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F-PRO

Active
Private limited companyfounded 2001active for 24 yearsLorkendreef 6, 2970 Schilde, BelgiumKBO/BCE: BE 0476.271.087
Summary

The computed 12-month bankruptcy probability of F-PRO is 1.8% (moderate). The 2024 annual accounts show equity of €25,806 and a net result of €48,016. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 8,807 sector peers (NACE 73, financial year 2024). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€190,497total assets 2024
Equity
€25,806
Profit
€48,016
Turnover not published (micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.8%
Structure
Holdings
1
Accounts 76 days overdue0 of 2 deeds read
Why 55raises riskFigures for financial year 2024 (filed 01-09-2025)Liquidity: current ratio 1.07, cash €2,310lowers riskFounded in 2001Size: total assets €190,497Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 53% of its sector peers (NACE 73, micro)
Financial strength · tick = 2023
Average
Solvency 39+32
equity 13.5% of total assets
Liquidity 4-1
short-term debt 85.3% · cash 1.2%
Profitability 100+100
return on assets 25.2%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,205 companies, NACE 73, micro)
Last 24 months 11-2024: 4.9%highest value 12-2024: 4.9%● unchanged vs 11-2024highest value 01-2025: 4.9%● unchanged vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 4.8%▼ -0.1 percentage points vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 4.2%▼ -0.6 percentage points vs 04-2025 06-2025: 2.3%▼ -1.9 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.8%▲ +0.4 percentage points vs 07-2025 09-2025: 2.8%● unchanged vs 08-2025 10-2025: 0.8%▼ -2.0 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.7%▼ -0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026 10-2026: 1.8%▲ +0.3 percentage points vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.07, compared with 0.99 in 2023, below the usual 1.5; short-term debt: 85.3% and cash: 1.2% of total assets), and 86.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 22% on solvency, 5% on liquidity, 88% on profitability and 96% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 01-09-2025)
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.07, cash €2,310
NBB · annual accounts
lowers risk · Size: total assets €190,497
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8807 sector peers (2024).
NBB · sector comparison
Position among 8807 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
32 days late
2023
61 days late
2022
58 days late
2021
226 days late
2020
187 days late
2019
144 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 118 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Back to profitnet €48,016
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: Back in profit in 2024after -€24,842 in 2023 €48,016 View
  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Caution: Among the weakest 20% on solvencysector median 55.0% · 8,807 companies 13.5% View

By topic

Financials

Financial year
2024
Total assets
€190,497
Profit
€48,016
Solvency
13.5%
Total assets▲ 52.5%
Net result
20182024
Go to Financials

Timeline

Events
23
Since
2003
  1. 27-09-2023Annual accounts filed
  2. 14-03-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
10-12-2001
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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