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F² IMMO

Active
Private limited company (pre-2019)founded 20197 yrs activeAvenue du Japon 14, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0719.792.557
Summary

F² IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €381,164 and a net result of €40,808. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 2552 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
F² IMMOActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€1.1mtotal assets 2025
Equity
€381,164
Profit
€40,808
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 23 d early1 of 4 deeds read
Why 69- Sector Construction of residential and non-residential buildings (NACE 41)- 1 change of registered office in 24 months+ Size: total assets €1.1m+ Figures for FY 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 58+4
equity 33.2% of total assets
Liquidity 51-1
short-term debt 17.8% · cash 5.0%
Profitability 73=
return on assets 3.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,187 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%▲ +2.8% vs 12-2024 02-2025: 0.7%▲ +0.6% vs 01-2025 03-2025: 0.7%▲ +3.1% vs 02-2025 04-2025: 0.8%▲ +11.9% vs 03-2025 05-2025: 0.6%▼ -20.2% vs 04-2025 06-2025: 0.8%▲ +20.2% vs 05-2025 07-2025: 1.0%▲ +23.7% vs 06-2025highest value 08-2025: 0.5%▼ -49.0% vs 07-2025lowest value 09-2025: 0.5%● 0.0% vs 08-2025lowest value 10-2025: 0.5%● 0.0% vs 09-2025lowest value 11-2025: 0.5%● 0.0% vs 10-2025lowest value 12-2025: 0.5%▲ +1.4% vs 11-2025 01-2026: 0.5%▼ -0.8% vs 12-2025 02-2026: 0.5%▲ +0.8% vs 01-2026 03-2026: 0.5%▲ +3.2% vs 02-2026 04-2026: 0.6%▲ +11.3% vs 03-2026 05-2026: 0.6%▲ +7.9% vs 04-2026 06-2026: 0.7%▲ +14.5% vs 05-2026 07-2026: 0.9%▲ +25.6% vs 06-2026 08-2026: 0.5%▼ -43.4% vs 07-2026 09-2026: 0.8%▲ +53.0% vs 08-2026 10-2026: 0.8%● 0.0% vs 09-2026
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Size: total assets €1.1m lowers the probability for this profile
  • Figures for FY 2025 (filed 08-07-2026) lowers the probability
  • 1 change of registered office in 24 months raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.35 in 2024; short-term debt: 17.8% and cash: 5% of total assets), and 66.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 40%, liquidity 55%, profitability 48%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
23 d early
2024
27 d early
2023
30 d late
2022
14 d late
2021
30 d early
2020
36 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €40,808 6 years View
  • Total assets 20256 fiscal years filed €1.1m View
  • Active since 2019founded 04-02-2019 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.1m
Profit
€40,808
Solvency
33.2%
Total assets▼ 4.1%
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2020
Next accounts
by 31-07-2027
  1. 31-08-2026Registered office
  2. 08-07-2026Annual accounts filed
  3. 04-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
04-02-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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