k-€67k▲ 833%€33k▼ 51.3%€100k▲ 205%€67k▼ 32.9%
Net result€5k-€91k▲ 1,672%€176k▲ 93.6%€250k▲ 42.4%€202k▼ 19.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €840k
Fixed assets
€803k ▼ 7.1%
Current assets
€37k ▼ 60.9%
Equity and liabilities €840k
Equity
€387k ▼ 11.0%
Debt
€453k ▼ 13.6%
Debt's share of the balance-sheet total falls from 54.7% to 54.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€91k▼
2024 · €134k
Cash flow
€227k▼
2024 · €285k
Current ratio
0.12▼
2024 · 0.32
Debt to equity
1.17▼
2024 · 1.21
ROE
52.3%▼
2024 · 57.6%
ROA
24.1%▼
2024 · 26.1%
Interest coverage
2.73▼
2024 · 4.04
Debt ≤ 1 year
€310k▲
2024 · €299k
Debt > 1 year
€144k▼
2024 · €226k
Income taxes
€27k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€959k€840k▼
Fixed assets21/28€864k€803k▼
Tangible fixed assets22/27€464k€403k▼
Land and buildings22€391k€377k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€69k€22k▼
Financial fixed assets28€400k€400k=
Current assets29/58€95k€37k▼
Amounts receivable within one year40/41€15k€9k▼
Trade receivables40€12k€9k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€80k€27k▼
Deferred charges and accrued income490/1€929€979▲
Equity and liabilities
Total equity and liabilities10/49€959k€840k▼
Equity10/15€434k€387k▼
Contributions10/11€3k€3k=
Reserves13-€82k
Distributable reserves133-€82k
Profit (loss) carried forward14€431k€302k▼
Amounts payable17/49€525k€453k▼
Amounts payable after more than one year17€226k€144k▼
Financial debts170/4€226k€144k▼
Amounts payable within one year42/48€299k€310k▲
Current portion of amounts payable after more than one year42€79k€82k▲
Trade debts44€240€677▲
Suppliers440/4€240€677▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Other amounts payable47/48€213k€215k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€25k▼
Other operating charges640/8€1k€16k▲
Gross operating margin9900€136k€108k▼
Operating profit (loss)9901€100k€67k▼
Financial income75/76B€205k€196k▼
Recurring financial income75€205k€196k▼
Financial charges65/66B€33k€34k▲
Recurring financial charges65€33k€34k▲
Profit (loss) for the period before taxes9903€271k€229k▼
Income taxes67/77€21k€27k▲
Profit (loss) for the period9904€250k€202k▼
Profit (loss) for the period to be appropriated9905€250k€202k▼
Appropriation of the result
Profit (loss) to be appropriated9906€521k€634k▲
Profit (loss) brought forward from the previous period14P€271k€431k▲
Transfer to equity691/2-€82k
To other reserves6921-€82k
Profit to be distributed694/7€90k€250k▲
Return on contributions (dividend)694€90k€250k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2021net €250k ▲42.4%
Operating result €100k, net result €250k, both a record.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €200kEq €274k ▲178%
3 profitable years in a row build equity to €274k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sclef, Meux 405081 La BruyèreGround area
1,145 m²
Building footprint
181 m²
Parcel 92088A0072/00V000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FA Groupe
since 20212.321.519.806
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92088A0072/00V000 | Wallonia | 1,145 m² | 1 · 181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900EQFF1WBJNO2U79
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,802 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:francois.allard@figestco.be
Phone:+32479622618