MARCAT
ActiveSummary
MARCAT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €508k and a net result of €151k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-10
Solvency86▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.19 in 2024; short-term debt: 38.9% and cash: 26.3% of total assets), and 38.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.1%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
16 d early
2022
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€151k▼ 14.1%
2024 · €176k
2022: €107k
2023: €179k
2024: €176k
2022 → 2025
Working capital
€103k▲ 76.4%
2024 · €59k
2022: €-304k
2023: €-121k
2024: €59k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€112k-€291k▲ 159%€467k▲ 60.4%€508k▲ 8.8%
Operating result€97k-€72k▼ 25.7%€79k▲ 9.5%€82k▲ 3.8%
Net result€107k-€179k▲ 66.4%€176k▼ 1.6%€151k▼ 14.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €832k
Fixed assets
€405k ▼ 0.9%
Current assets
€427k ▲ 17.3%
Equity and liabilities €832k
Equity
€508k ▲ 8.8%
Debt
€324k ▲ 6.0%
Debt's share of the balance-sheet total falls from 39.5% to 38.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▲
2024 · €83k
Cash flow
€155k▼
2024 · €180k
Current ratio
1.32▲
2024 · 1.19
Debt to equity
0.64▼
2024 · 0.65
ROE
29.7%▼
2024 · 37.7%
ROA
18.2%▼
2024 · 22.8%
Interest coverage
1.39▼
2024 · 1.90
Debt ≤ 1 year
€324k▲
2024 · €306k
Income taxes
€22k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€773k€832k▲
Fixed assets21/28€408k€405k▼
Tangible fixed assets22/27€8k€5k▼
Furniture and vehicles24€8k€5k▼
Financial fixed assets28€400k€400k=
Current assets29/58€364k€427k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€930-
Current investments50/53€218k€202k▼
Cash at bank and in hand54/58€142k€219k▲
Deferred charges and accrued income490/1€858€2k▲
Equity and liabilities
Total equity and liabilities10/49€773k€832k▲
Equity10/15€467k€508k▲
Contributions10/11€5k€5k=
Reserves13€460k€500k▲
Distributable reserves133€460k€500k▲
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€306k€324k▲
Amounts payable within one year42/48€306k€324k▲
Trade debts44€129€130▲
Suppliers440/4€129€130▲
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€14k▲
Other amounts payable47/48€300k€310k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€618€691▲
Gross operating margin9900€84k€87k▲
Operating profit (loss)9901€79k€82k▲
Financial income75/76B€156k€153k▼
Recurring financial income75€156k€153k▼
Financial charges65/66B€44k€62k▲
Recurring financial charges65€44k€62k▲
Profit (loss) for the period before taxes9903€192k€173k▼
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€176k€151k▼
Profit (loss) for the period to be appropriated9905€176k€151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€182k€153k▼
Profit (loss) brought forward from the previous period14P€6k€2k▼
Transfer from equity791/2-€110k
Transfer to equity691/2€180k€150k▼
To other reserves6921€180k€150k▼
Profit to be distributed694/7-€110k
Return on contributions (dividend)694-€110k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €508k ▲8.8%
4 profitable years in a row build equity to €508k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €179k ▲66.4%
Net result €179k, the highest in the series.
31-12
Financial
Equity above €200kEq €291k ▲159%
2 profitable years in a row build equity to €291k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Orjo(JB) 785100 NamurGround area
6,996 m²
Building footprint
268 m²
Volume, LiDAR
3,219 m³
Parcel 92067C0261/00C000, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MARCAT
since 20212.320.975.220
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067C0261/00C000 | Wallonia | 6,996 m² | 1 · 268 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900UQNRKHCKVPN387
Similar companies · same sector, comparable size
FIDCO
BE 0861.996.438
Schilde · Eq €507,943
AHTES
BE 0824.163.369
Charleroi · Eq €508,579
WAREXCO
BE 0474.472.233
Mont-de-l'Enclus · Eq €507,580
Pieter Deré
BE 0746.758.656
Wevelgem · Eq €508,714
MexxFisCo
BE 0677.522.531
Villers-la-Ville · Eq €507,520
Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,483 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:catherine.marchal@figestco.be
Phone:+32476647927