My Accountant
ActiveMy Accountant has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €40k. Equity is growing by ~68.6% per year across the filed fiscal years. Its solvency ranks better than 16% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-16
Solvency38▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.73 in 2024; short-term debt: 29.3% and cash: 3.2% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
4.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
55 d late
2023
162 d late
2022
24 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€246k
EBIT margin
31.3%
Net result
€40k▲ 4.6%
2024 · €38k
2021: €14k
2022: €4k
2023: €28k
2024: €38k
2021 → 2025
Working capital
€-137k▼ 98.7%
2024 · €-69k
2021: €15k
2022: €19k
2023: €-101k
2024: €-69k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€246k
Equity€18k-€22k▲ 21.1%€50k▲ 130%€88k▲ 76.8%€128k▲ 45.4%
Operating result€23k-€7k▼ 66.9%€41k▲ 456%€77k▲ 86.3%€79k▲ 2.6%
Net result€14k-€4k▼ 73.8%€28k▲ 648%€38k▲ 35.7%€40k▲ 4.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €959k
Fixed assets
€814k▲ 50.7%
Current assets
€144k▼ 23.6%
Equity and liabilities €959k
Equity
€128k▲ 45.4%
Debt
€831k▲ 29.6%
The debt ratio falls from 87.9% to 86.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €92k
Cash flow
€60k▲
2024 · €53k
Solvency
13.3%▲
2024 · 12.1%
Current ratio
0.51▼
2024 · 0.73
Quick ratio
0.51▼
2024 · 0.73
Debt / equity
6.49▼
2024 · 7.29
ROE
31.2%▼
2024 · 43.4%
ROA
4.2%▼
2024 · 5.2%
Interest coverage
4.08▼
2024 · 4.34
Debt
€831k▲
2024 · €641k
Debt ≤ 1 year
€281k▲
2024 · €258k
Debt > 1 year
€550k▲
2024 · €383k
Income taxes
€15k▼
2024 · €18k
Staff costs
€170▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€729k€959k▲
Formation expenses20-€0
Fixed assets21/28€540k€814k▲
Tangible fixed assets22/27€540k€814k▲
Furniture and vehicles24€1k€511▼
Other tangible fixed assets26€539k€814k▲
Financial fixed assets28€0-
Current assets29/58€189k€144k▼
Amounts receivable within one year40/41€170k€113k▼
Trade receivables40€69k€99k▲
Other amounts receivable41€101k€14k▼
Cash at bank and in hand54/58€19k€31k▲
Equity and liabilities
Total equity and liabilities10/49€729k€959k▲
Equity10/15€88k€128k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€84k€124k▲
Amounts payable17/49€641k€831k▲
Amounts payable after more than one year17€383k€550k▲
Financial debts170/4€383k€550k▲
Amounts payable within one year42/48€258k€281k▲
Current portion of amounts payable after more than one year42€21k€30k▲
Trade debts44€169k€155k▼
Suppliers440/4€169k€155k▼
Taxes, remuneration and social security45€30k€18k▼
Taxes450/3€30k€18k▼
Other amounts payable47/48€38k€78k▲
Income statement
Code20242025
Turnover70€246k-
Goods, raw materials, services and sundry goods60/61€149k-
Remuneration, social security and pensions62€3k€170▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€2k€10k▲
Gross operating margin9900€97k€109k▲
Operating profit (loss)9901€77k€79k▲
Financial income75/76B€3€387▲
Recurring financial income75€3€387▲
Financial charges65/66B€21k€24k▲
Recurring financial charges65€21k€24k▲
Profit (loss) for the period before taxes9903€56k€55k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€38k€40k▲
Profit (loss) for the period to be appropriated9905€38k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€124k▲
Profit (loss) brought forward from the previous period14P€46k€84k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €40k ▲4.6%
Operating result €79k, net result €40k, both a record.
31-12
Financial
Equity above €100kEq €128k ▲45.4%
5 profitable years in a row build equity to €128k.
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 162 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €4k ▼73.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-08-2023
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Citroenbomenlaan 301020 BrusselGround area
3,961 m²
Building footprint
958 m²
Volume, LiDAR
16,061 m³
2 parcels, Brussels · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
My Accountant
since 20202.307.401.752
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0191/00A002 | Brussels | 3,526 m² | 1 · 792 m² | 22.0 m · 6 fl. |
| 21818A0003/00B074 | Brussels | 435 m² | 1 · 166 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.